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SMBC · Southern Missouri Bancorp, Inc.

Track SMBC — free
$76.76 -0.48 (-0.62%) At close · Aug 14
Market Cap
$852.94M
Shares
11.02M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$76.76 Open$76.97 Day$76.40–77.50 52W close$47.85–79.33 Avg vol 30d91K Short int285K · 2.6% float · 3.0d Short vol59% Last earningsJul 23, 2026 DataJan 2020–Aug 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 10 wks
FQ1-27 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +17%
      above
      Price vs 50-day avg +2%
      above
      RSI (14) 50
      neutral
      MACD trend Negative
      52-week position 92%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return −1%
      trailing
      6-month return +23%
      trailing
      YTD return +30%
      this year
      Relative strength +9%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $75 › 200d $66 — 50d above 200d
      Institutional flow Accumulating
      +1% holders QoQ · +21 funds added
      Insider flow Distributing
      Net -$276.3K over 90 days · 100% sells
      Short interest Rising
      2.59% of float · ▲ +9.4% MoM · 3.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      150 holders — near 3-yr high, broad support
      Squeeze score 47
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +29%
      Y/Y
      EPS growth +17%
      Y/Y
      Free cash flow $75.3M
      Valuation P/E 12.9
      in line
      Balance sheet $189.9M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −18%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2025
      CRE ratio · fourth quarter of our fiscal year 300% – 325%
      Prior guidance period ended · from the Earnings Call filed Dec 31, 2025
      Loan growth · the fiscal year of '26 4% – 6%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +17% Bullish
      Price vs 50-day avg
      +2% Bullish
      RSI (14)
      50 Neutral
      MACD trend
      Negative Bearish
      52-week position
      92% Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $75 › 200d $66 — 50d above 200d
      Institutional flow Accumulating
      +1% holders QoQ · +21 funds added
      Insider flow Distributing
      Net -$276.3K over 90 days · 100% sells
      Short interest Rising
      2.59% of float · ▲ +9.4% MoM · 3.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      150 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $48 Now $77 · 92% Range high $79
      vs 200-day avg +17% vs 50-day avg +2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Tangible book value per share $47.43 as of June 30, 2026
      Average repurchase price per share $61.97 third quarter of fiscal 2026
      Annualized return on average common equity 12.8% second quarter of fiscal 2026
      Efficiency ratio 50.9% second quarter of fiscal 2026
      Loans anticipated to fund in the next 90 days $159.1M second quarter of fiscal 2026
      Non-owner occupied commercial real estate concentration (percentage of Tier 1 capital and ACL) 289.4% second quarter of fiscal 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      SMBC
      Southern Missouri Bancorp, Inc.
      this stock
      $852.94M +29.8% +29.3% 12.9 2.6%
      MFG
      Mizuho Financial Group Inc
      $131.69B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $101.91B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      150
      % held
      56.6%
      Net QoQ
      +54.3K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      297
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      285.1K
      Days to cover
      3.0d
      Change
      +24.5K sh
      View
      Short Volume
      Short vol %
      59%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      5
      Value
      $357
      As of
      Jun 18, 2026
      View
      Off-Exchange
      Off-exchange %
      36.8%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$276.3K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $58.6M
      EPS diluted
      $5.18
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 27, 2026
      This year
      8
      View
      Proposed Sales
      Value
      $137.7K
      Shares
      2.0K
      Filed
      Jun 5, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View
      Investor Relations
      Latest news
      SOUTHERN MISSOURI BANCORP REPORTS…
      Published
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      SMBC -0.5% -0.9% +22.5% -0.8% +29.8%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -0.9% -5.3% +8.7% -4.8% +16.0%

      Capital returns

      Latest dividend
      $0.27 / share · ex Aug 14, 2026
      Raised 8%
      Paid (TTM)
      $1.02 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.33%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 916907 CUSIP 843380106 13F (30d) 146 filings 146 filers Visit website Investor relations