TCBX · Third Coast Bancshares, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Allowance for credit losses | 53.6M | as of June 30, 2026 | — |
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| Allowance for credit losses to gross loans | 0.99% | as of June 30, 2026 | — |
| Book value per common share | $36.34 | as of June 30, 2026 | — |
| Cost of interest-bearing deposits | 3.41% | the second quarter of 2026 | — |
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| Efficiency ratio | 56.51% | the second quarter of 2026 | — |
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| Gross loans | 5.44B | as of June 30, 2026 | +23.9% |
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| Net interest margin | 3.83% | the second quarter of 2026 | — |
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| Nonperforming loans | 30M | as of June 30, 2026 | — |
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| Nonperforming loans to total loans ratio | 0.55% | as of June 30, 2026 | +12.2% |
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| Number of employees | 504 | as of June 30, 2026 | +22.3% |
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| Return on average assets | 1.34% | the second quarter of 2026 | — |
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| Tangible book value per common share non-GAAP | $33.08 | as of June 30, 2026 | +3.0% |
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| Yield on loans | 7.06% | the second quarter of 2026 | — |
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Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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TCBX
this stock
Third Coast Bancshares, Inc.
|
$724.24M | +14.8% | — | 11.2 | 4.0% |
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HDB
Hdfc Bank Ltd
|
$121.08B | -35.5% | +15.2% | — | 0.4% |
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MFG
Mizuho Financial Group Inc
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$119.51B | +37.8% | — | — | 0.1% |
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IBN
Icici Bank Ltd
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$106.74B | +1.5% | — | — | 0.6% |
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PNC
Pnc Financial Services Group, Inc.
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$101.03B | +21.5% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| TCBX | +9.0% | +7.0% | +3.6% | +8.0% | +14.8% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | +10.0% | +7.1% | -3.8% | +8.8% | +6.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.