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SMBC · Southern Missouri Bancorp, Inc.

$77.63 -0.09 (-0.12%) At close · Jul 24
Market Cap
$855.14M
Shares
11.02M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$77.63 Open$78.13 Day$77.53–79.13 52W$47.20–79.13 Avg vol 30d114K Short int261K · 2.4% float · 3.0d Short vol46% Last earningsJul 22, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 21, 2026 Est · unconfirmed · in 12 wks
FQ1-27 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 18.6 · elevated Equity put/call 0.79
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +22%
      above
      Price vs 50-day avg +7%
      above
      RSI (14) 62
      neutral
      MACD trend Negative
      52-week position 95%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +4%
      trailing
      6-month return +25%
      trailing
      YTD return +32%
      this year
      Relative strength +18%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $73 › 200d $64 — 50d above 200d
      Institutional flow Distributing
      19 of 147 funds reported for Jun 30 · net -286.1K sh shares · +4 new
      Insider flow Distributing
      Net -$316.3K over 90 days · 100% sells
      Short interest Falling
      2.37% of float · ▼ -8.6% MoM · 3.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      147 holders — near 3-yr high, broad support
      Squeeze score 64
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +29%
      Y/Y
      EPS growth +17%
      Y/Y
      Free cash flow $75.3M
      Valuation P/E 13
      in line
      Balance sheet $192.9M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 26%
      annualized · 1-yr
      Max drawdown −18%
      past year
      ATR 2.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2025
      Loan growth · the fiscal year of '26 Initiated 4% – 6%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +22% Bullish
      Price vs 50-day avg
      +7% Bullish
      RSI (14)
      62 Neutral
      MACD trend
      Negative Bearish
      52-week position
      95% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $73 › 200d $64 — 50d above 200d
      Institutional flow Distributing
      19 of 147 funds reported for Jun 30 · net -286.1K sh shares · +4 new
      Insider flow Distributing
      Net -$316.3K over 90 days · 100% sells
      Short interest Falling
      2.37% of float · ▼ -8.6% MoM · 3.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      147 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $47 Now $78 · 95% 52-wk high $79
      vs 200-day avg +22% vs 50-day avg +7%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Annualized return on average assets (ROA) 1.57% fourth quarter of fiscal 2026
      Tangible book value per share $47.43 as of June 30, 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      SMBC
      Southern Missouri Bancorp, Inc.
      this stock
      $855.14M +31.8% +29.3% 13.0 2.4%
      MFG
      Mizuho Financial Group Inc
      $129.50B +44.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $119.29B -36.4% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $105.84B -1.9% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $100.79B +20.3% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      149
      % held
      52.2%
      Reported
      19 of 147
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      213
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      260.6K
      Days to cover
      3.0d
      Change
      -24.4K sh
      View
      Short Volume
      Short vol %
      46%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      5
      Value
      $357
      As of
      Jun 18, 2026
      View
      Off-Exchange
      Off-exchange %
      31.2%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$316.3K
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $58.6M
      EPS diluted
      $5.18
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 22, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $137.7K
      Shares
      2.0K
      Filed
      Jun 5, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 22, 2026
      View
      Investor Relations
      Latest news
      SOUTHERN MISSOURI BANCORP REPORTS…
      Published
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      SMBC +0.3% +3.8% +24.6% +1.9% +31.8%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY +1.9% +3.2% +18.2% +3.0% +23.6%

      Capital returns

      Latest dividend
      $0.25 / share · ex May 15, 2026
      Raised 8.7%
      Paid (TTM)
      $1.00 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.29%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 916907 CUSIP 843380106 13F (30d) 18 filings 18 filers Visit website Investor relations