PBFS
Pioneer Bancorp, Inc./MD
$17.29
+0.02 (+0.12%)
At close · Jul 2
Market Cap
$433.58M
Shares
25,076,801
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$17.29
Open$17.64
Day$17.01–17.64
52W$11.91–19.42
Avg vol 30d23K
Short int110K · 0.4% float · 6.1d
Short vol45%
Last earningsApr 30, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 11
Equibles Rating
blended score · not investment advice
Overall
Buy
Technical · trend & momentum
Buy
◦
50 / 200-day cross
no cross
+
Price vs 200-day avg
+22% above
+
Price vs 50-day avg
+11% above
◦
RSI (14)
66 · neutral
−
MACD trend
negative
◦
52-week position
72% · mid-range
Sentiment · smart money
Bullish
◦
Trend (MA cross)
50d $16 › 200d $14 — 50d above 200d
+
Institutional flow
+8% holders QoQ · +11 funds added
◦
Insider flow
No net insider activity over 90 days
−
Short interest
0.44% of float · ▲ +25.9% MoM · 6.1 days cover
◦
Volume signal
Volume near normal
+
Institution breadth
80 holders — near 3-yr high, broad support
Fundamentals
Strong
◦
Revenue growth
+6% Y/Y
+
EPS growth
+36% Y/Y
+
Free cash flow
$10.3M
−
Valuation
P/E 21.1 · rich
+
Balance sheet
net cash $325.0M
Blended from price, positioning & fundamentals · daily-close · not investment advice.
Up next
Next earnings call
Jul 31, 2026
Est · unconfirmed
· in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 11, 2026
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
no cross
Neutral
Price vs 200-day avg
+22% above
Bullish
Price vs 50-day avg
+11% above
Bullish
RSI (14)
66 · neutral
Neutral
MACD trend
negative
Bearish
52-week position
72% · mid-range
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $16 › 200d $14 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +11 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
0.44% of float · ▲ +25.9% MoM · 6.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
80 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $12
Now $17 · 72%
52-wk high $19
vs 200-day avg +22%
vs 50-day avg +11%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses on loans as a percentage of total loans outstanding | 1.51% | the three months ended March 31, 2026 | — |
| Estimated uninsured deposits as a percentage of total deposits | 14.4% | the three months ended March 31, 2026 | — |
| Net interest margin | 4.21% | the three months ended March 31, 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PBFS
this stock
Pioneer Bancorp, Inc./MD
|
$433.58M | +28.3% | +15.2% | 21.1 | 0.4% |
|
HDB
Hdfc Bank Ltd
|
$132.30B | -29.5% | +15.2% | — | 0.2% |
|
MFG
Mizuho Financial Group Inc
|
$121.09B | +35.8% | — | — | 0.3% |
|
IBN
Icici Bank Ltd
|
$105.76B | -1.0% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.19B | +20.4% | +7.2% | 14.5 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PBFS | +0.3% | +9.3% | +28.2% | +1.3% | +28.3% |
| SPY | +1.4% | -1.3% | +8.0% | -0.3% | +9.2% |
| vs SPY | -1.1% | +10.5% | +20.2% | +1.6% | +19.0% |