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NTB

Bank of N.T. Butterfield & Son Ltd
$61.12 +0.54 (+0.89%) At close · Jul 15
Market Cap
$2.42B
Shares
39,610,581

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$61.12 Open$60.65 Day$60.59–61.70 52W$40.21–61.70 Avg vol 30d206K Short int616K · 1.6% float · 2.1d Short vol67% Last earningsFeb 9, 2026 DataJan 2020–Jul 2026
Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
Equibles Rating blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 16.5 · calm Equity put/call 0.62
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +18%
above
Price vs 50-day avg +6%
above
RSI (14) 63
neutral
MACD trend Positive
52-week position 97%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +5%
trailing
6-month return +20%
trailing
YTD return +24%
this year
Relative strength +10%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $58 › 200d $52 — 50d above 200d
Institutional flow Distributing
16 of 242 funds reported for Jun 30 · net -138.5K sh shares
Insider flow Distributing
Net -$3.0M over 90 days · 50% sells
Short interest Rising
1.55% of float · ▲ +2.8% MoM · 2.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
242 holders — near 3-yr high, broad support
Squeeze score 48
elevated · 0–100
Fundamentals
Excellent
Revenue growth +5%
Y/Y
EPS growth +16%
Y/Y
Balance sheet $1.7B
net cash
Quant / Vol
risk profile
Very Low
Volatility 20%
annualized · 1-yr
Max drawdown −10%
past year
ATR 1.7%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record
Latest guidance · from the Earnings Call filed Dec 31, 2025
Quarterly core expenses · next few quarters Non-GAAP $92M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 3 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+18% Bullish
Price vs 50-day avg
+6% Bullish
RSI (14)
63 Neutral
MACD trend
Positive Bullish
52-week position
97% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross) No cross
50d $58 › 200d $52 — 50d above 200d
Institutional flow Distributing
16 of 242 funds reported for Jun 30 · net -138.5K sh shares
Insider flow Distributing
Net -$3.0M over 90 days · 50% sells
Short interest Rising
1.55% of float · ▲ +2.8% MoM · 2.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
242 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $40 Now $61 · 97% 52-wk high $62
vs 200-day avg +18% vs 50-day avg +6%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
allowance for credit losses 0.6% Q1 2026 call
average investment yield 2.78% Q1 2026 call
core earnings per share non-GAAP $1.55 Q1 2026 call
core return on average common equity non-GAAP 24.1% Q1 2026 call
cost of deposits 124 Q1 2026 call
fee income ratio 40.6% Q1 2026 call
full-recourse loans 71% Q1 2026 call
group assets under administration $146B Q1 2026 call
net interest margin 2.75% Q1 2026 call
non-accruals 2% Q1 2026 call
risk density 28.7% Q1 2026 call
tangible book value per share $26.56 Q1 2026 call

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Diversified — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NTB
Bank of N.T. Butterfield & Son Ltd
this stock
$2.42B +23.8% +4.6% 1.6%
JPM
Jpmorgan Chase & Co
$925.88B +8.1% +22.9% 16.5 1.0%
BAC
Bank Of America Corp /De/
$436.48B +12.6% +6.8% 15.3 1.3%
HSBC
Hsbc Holdings PLC
$344.54B +31.3% 0.2%
RY
Royal Bank Of Canada
$301.95B +27.8% 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
242
% held
71.4%
Reported
16 of 242
Top holder
FMR LLC
Held Float
View
Held by Funds
Fund positions
94
View
Short & Settlement
Short Interest Rising
Shares short
615.8K
Days to cover
2.1d
Change
+16.6K sh
View
Short Volume
Short vol %
67%
As of
Jul 15, 2026
Short Total
View
Fails to Deliver
FTD shares
2.8K
Value
$168.2K
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
39.6%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$3.0M
Buyers / Sellers
1 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$606.8M
Net income (FY)
$231.9M
EPS diluted
$5.47
View
Buybacks
Authorized
shares 3.0M
View
Filings
SEC Filings
Latest
6-K
Filed
May 28, 2026
This year
6
View
Proposed Sales
Value
$3.5M
Shares
60.6K
Filed
Jun 12, 2026
View
Earnings & Events
Earnings Calls
Last call
Feb 9, 2026
View
Investor Relations
Upcoming events
1
View

Performance

5D 20D 120D MTD YTD
NTB +2.4% +4.6% +20.3% +2.7% +23.8%
SPY +1.3% -0.2% +10.1% +1.1% +10.7%
vs SPY +1.1% +4.7% +10.2% +1.6% +13.2%

Capital returns

Latest dividend
$0.50 / share · ex May 13, 2026
Raised 13.6%
Paid (TTM)
$1.50 / share · 3 payouts
Dividend yield (TTM, derived)
2.45%
Buyback program · as of Dec 8, 2025
Authorized
shares 3.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1653242 CUSIP G0772R208 13F (30d) 18 filings 18 filers Visit website