NWFL · Norwood Financial Corp
$33.98
-0.07 (-0.21%)
At close · Jul 29
Market Cap
$370.83M
Shares
10.89M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$8M
+8.1%
FY2025
Net Income
$27.76M
+17446.9%
FY2025
Diluted EPS
$3.01
+15150%
FY2025
Operating Cash Flow
$33.97M
+48.9%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $8.3M | $8M | $7.4M | $7.14M | $8.76M | $7.02M | $6.21M | $5.45M | $5.66M | — | — | — | — | — | — | — | — | — | |
| $134.83M | $126.53M | $112.58M | $95.54M | $75.67M | $71.07M | $58.46M | $47.28M | $42.5M | $38.99M | $32.24M | $27.78M | $27.77M | $28.26M | $29.41M | $27.77M | $25.69M | $26.84M | |
| $85.02M | $78.32M | $62.19M | $62.07M | $68.4M | $65.31M | $50.48M | $38.61M | $36.84M | $34.91M | $28.59M | $24.52M | $24.56M | $24.66M | $24.76M | $22.59M | $19.66M | $19.11M | |
| $9.98M | $9.62M | -$11.15M | $8.12M | $9.93M | $8.36M | $7.78M | $6.78M | $7.07M | $6.91M | $5.18M | $4.7M | $5.11M | $5.62M | $5.21M | $4.74M | $4.06M | $5.39M | |
| $204K | $54K | $69K | $85K | $101K | $123K | $114K | $101K | $126K | $150K | $122K | $105K | $121K | $137K | $153K | $108K | $52K | $52K | |
| $40.08M | — | — | $33.47M | $7.27M | $5.76M | $7.98M | $8.68M | $5.66M | $4.08M | $3.65M | $3.26M | $3.21M | $3.6M | $4.65M | $5.18M | $6.02M | $7.73M | |
| $32.55M | $35.02M | -$258K | $21.15M | $36.39M | $30.86M | $18.37M | $16.82M | $16.2M | $14.75M | $8.6M | $7.54M | $10.26M | $11.17M | $11.44M | $9.94M | $9.98M | $9.35M | |
| $6.84M | $7.26M | -$98K | $4.39M | $7.15M | $5.95M | $3.29M | $2.61M | $2.55M | $6.55M | $1.88M | $1.63M | $2.61M | $2.71M | $3.04M | $2.58M | $2.66M | $2.28M | |
| $25.71M | $27.76M | -$160K | $16.76M | $29.23M | $24.92M | $15.08M | $14.22M | $13.65M | $8.2M | $6.71M | $5.91M | $7.66M | $8.47M | $8.4M | $7.36M | $7.31M | $7.06M | |
| — | 346.98% | -2.16% | 234.85% | 333.67% | 354.86% | 242.87% | 260.92% | 241.06% | — | — | — | — | — | — | — | — | — | |
| $30.27M | $39.53M | $14.07M | $26.76M | -$27.86M | $19.54M | $19.01M | $20.42M | $11.3M | $10.08M | $2.1M | $5.93M | $10.72M | $3.07M | $7.89M | $9.53M | $6.36M | $7.87M | |
| USD/shares | — | $3.01 | -$0.02 | $2.08 | $3.59 | $3.05 | $2.09 | $2.27 | $2.19 | $1.32 | $1.16 | $1.07 | $2.10 | $2.33 | $2.33 | $2.17 | $2.65 | $2.57 |
| USD/shares | — | $3.01 | -$0.02 | $2.07 | $3.58 | $3.04 | $2.09 | $2.25 | $2.17 | $1.31 | $1.15 | $1.07 | $2.10 | $2.33 | $2.33 | $2.17 | $2.64 | $2.55 |
| shares | — | 9.23M | 8.09M | 8.06M | 8.14M | 8.18M | 7.2M | 6.26M | 6.23M | 6.21M | 5.8M | 5.51M | 3.65M | 3.63M | 3.61M | 3.38M | 2762 | — |
| shares | — | 9.24M | 8.09M | 8.08M | 8.18M | 8.2M | 7.23M | 6.33M | 6.29M | 6.27M | 5.83M | 5.54M | 3.66M | 3.63M | 3.61M | 3.38M | 2766 | — |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $12.43M in buybacks, $103.79M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
12.47×
Peer median 13.07×
Peer medians compare against the 244 similar-size Banks - Regional companies (of 307 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Service Charges and Fees | $6,421,000 | $5,959,000 | $5,613,000 | $5,661,000 | $5,693,000 | $5,115,000 | $4,450,000 |
| Debit Card | $2,369,000 | $2,314,000 | $2,301,000 | $2,496,000 | $2,228,000 | $1,656,000 | $1,424,000 |
| Overdraft Fees | $1,571,000 | $1,422,000 | $1,344,000 | $1,155,000 | $1,029,000 | $985,000 | $1,380,000 |
| Fiduciary Activities | $1,033,000 | $943,000 | $898,000 | $845,000 | $748,000 | $682,000 | $610,000 |
| Fiduciary And Trust | $1,033,000 | $943,000 | $898,000 | $845,000 | $748,000 | $682,000 | $610,000 |
| Loan Related Service Fees | $768,000 | $690,000 | $584,000 | $849,000 | $1,238,000 | $1,288,000 | $614,000 |
| Financial Service Other | $749,000 | $626,000 | $667,000 | $1,906,000 | $674,000 | $540,000 | $465,000 |
| Commissions on Mutual Funds and Annuities | $708,000 | $407,000 | $296,000 | $119,000 | $127,000 | $122,000 | $141,000 |
| Deposit Account | $470,000 | $453,000 | $428,000 | $419,000 | $398,000 | $377,000 | $336,000 |
| ATM Fees | $242,000 | $424,000 | $446,000 | $452,000 | $443,000 | $457,000 | $384,000 |
| Safe Deposit Box Rental | $89,000 | $88,000 | $92,000 | $93,000 | $100,000 | $102,000 | $94,000 |
| Gains on Sales of Other Real Estate Owned | — | $32,000 | $80,000 | $427,000 | $36,000 | — | — |
Key facts
CIK
1013272
CUSIP
669549107
13F (30d)
21 filings
21 filers
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