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MNSB

MainStreet Bancshares, Inc.
$24.64 -0.45 (-1.79%) At close · Jul 2
Market Cap
$175.37M
Shares
7,117,438

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$24.64 Open$25.11 Day$24.54–25.29 52W$17.68–25.29 Avg vol 30d51K Short int180K · 2.5% float · 4.8d Short vol53% Last earningsApr 20, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Buy
Technical · trend & momentum Strong Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +14% above
+ Price vs 50-day avg +4% above
RSI (14) 56 · neutral
+ MACD trend positive
+ 52-week position 91% · near high
Sentiment · smart money Neutral
Trend (MA cross) 50d $24 › 200d $22 — 50d above 200d
+ Institutional flow +11% holders QoQ · +14 funds added
Insider flow Net -$104.4K over 90 days · 100% sells
Short interest 2.53% of float · ▲ +3.1% MoM · 4.8 days cover
Volume signal Volume near normal
+ Institution breadth 83 holders — near 3-yr high, broad support
Fundamentals Excellent
Revenue growth −2% Y/Y
+ Gross margin 54%, expanding
+ EPS growth +210% Y/Y
+ Free cash flow $10.6M
+ Valuation P/E 12.4 · below peers
+ Buyback $34.5M authorized
+ Balance sheet net cash $58.1M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 21, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Loan growth · 2026 Initiated 3% – 5%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 2 · 4
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      +14% above Bullish
      Price vs 50-day avg
      +4% above Bullish
      RSI (14)
      56 · neutral Neutral
      MACD trend
      positive Bullish
      52-week position
      91% · near high Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $24 › 200d $22 — 50d above 200d
      Institutional flow Accumulating
      +11% holders QoQ · +14 funds added
      Insider flow Distributing
      Net -$104.4K over 90 days · 100% sells
      Short interest Rising
      2.53% of float · ▲ +3.1% MoM · 4.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      83 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $18 Now $25 · 91% 52-wk high $25
      vs 200-day avg +14% vs 50-day avg +4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      MNSB
      MainStreet Bancshares, Inc.
      this stock
      $175.37M +21.6% -1.6% 12.4 2.5%
      HDB
      Hdfc Bank Ltd
      $140.66B -25.0% +15.2% 0.3%
      MFG
      Mizuho Financial Group Inc
      $121.09B +35.8% 0.3%
      IBN
      Icici Bank Ltd
      $107.88B +0.9% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $101.67B +22.2% +7.2% 14.7 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      83
      % held
      59.0%
      Net QoQ
      -549.8K sh
      Top holder
      ALLIANCEBERNSTEIN L.P.
      Held Float
      View
      Held by Funds
      Fund positions
      103
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      180.4K
      Days to cover
      4.8d
      Change
      +5.4K sh
      View
      Short Volume
      Short vol %
      53%
      As of
      Jul 6, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      985
      Value
      $22.7K
      As of
      May 29, 2026
      View
      Off-Exchange
      Off-exchange %
      37.7%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$104.4K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $135.6M
      Net income (FY)
      $15.6M
      EPS diluted
      $1.76
      View
      Buybacks
      Authorized · 3 programs
      $34.5M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 26, 2026
      This year
      17
      View
      Proposed Sales
      Value
      $103.9K
      Shares
      4.5K
      Filed
      May 28, 2026
      View
      Exempt Offerings
      Offering
      $43.8M
      Filed
      Mar 15, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 20, 2026
      View
      Investor Relations
      Latest news
      Oliver James to Lead MainStreet B…
      Published
      May 19, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      MNSB +1.4% +8.7% +21.9% -0.2% +21.6%
      SPY +1.4% -1.3% +8.0% -0.3% +9.2%
      vs SPY +0.0% +9.9% +13.8% +0.1% +12.3%

      Capital returns

      Latest dividend
      $0.10 / share · ex May 4, 2026
      Paid (TTM)
      $0.40 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.62%
      Buyback programs · 3 active · as of Oct 16, 2025
      Authorized (total)
      $34.50M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1693577 CUSIP 56064Y100 13F (30d) 1 filings 1 filers Visit website Investor relations