NWFL · Norwood Financial Corp
$34.10
+0.34 (+1.01%)
At close · Oct 6
Return incl. dividend (before tax)
Market Cap
$368.27M
Shares
10.90M
Volume · Oct 6
5123
Avg daily vol (3M)
34.64K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$33.76
Open$33.51
Day$33.51–33.97
52W close$24.08–35.25
Avg vol 30d33K
Short int165K · 1.5% float · 5.4d
Short vol62%
Last earningsOct 27, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 27, 2026
Scheduled
· in 3 wks
filed Aug 7, 2026
call held Jul 22, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$8.53M
Trailing 12 months
Net income (TTM)
$28.84M
Trailing 12 months
Revenue growth YoY
+12.5%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.6
Trailing earnings · reciprocal yield 8.6%
FCF yield
8.1%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+17.8%
Year over year · more shares
Price change (1Y)
+32.4%
Trailing year
Short interest
1.5%
Latest settlement · 5.4 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Neutral
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 15.5 · calm
Equity put/call 0.59
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
−1%
below
RSI (14)
48
neutral
MACD trend
Negative
52-week position
87%
near high
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+8%
trailing
YTD return
+20%
this year
Relative strength
−3%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $34 › 200d $31 — 50d above 200d
Institutional flow
Accumulating
1 of 110 funds reported for Sep 30 · net +88 sh shares
Insider flow
Accumulating
Net +$3.5K over 90 days · 50% sells
Short interest
Rising
1.52% of float · ▲ +7.6% MoM · 5.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
110 holders — near 3-yr high, broad support
Squeeze score
61
elevated · 0–100
Fundamentals
Revenue growth
+8%
Y/Y
EPS growth
+15150%
Y/Y
Free cash flow
$29.2M
Valuation
P/E 11.6
below peers
Quant / Vol
risk profile
Volatility
27%
annualized · 1-yr
Max drawdown
−13%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
−1%
Neutral
RSI (14)
48
Neutral
MACD trend
Negative
Bearish
52-week position
87%
Bullish
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $34 › 200d $31 — 50d above 200d
Institutional flow
Accumulating
1 of 110 funds reported for Sep 30 · net +88 sh shares
Insider flow
Accumulating
Net +$3.5K over 90 days · 50% sells
Short interest
Rising
1.52% of float · ▲ +7.6% MoM · 5.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
110 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $24
Now $34 · 87%
Range high $35
vs 200-day avg +9%
vs 50-day avg -1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| (fte) net interest spread non-GAAP | 3.27% | Three Months Ended June 30, 2026 filing | — |
| effective tax rate | 19.8% | the three months ended June 30, 2026 filing | — |
| interest income (fte) non-GAAP | $40.6M | the three months ended June 30, 2026 filing | — |
| net charge-offs | $1.4M | the three months ended June 30, 2026 filing | — |
| net interest income (fte) non-GAAP | $27M | the three months ended June 30, 2026 filing | — |
| Net interest margin (tax equivalent basis) non-GAAP | 3.9% | Three Months Ended June 30, 2026 filing | — |
| net interest spread (fte) non-GAAP | 3.27% | the three months ended June 30, 2026 filing | — |
| yield on average earning assets non-GAAP | 5.87% | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NWFL
this stock
Norwood Financial Corp
|
$368.27M | +20.4% | +8.1% | 11.6 | 1.5% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +50.7% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -39.5% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +16.0% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -6.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NWFL | -0.4% | -2.7% | +8.5% | +2.2% | +20.4% |
| SPY | +1.2% | +0.6% | +11.6% | +1.6% | +13.6% |
| vs SPY | -1.6% | -3.3% | -3.1% | +0.6% | +6.7% |
Capital returns
Declared · upcoming
$0.32
/ share · ex Oct 15, 2026
Paid (TTM)
$0.00
/ share · 0 payouts
Dividend yield (TTM, derived)
— · no payout in the trailing year
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.