SMBC · Southern Missouri Bancorp, Inc.

Track SMBC — free

$71.90 -0.69 (-0.95%) At close · Oct 5

Russell 2000 member Rebalance outlook locked

Market Cap

$795.82M

11.01M

Volume · Oct 5 75.42K Avg daily vol (3M) 91.91K

Up next

Next earnings call

Oct 22, 2026 Est · unconfirmed · in 2 wks

Latest filing: 10-K

filed Sep 11, 2026

Q2 2026 earnings call transcript

call held Jan 22, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$200.65M

Trailing 12 months

Net income (TTM)

$71.84M

Trailing 12 months

Revenue growth YoY

+8.7%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

11.3

Trailing earnings · reciprocal yield 8.9%

FCF yield

9.6%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

$90.97M

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

-1.7%

Year over year · fewer shares

Price change (1Y)

+40.7%

Trailing year

Short interest

3.1%

Latest settlement · 3.6 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 15.5 · calm Equity put/call 0.59

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +5%

above

Price vs 50-day avg −3%

below

RSI (14) 44

neutral

MACD trend Positive

52-week position 76%

mid-range

Momentum

relative strength

Neutral

1-month return −3%

trailing

6-month return +8%

trailing

YTD return +22%

this year

Relative strength −4%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $74 › 200d $69 — 50d above 200d

Institutional flow Flat

1 of 151 funds reported for Sep 30 · net 0 sh shares

Insider flow Distributing

Net -$1.3M over 90 days · 100% sells

Short interest Rising

3.12% of float · ▲ +27.0% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

151 holders — near 3-yr high, broad support

Squeeze score 58

elevated · 0–100

Fundamentals

Excellent

Revenue growth +25%

Y/Y

EPS growth +24%

Y/Y

Free cash flow $76.6M

Valuation P/E 11.2

below peers

Quant / Vol

risk profile

Very Low

Volatility 24%

annualized · 1-yr

Max drawdown −11%

past year

ATR 1.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Apr 27, 2021

Organic loan growth · over the medium term Non-GAAP 3% – 5%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

0 · 4 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+5% Bullish

Price vs 50-day avg

−3% Neutral

RSI (14)

44 Neutral

MACD trend

Positive Bullish

52-week position

76% Neutral

Market signals — smart money & positioning

Bearish · 2 of 6

Trend (MA cross) No cross

50d $74 › 200d $69 — 50d above 200d

Institutional flow Flat

1 of 151 funds reported for Sep 30 · net 0 sh shares

Insider flow Distributing

Net -$1.3M over 90 days · 100% sells

Short interest Rising

3.12% of float · ▲ +27.0% MoM · 3.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

151 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $48 Now $72 · 76% Range high $79

vs 200-day avg +5% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Allowance for credit losses as a percentage of gross loans	1.25%	fiscal 2026 filing	—
Allowance for credit losses as a percentage of nonperforming loans	199%	fiscal 2026 filing	—
Assets under management	818.7M	fiscal 2026 filing	—
Average rate paid on interest-bearing liabilities	2.95%	fiscal 2026 filing	-9.2%

Average yield on interest-earning assets	6.05%	fiscal 2026 filing	-0.7%

Collateralized uninsured deposits	254.9M	fiscal 2026 filing	—
Commission revenue	1.4M	fiscal 2026 filing	—
Effective tax rate	17.5%	fiscal 2026 filing	-15.9%

Full-time employees	711	fiscal 2026 filing	—
Loan modifications made during the year	$5.8M	fiscal 2026 filing	—
Loans committed to purchase (loan participations)	$53M	fiscal 2026 filing	—
Mortgage loan originations	$929.2M	fiscal 2026 filing	—
Net interest margin	3.62%	fiscal 2026 filing	+6.5%

Ratio of net charge offs to average loans outstanding during the period	0.18%	Year Ended June 30, 2026 filing	—
Ratio of nonperforming assets to total assets	0.64%	fiscal 2026 filing	—
Total loans originated	$1.2B	fiscal 2026 filing	—
Uninsured deposit portfolio	835.1M	fiscal 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
SMBC Southern Missouri Bancorp, Inc. this stock	$795.82M	+21.6%	+25.2%	11.2	3.1%
MFG Mizuho Financial Group Inc	$133.98B	+50.7%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.26B	-39.5%	-3.2%	—	0.7%
CIXPF CaixaBank/ADR	$103.83B	+16.0%	—	—	0.1%
IBN Icici Bank Ltd	$100.21B	-6.9%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders

Holders

151

% held: 57.1%
Reported: 1 of 151
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

217

View

Short & Settlement

Short Interest Rising

Shares short

343.8K

Days to cover: 3.6d
Change: +73.0K sh

View

Short Volume

Short vol %

45%

As of: Oct 5, 2026

Short Total

View

Fails to Deliver

FTD shares

146

Value: $10.9K
As of: Aug 28, 2026

View

Off-Exchange

Off-exchange %

30.4%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$1.3M

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Financials

Net income (FY)

$71.8M

EPS diluted: $6.43

View

Filings

SEC Filings

Latest

DEF 14A

Filed: Sep 21, 2026
This year: 10

View

Proposed Sales

Value

$14.1K

Shares: 185
Filed: Aug 18, 2026

View

Earnings & Events

Webcasts

Last webcast

Jul 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
SMBC	+0.6%	-3.1%	+7.5%	+1.4%	+21.6%
SPY	+1.2%	+0.6%	+11.6%	+1.6%	+13.6%
vs SPY	-0.6%	-3.7%	-4.0%	-0.2%	+8.0%

Key facts CIK 916907 CUSIP 843380106 13F (30d) 3 filings 3 filers Visit website Investor relations

SMBC · Southern Missouri Bancorp, Inc.

Price & Indicators

Up next

Metrics snapshot

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance