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SNNF · Seneca Bancorp, Inc. · Financials

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$12.90 At close · Oct 19
Market Cap
$23.23M
Shares
1.80M
Volume · Oct 19 382 Avg daily vol (3M) 2918

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Net Income
$172K -75.8%
FY2025 Net Income FY2024–FY2025
Diluted EPS
$0.10 -76.2%
FY2025 Diluted EPS FY2024–FY2025
Operating Cash Flow
$4.77M +178%
FY2025 Operating Cash Flow FY2024–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024
$15.39M $14.63M $13.36M
$9.59M $8.9M $8.13M
$2.42M $2.21M $1.87M
— $156K $156K
$662K $560K $530K
$5.8M $5.73M $5.23M
$271K $181K $816K
$8000 $9000 $104K
$263K $172K $712K
$1.08M $1.01M $1.18M
USD/shares $0.16 $0.10 $0.42
USD/shares $0.16 $0.10 $0.42
shares — 1.74M 1.7M
shares — 1.75M 1.7M
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Advances from Federal Home Loan Banks 2026-06-30 USD 34,629,000 10-Q filed 2026-08-12
Line of credit borrowings, including current maturities 2026-06-30 USD 0 10-Q filed 2026-08-12
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
—
Peer median 59.12×
EV/EBIT
—
P/E (TTM common income)
88.31×
Peer median 12.98×

Peer medians compare against the 67 similar-size Banks - Regional companies (of 304 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024
Financial Quest Segment $1,001,000 $925,000
Seneca Savings Segment $956,000 $822,000

By Product & Service (USD)

Component FY2025 FY2024
Securities Commission Income $959,000 $880,000
Fee Income Including Earnings on Bank Owned Life Insurance $854,000 $731,000
Financial Service $854,000 $731,000
Debit Card $328,000 $307,000
Insufficient Fund Fees $313,000 $286,000
Mortgage Banking $93,000 $85,000
Deposit Account $41,000 $38,000
Atm Fee $33,000 $31,000
Insurance Commission Income $10,000 $13,000
Key facts CIK 2072421 CUSIP 816945109 Visit website Investor relations