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NWFL · Norwood Financial Corp

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$33.98 -0.07 (-0.21%)
Market Cap
$370.83M
Shares
10.89M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$34.05 Open$33.87 Day$33.85–34.55 52W$23.15–34.55 Avg vol 30d50K Short int146K · 1.3% float · 5.1d Short vol28% Last earningsJul 22, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 25, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +16%
      above
      Price vs 50-day avg +9%
      above
      RSI (14) 67
      neutral
      MACD trend Positive
      52-week position 96%
      near high
      Volume (OBV) Bearish div.
      distributing
      Momentum
      relative strength
      Very Strong
      1-month return +5%
      trailing
      6-month return +8%
      trailing
      YTD return +23%
      this year
      Relative strength +1%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $31 › 200d $29 — 50d above 200d
      Institutional flow Accumulating
      21 of 106 funds reported for Jun 30 · net +19.2K sh shares · +5 new
      Insider flow Accumulating
      Net +$94.6K over 90 days · 0% sells
      Short interest Rising
      1.34% of float · ▲ +4.4% MoM · 5.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      106 holders — near 3-yr high, broad support
      Squeeze score 69
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +8%
      Y/Y
      EPS growth +15150%
      Y/Y
      Free cash flow $29.2M
      Valuation P/E 12.5
      below peers
      Balance sheet $18.3M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 27%
      annualized · 1-yr
      Max drawdown −13%
      past year
      ATR 3.2%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +16% Bullish
      Price vs 50-day avg
      +9% Bullish
      RSI (14)
      67 Neutral
      MACD trend
      Positive Bullish
      52-week position
      96% Bullish
      Volume (OBV)
      Bearish div. Bearish
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $31 › 200d $29 — 50d above 200d
      Institutional flow Accumulating
      21 of 106 funds reported for Jun 30 · net +19.2K sh shares · +5 new
      Insider flow Accumulating
      Net +$94.6K over 90 days · 0% sells
      Short interest Rising
      1.34% of float · ▲ +4.4% MoM · 5.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      106 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $23 Now $34 · 96% 52-wk high $35
      vs 200-day avg +16% vs 50-day avg +9%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Allowance for credit losses to total loans 1.13% 3 Months Ended Jun-26 —
      Community Offices 33 3 Months Ended Jun-26 —
      Net charge-offs $1.4M the second quarter of 2026 —
      Nonperforming assets to total assets 0.98% 3 Months Ended Jun-26 —
      Nonperforming loans to total loans 1.23% 3 Months Ended Jun-26 —
      Pre Provision Net Revenue (PPNR) (excluding merger-related expenses and 2026 BOLI Restructuring non-GAAP $13,626K 3 Months Ended Jun-26 —
      Return on average tangible equity (excluding merger-related expenses and 2026 BOLI Restructuring non-GAAP 15.11% 3 Months Ended Jun-26 —
      Tangible book value per share $22.96 3 Months Ended Jun-26 —
      Tangible Common Equity as a percent of Tangible Assets 8.49% three months ended March 31, 2026 —
      Full year deposit growth 11.8% Full Year 2025 —
      Full year loan growth 8.2% Full Year 2025 —
      Net interest spread (fte) non-GAAP 2.81% twelve months ended Dec-25 —
      Non-interest bearing DDA growth 10% Full Year 2025 —
      Pre Provision Net Revenue (PPNR) [excluding merger charges and loss on sale of securities] non-GAAP $38,030K twelve months ended Dec-25 —
      Return on average assets non-GAAP 1.17% twelve months ended Dec-25 —
      Return on average tangible equity non-GAAP 14.03% twelve months ended Dec-25 —
      Return on average tangible equity [excluding merger charges and loss on sale of securities] non-GAAP 14.53% twelve months ended Dec-25 —
      Tangible book value per share growth 15.4% Full Year 2025 —

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NWFL
      Norwood Financial Corp
      this stock
      		$370.83M +22.8% +8.1% 12.5 1.3%
      HDB
      Hdfc Bank Ltd
      		 $121.08B -35.5% +15.2% — 0.4%
      MFG
      Mizuho Financial Group Inc
      		 $119.51B +37.8% — — 0.1%
      IBN
      Icici Bank Ltd
      		 $106.74B +1.5% — — 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      		 $101.03B +21.5% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      111
      % held
      40.4%
      Reported
      21 of 106
      Top holder
      WELLINGTON MANAGEMENT GRO…
      Held Float
      View
      Held by Funds
      Fund positions
      126
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      146.2K
      Days to cover
      5.1d
      Change
      +6.2K sh
      View
      Short Volume
      Short vol %
      28%
      As of
      Jul 29, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      2.0K
      Value
      $64.0K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      46.6%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Cluster buy
      Net (90d)
      +$94.6K
      Buyers / Sellers
      5 / 0
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $8.0M
      Net income (FY)
      $27.8M
      EPS diluted
      $3.01
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 27, 2026
      This year
      14
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      NWFL +9.0% +4.8% +8.3% +5.9% +22.8%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY +10.0% +4.8% +0.9% +6.7% +14.1%

      Capital returns

      Latest dividend
      $0.32 / share · ex Jul 15, 2026
      Raised 3.2%
      Paid (TTM)
      $1.27 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.73%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1013272 CUSIP 669549107 13F (30d) 21 filings 21 filers Visit website Investor relations

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