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SMBC · Southern Missouri Bancorp, Inc.

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$76.76 -0.48 (-0.62%) At close · Aug 14
Market Cap
$852.94M
Shares
11.02M

Southern Missouri Bancorp, Inc. Earnings Call Transcripts

Every quarterly earnings call for Southern Missouri Bancorp, Inc. (SMBC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Earnings call
FY26 · Q4
2026-07-23
Southern Missouri Bancorp, Inc. Q4 FY2026 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY26 · Q3
2026-04-23
Southern Missouri Bancorp, Inc. Q3 FY2026 Earnings Call
Diluted EPS
$1.60
▲ 15.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q2
2026-01-22
Southern Missouri Bancorp, Inc. Q2 FY2026 Earnings Call
Confident tone Capital actions: buybacks and M&A Credit quality and problem credits Earnings momentum and profitability
Diluted EPS
$1.62
▲ 24.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2025-10-23
Southern Missouri Bancorp, Inc. Q1 FY2026 Earnings Call
Positive tone Net interest margin and rates Loan growth and pipeline Credit quality and problem loans
Diluted EPS
$1.38
▲ 25.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2025-07-23
Southern Missouri Bancorp, Inc. Q4 FY2025 Earnings Call
Diluted EPS
$1.39
▲ 16.8% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-04-22
Southern Missouri Bancorp, Inc. Q3 FY2025 Earnings Call
Positive tone Net interest margin expansion Agricultural lending Credit quality and nonperforming loans
Diluted EPS
$1.39
▲ 40.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-01-28
Southern Missouri Bancorp, Inc. Q2 FY2025 Earnings Call
Diluted EPS
$1.30
▲ 21.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2024-10-29
Southern Missouri Bancorp, Inc. Q1 FY2025 Earnings Call
Diluted EPS
$1.10
▼ 5.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2024-07-30
Southern Missouri Bancorp, Inc. Q4 FY2024 Earnings Call
Positive tone Loan growth and pipeline M&A and footprint expansion Non-interest income and fee income
Diluted EPS
$1.19
▼ 13.1% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-04-30
Southern Missouri Bancorp, Inc. Q3 FY2024 Earnings Call
Positive tone Loan growth and pipeline Net interest margin pressure and stabilization Noninterest expense outlook
Diluted EPS
$0.99
▲ 350% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-01-30
Southern Missouri Bancorp, Inc. Q2 FY2024 Earnings Call
Positive tone Loan growth and pipeline Net interest margin and cost of funds Asset quality and credit
Diluted EPS
$1.07
▼ 15.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2023-10-23
Southern Missouri Bancorp, Inc. Q1 FY2024 Earnings Call
Diluted EPS
$1.16
▲ 11.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2023-07-24
Southern Missouri Bancorp, Inc. Q4 FY2023 Earnings Call
Diluted EPS
$1.37
▼ 2.8% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-05-02
Southern Missouri Bancorp, Inc. Q3 FY2023 Earnings Call
Diluted EPS
$0.22
▼ 78.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-01-31
Southern Missouri Bancorp, Inc. Q2 FY2023 Earnings Call
Diluted EPS
$1.26
▼ 6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2022-10-25
Southern Missouri Bancorp, Inc. Q1 FY2023 Earnings Call
Diluted EPS
$1.04
▼ 27.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2022-07-26
Southern Missouri Bancorp, Inc. Q4 FY2022 Earnings Call
Diluted EPS
$1.41
▼ 7.8% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-04-26
Southern Missouri Bancorp, Inc. Q3 FY2022 Earnings Call
Diluted EPS
$1.03
▼ 18.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-01-25
Southern Missouri Bancorp, Inc. Q2 FY2022 Earnings Call
Diluted EPS
$1.34
▲ 1.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2021-10-26
Southern Missouri Bancorp, Inc. Q1 FY2022 Earnings Call
Diluted EPS
$1.43
▲ 31.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2021-07-27
Southern Missouri Bancorp, Inc. Q4 FY2021 Earnings Call
Diluted EPS
$1.53
▲ 101.3% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-04-27
Southern Missouri Bancorp, Inc. Q3 FY2021 Earnings Call
Diluted EPS
$1.27
▲ 130.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-01-26
Southern Missouri Bancorp, Inc. Q2 FY2021 Earnings Call
Diluted EPS
$1.32
▲ 57.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2020-10-27
Southern Missouri Bancorp, Inc. Q1 FY2021 Earnings Call
Diluted EPS
$1.09
▲ 28.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2020-07-28
Southern Missouri Bancorp, Inc. Q4 FY2020 Earnings Call
Diluted EPS
$0.76
▼ 6.2% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-04-30
Southern Missouri Bancorp, Inc. Q3 FY2020 Earnings Call
Diluted EPS
$0.55
▼ 27.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-01-28
Southern Missouri Bancorp, Inc. Q2 FY2020 Earnings Call
Diluted EPS
$0.84
▲ 3.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2019-09-30
Southern Missouri Bancorp, Inc. Q1 FY2020 Earnings Call
Diluted EPS
$0.85
▲ 11.8% YoY
Audio Transcript Slides 8-K10-Q
Showing 1–28 of 28 earnings calls
Key facts CIK 916907 CUSIP 843380106 13F (30d) 146 filings 146 filers Visit website Investor relations

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