NODK · NI Holdings, Inc.
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Combined ratio | 109.9% | Year Ended December 31, 2025 | — |
| Expense ratio | 35.7% | Year Ended December 31, 2025 | — |
| Loss and LAE ratio | 74.2% | Year Ended December 31, 2025 | — |
| Return on average equity | -4.3% | Year Ended December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NODK
this stock
NI Holdings, Inc.
|
$320.53M | +17.7% | -12.3% | — | 0.3% |
|
CB
Chubb Ltd
|
$140.99B | +16.8% | +6.5% | 12.9 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$128.55B | +2.5% | +16.3% | 11.2 | 1.6% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$96.24B | +37.0% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$82.85B | +37.4% | +5.2% | 10.7 | 3.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NODK | -1.5% | -4.2% | +15.8% | -0.4% | +17.7% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | -0.5% | -4.1% | +8.4% | +0.4% | +9.0% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.