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TCBX · Third Coast Bancshares, Inc.

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$46.13 +0.13 (+0.28%) At close · Aug 14
Market Cap
$768.29M
Shares
16.65M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$46.13 Open$46.10 Day$45.71–46.25 52W close$36.05–46.13 Avg vol 30d119K Short int590K · 3.5% float · 3.9d Short vol72% Last earningsJul 23, 2026 DataNov 2021–Aug 2026 Filing10-Q · Aug 4

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 4, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +17%
      above
      Price vs 50-day avg +11%
      above
      RSI (14) 75
      overbought
      MACD trend Positive
      52-week position 100%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +14%
      trailing
      6-month return +16%
      trailing
      YTD return +21%
      this year
      Relative strength +2%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $41 › 200d $40 — 50d above 200d
      Institutional flow Distributing
      -7% holders QoQ · +12 funds added
      Insider flow Distributing
      Net -$100.7K over 90 days · 100% sells
      Short interest Falling
      3.54% of float · ▼ -10.5% MoM · 3.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      140 holders — mid 3-yr range
      Squeeze score 53
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +36%
      Y/Y
      Free cash flow $49.1M
      Buyback $30.0M
      authorized
      Balance sheet $175.2M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 28%
      annualized · 1-yr
      Max drawdown −16%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2024
      Efficiency ratio · going forward up to 60%
      Return on average assets · going forward at least 1%
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2025
      Net interest margin · fourth quarter 3.9% – 3.95%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +17% Bullish
      Price vs 50-day avg
      +11% Bullish
      RSI (14)
      75 Bearish
      MACD trend
      Positive Bullish
      52-week position
      100% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $41 › 200d $40 — 50d above 200d
      Institutional flow Distributing
      -7% holders QoQ · +12 funds added
      Insider flow Distributing
      Net -$100.7K over 90 days · 100% sells
      Short interest Falling
      3.54% of float · ▼ -10.5% MoM · 3.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      140 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $36 Now $46 · 100% Range high $46
      vs 200-day avg +17% vs 50-day avg +11%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Allowance for credit losses 53.6M as of June 30, 2026
      Allowance for credit losses to gross loans 0.99% as of June 30, 2026
      Book value per common share $36.34 as of June 30, 2026
      Gross loans 5.44B as of June 30, 2026
      Nonperforming loans 30M as of June 30, 2026
      Nonperforming loans to total loans ratio 0.55% as of June 30, 2026
      Number of employees 504 as of June 30, 2026
      Tangible book value per common share non-GAAP $33.08 as of June 30, 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      TCBX
      Third Coast Bancshares, Inc.
      this stock
      $768.29M +21.4% 3.5%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      140
      % held
      59.2%
      Net QoQ
      +521.7K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      186
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      590.2K
      Days to cover
      3.9d
      Change
      -69.2K sh
      View
      Short Volume
      Short vol %
      72%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.7K
      Value
      $70.4K
      As of
      Jun 26, 2026
      View
      Off-Exchange
      Off-exchange %
      40.8%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$100.7K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $66.3M
      EPS diluted
      $3.79
      View
      Buybacks
      Authorized
      $30.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 4, 2026
      This year
      17
      View
      Proposed Sales
      Value
      $100.3K
      Shares
      2.5K
      Filed
      Jun 12, 2026
      View
      Exempt Offerings
      Offering
      $69.4M
      Filed
      Oct 12, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View
      Investor Relations
      Latest news
      Third Coast Bancshares, Inc. to R…
      Published
      Jul 28, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      TCBX +4.1% +13.6% +15.6% +5.2% +21.4%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +3.7% +9.1% +1.8% +1.3% +7.5%

      Capital returns

      Buyback program · as of Jul 2, 2026
      Authorized
      $30.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1781730 CUSIP 88422P109 13F (30d) 135 filings 132 filers Visit website Investor relations