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ZION

Zions Bancorporation, National Association /Ut/
$68.64 -2.05 (-2.90%) At close · Jul 8
Market Cap
$10.30B
Shares
147,091,817

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$68.64 Open$70.61 Day$68.02–70.61 52W$45.47–71.26 Avg vol 30d1.7M Short int6.9M · 4.7% float · 4.1d Short vol50% Last earningsApr 20, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +16%
above
Price vs 50-day avg +7%
above
RSI (14) 57
neutral
MACD trend Negative
52-week position 90%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +9%
trailing
6-month return +18%
trailing
YTD return +18%
this year
Relative strength +11%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $64 › 200d $59 — 50d above 200d
Institutional flow Distributing
19 of 561 funds reported for Jun 30 · net -214.0K sh shares
Insider flow Distributing
Net -$297.7K over 90 days · 100% sells
Short interest Rising
4.68% of float · ▲ +7.9% MoM · 4.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
561 holders — near 3-yr high, broad support
Squeeze score 50
elevated · 0–100
Fundamentals
Strong
Revenue growth +4%
Y/Y
EPS growth +306%
Y/Y
Free cash flow $952.0M
Valuation P/E 10.9
below peers
Buyback $75.0M
remaining
Balance sheet $946.0M
net debt
Quant / Vol
risk profile
Moderate
Volatility 30%
annualized · 1-yr
Max drawdown −21%
past year
ATR 2.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
Next earnings call
Jul 20, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Positive operating leverage · full year 2026 Initiated 100% – 150%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +16% Bullish
      Price vs 50-day avg
      +7% Bullish
      RSI (14)
      57 Neutral
      MACD trend
      Negative Bearish
      52-week position
      90% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $64 › 200d $59 — 50d above 200d
      Institutional flow Distributing
      19 of 561 funds reported for Jun 30 · net -214.0K sh shares
      Insider flow Distributing
      Net -$297.7K over 90 days · 100% sells
      Short interest Rising
      4.68% of float · ▲ +7.9% MoM · 4.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      561 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $45 Now $69 · 90% 52-wk high $71
      vs 200-day avg +16% vs 50-day avg +7%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted PPNR non-GAAP $301M 1Q26
      Brokered deposits $3.8B 1Q26
      Classified loans $2.3B 1Q26
      Customer-related noninterest income $172M 1Q26
      Net charge-offs $4M 1Q26
      Noninterest expense $562M 1Q26
      Nonperforming assets $292M 1Q26
      Short-term borrowings $382M 1Q26
      adjusted customer-related noninterest income non-GAAP $174M Q1 2026 call
      adjusted pre-provision net revenue non-GAAP $301M Q1 2026 call
      allowance coverage of nonaccrual loans 239% Q1 FY2026 call
      allowance for credit losses 1.16% Q1 2026 call
      commercial real estate portfolio $13.7B Q1 2026 call
      Common Equity Tier 1 ratio 11.5% Q1 2026 call
      customer related noninterest income $172M Q1 2026 call
      taxable equivalent net interest income $662M Q1 2026 call
      Adjusted PPNR (excluding charitable contribution) non-GAAP $346M Three Months Ended December 31
      Adjusted taxable-equivalent revenue non-GAAP $879M Three Months Ended December 31
      Efficiency ratio non-GAAP 62.3% Three Months Ended December 31
      Return on average tangible common equity 17.9% Three Months Ended December 31

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ZION
      Zions Bancorporation, National Association /Ut/
      this stock
      $10.30B +18.1% +0.3% 10.9 4.7%
      HDB
      Hdfc Bank Ltd
      $136.15B -28.4% +15.2% 0.3%
      MFG
      Mizuho Financial Group Inc
      $126.15B +39.8% 0.1%
      IBN
      Icici Bank Ltd
      $104.44B -3.2% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $99.00B +19.0% +7.2% 14.3 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      560
      % held
      72.4%
      Reported
      19 of 561
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      449
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      6.9M
      Days to cover
      4.1d
      Change
      +502.3K sh
      View
      Short Volume
      Short vol %
      50%
      As of
      Jul 9, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      8
      Value
      $527
      As of
      Jun 11, 2026
      View
      Off-Exchange
      Off-exchange %
      44.0%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$297.7K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Apr 29, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $662.0M
      Net income (FY)
      $899.0M
      EPS diluted
      $6.01
      View
      Buybacks
      Authorized
      $75.0M
      Remaining
      $75.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      Investor Event Transcript
      Filed
      Jun 30, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $34.6K
      Shares
      550
      Filed
      May 4, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jun 9, 2026
      View
      Investor Relations
      Latest news
      Vectra Bank Colorado Welcomes Ty…
      Published
      Jul 6, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      ZION -0.8% +8.5% +18.1% -0.8% +18.1%
      SPY -0.2% +0.8% +7.4% -0.2% +9.3%
      vs SPY -0.6% +7.7% +10.7% -0.6% +8.8%

      Capital returns

      Latest dividend
      $0.45 / share · ex May 14, 2026
      Raised 4.7%
      Paid (TTM)
      $1.80 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.62%
      Buyback program · as of Dec 31, 2019
      Authorized
      $75.00M
      Spent (derived)
      $0
      Remaining
      $75.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 109380 CUSIP 989701107 13F (30d) 47 filings 21 filers Visit website Investor relations