MPB · Mid Penn Bancorp Inc
$37.22
+0.20 (+0.54%)
At close · Aug 20
Market Cap
$937.91M
Shares
25.34M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$37.22
Open$36.78
Day$36.72–37.33
52W close$26.74–38.54
Avg vol 30d154K
Short int777K · 3.1% float · 4.1d
Short vol72%
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Moderate
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+13%
above
Price vs 50-day avg
+4%
above
RSI (14)
50
neutral
MACD trend
Negative
52-week position
89%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+2%
trailing
6-month return
+16%
trailing
YTD return
+20%
this year
Relative strength
+5%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $36 › 200d $33 — 50d above 200d
Institutional flow
Distributing
-3% holders QoQ · +18 funds added
Insider flow
Accumulating
Net +$27.6K over 90 days · 0% sells
Short interest
Rising
3.07% of float · ▲ +4.7% MoM · 4.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
146 holders — near 3-yr high, broad support
Squeeze score
58
elevated · 0–100
Fundamentals
EPS growth
−12%
Y/Y
Free cash flow
$71.8M
Valuation
P/E 13.1
in line
Buyback
$50.0M
authorized
Balance sheet
$7.5M
net debt
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+13%
Bullish
Price vs 50-day avg
+4%
Bullish
RSI (14)
50
Neutral
MACD trend
Negative
Bearish
52-week position
89%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $36 › 200d $33 — 50d above 200d
Institutional flow
Distributing
-3% holders QoQ · +18 funds added
Insider flow
Accumulating
Net +$27.6K over 90 days · 0% sells
Short interest
Rising
3.07% of float · ▲ +4.7% MoM · 4.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
146 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $27
Now $37 · 89%
Range high $39
vs 200-day avg +13%
vs 50-day avg +4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses - loans | 0.74% | Q2 2026 | — |
| Average cost of deposits | 2.07% | Q2 2026 | — |
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| Common dividend | $0.23 | Q2 2026 | — |
| Core efficiency ratio non-GAAP | 59.82% | Q2 2026 | — |
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| Cost of funds | 2.09% | Q2 2026 | — |
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| Delinquency (loans past due 30 days or more) | 0.71% | Q2 2026 | — |
| Net charge-offs | 22K | Q2 2026 | — |
| Net charge-offs to average loans | 0% | Three Months Ended Jun. 30, 2026 | — |
| Net Income Excluding Non-Recurring Income and Expenses non-GAAP | $15.29M | Mar. 31, 2026 | — |
| Nonperforming assets | 36.8M | Q2 2026 | — |
| Return on average tangible common equity non-GAAP | 13.2% | Three Months Ended Jun. 30, 2026 | — |
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| Shares repurchased | 76,000 | Q2 2026 | — |
| Tangible book value per common share non-GAAP | $28.18 | Q2 2026 | — |
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| Tax-effected core efficiency ratio non-GAAP | 63.29% | Mar. 31, 2026 | — |
| Tax-equivalent net interest margin non-GAAP | 4.06% | Q2 2026 | — |
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| Tier 1 Capital (to Average Assets) | 10.7% | Jun. 30, 2026 | — |
| Yield on interest-earning assets | 5.99% | Q2 2026 | — |
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| Adjusted earnings per common share non-GAAP | $0.64 | Q1 2026 | — |
| Adjusted net income excluding non-recurring income and expenses non-GAAP | 15.3M | Q1 2026 | — |
| Book value per common share | $35.08 | Q1 2026 | — |
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| ACL on loans to nonperforming loans | 157.25% | Q4 FY2025 | — |
| ACL on loans to total loans | 0.74% | Q4 FY2025 | — |
| Common Tier 1 Capital (to Risk Weighted Assets) | 13.5% | Q4 FY2025 | — |
| Net charge-offs/(recoveries) to average loans | 0.04% | Q4 FY2025 | — |
| Non-performing loans to total loans | 0.47% | Q4 FY2025 | — |
| Tier 1 Capital (to Risk Weighted Assets) | 13.5% | Q4 FY2025 | — |
| Total Capital (to Risk Weighted Assets) | 14.3% | Q4 FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
MPB
this stock
Mid Penn Bancorp Inc
|
$937.91M | +20.0% | — | 13.1 | 3.1% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| MPB | -2.9% | +2.1% | +15.7% | -2.9% | +20.0% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -1.0% | -1.2% | +4.5% | -5.0% | +8.2% |
Capital returns
Latest dividend
$0.23
/ share · ex Aug 3, 2026
Paid (TTM)
$0.94
/ share · 4 payouts
Dividend yield (TTM, derived)
2.53%
Buyback program
· as of Apr 21, 2026
Authorized
$50.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.