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PBFS

Pioneer Bancorp, Inc./MD
$16.99 +0.21 (+1.25%) At close · Jul 15
Market Cap
$426.05M
Shares
25,076,801

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue
$15.81M +5.8%
FY2025 Revenue FY2020–FY2025
Net Income
$20.29M +32.9%
FY2025 Net Income FY2019–FY2025
Diluted EPS
$0.83 +36.1%
FY2025 Diluted EPS FY2020–FY2025
Operating Cash Flow
$11.12M -53.4%
FY2025 Operating Cash Flow FY2019–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
$16.01M $15.81M $14.95M $12.98M $13.23M $12.77M $12.55M
$112.05M $109.53M $88.32M $71.03M $43.84M $43.93M $53.52M $54.16M
$80.81M $79.15M $66.51M $65.54M $42.38M $41.82M $48.79M $49.68M
$17.28M $17.14M $16.33M $14.15M $14.07M $15.75M $15.68M $14.41M
$474K $534K $398K $357K $316K $364K $351M
$1.9M $2.1M $2.3M $2.4M $2.54M $2.54M $2.46M
$24.02M $21.8M $5.49M $1.46M $2.11M $4.73M $4.48M
$24.78M $26.49M $19.41M $27.86M $13.34M $2.66M $6M $23.85M
$4.96M $6.2M $4.15M $5.91M $3.06M $1.58M $797K $4.83M
$19.81M $20.29M $15.26M $21.95M $10.28M $1.08M $5.2M $19.02M
128.29% 102.05% 169.13% 77.69% 8.44% 41.42%
$25.69M $28.78M $29.77M $23.56M $4.22M $13.32M -$1.19M $16.9M
USD/shares $0.83 $0.61 $0.87 $0.41 $0.04 $0.21
USD/shares $0.83 $0.61 $0.87 $0.41 $0.04 $0.21
shares 24.47M 25.19M 25.17M 25.13M 25.07M 25.01M
shares 24.57M 25.22M 25.17M 25.13M 25.07M 25.01M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2024–FY2025: $12.37M in buybacks.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
EV/EBIT
P/E (TTM)
20.72×
Banks - Regional median 13.20×

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component 2025-12-31 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Wealth Management Services $7,542,000 $6,282,000 $4,293,000 $3,894,000 $3,184,000
Credit And Debit Card $2,796,000 $2,843,000 $2,963,000 $3,117,000 $3,092,000
Insurance Revenues Fee $2,561,000 $3,031,000 $2,760,000 $3,184,000 $3,629,000
Deposit Account $2,456,000 $2,427,000 $2,475,000 $2,733,000 $2,517,000
Service Other $459,000 $370,000 $486,000 $302,000 $346,000
Key facts CIK 1769663 CUSIP 723561106 13F (30d) 2 filings 2 filers Visit website Investor relations