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ZION · Zions Bancorporation, National Association /Ut/

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$72.20 +0.59 (+0.82%) At close · Aug 14
Market Cap
$10.54B
Shares
145.95M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$72.20 Open$71.61 Day$71.38–72.54 52W close$46.93–73.31 Avg vol 30d1.6M Short int5.5M · 3.7% float · 3.0d Short vol58% Last earningsJul 20, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Oct 19, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Strong Buy Momentum Very Strong Sentiment Bullish Fundamentals Strong Quant / Vol Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Strong Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +18%
      above
      Price vs 50-day avg +4%
      above
      RSI (14) 61
      neutral
      MACD trend Positive
      52-week position 96%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return 0%
      trailing
      6-month return +22%
      trailing
      YTD return +23%
      this year
      Relative strength +8%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $69 › 200d $61 — 50d above 200d
      Institutional flow Accumulating
      +5% holders QoQ · +81 funds added
      Insider flow Distributing
      Net -$6.3M over 90 days · 100% sells
      Short interest Falling
      3.75% of float · ▼ -21.9% MoM · 3.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      593 holders — near 3-yr high, broad support
      Squeeze score 57
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +4%
      Y/Y
      EPS growth +21%
      Y/Y
      Free cash flow $952.0M
      Valuation P/E 9.2
      below peers
      Buyback $300.0M
      authorized
      Balance sheet $4.6B
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 30%
      annualized · 1-yr
      Max drawdown −21%
      past year
      ATR 1.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Positive operating leverage · full year 2026 100% – 150%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +18% Bullish
      Price vs 50-day avg
      +4% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Positive Bullish
      52-week position
      96% Bullish
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $69 › 200d $61 — 50d above 200d
      Institutional flow Accumulating
      +5% holders QoQ · +81 funds added
      Insider flow Distributing
      Net -$6.3M over 90 days · 100% sells
      Short interest Falling
      3.75% of float · ▼ -21.9% MoM · 3.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      593 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $47 Now $72 · 96% Range high $73
      vs 200-day avg +18% vs 50-day avg +4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Brokered deposits 3.9B 2Q26
      Classified loans 2.3B 2Q26
      Customer deposits (excluding brokered deposits) 72.7B 2Q26
      Efficiency ratio non-GAAP 62.2% Three Months Ended June 30, 2026
      Estimated CET1 capital ratio 11.8% 2Q26
      Loans and leases 62.5B 2Q26
      Pre-provision net revenue $597M 2Q26
      Total deposits 76.6B 2Q26
      Noninterest expense $562M 1Q26
      Nonperforming assets ratio 0.48% 1Q26
      Provision for credit losses -$7M 1Q26

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ZION
      Zions Bancorporation, National Association /Ut/
      this stock
      $10.54B +23.3% +3.6% 9.2 3.7%
      MFG
      Mizuho Financial Group Inc
      $132.42B +48.5% 0.1%
      HDB
      Hdfc Bank Ltd
      $120.05B -36.0% +15.2% 0.5%
      IBN
      Icici Bank Ltd
      $108.39B -0.2% 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      $102.52B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      593
      % held
      84.5%
      Net QoQ
      +5.7M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      492
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      5.5M
      Days to cover
      3.0d
      Change
      -1.5M sh
      View
      Short Volume
      Short vol %
      58%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      265
      Value
      $18.7K
      As of
      Jul 13, 2026
      View
      Off-Exchange
      Off-exchange %
      39.3%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$6.3M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Apr 29, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $662.0M
      Net income (FY)
      $899.0M
      EPS diluted
      $6.01
      View
      Buybacks
      Authorized
      $300.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 6, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $333.7K
      Shares
      4.6K
      Filed
      Aug 4, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 20, 2026
      View
      Investor Relations
      Latest news
      ZIONS BANCORPORATION COMPLETES AC…
      Published
      Aug 3, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      ZION +2.7% -0.1% +21.8% +3.6% +23.3%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +2.3% -4.6% +8.0% -0.3% +9.5%

      Capital returns

      Latest dividend
      $0.48 / share · ex Aug 13, 2026
      Raised 6.7%
      Paid (TTM)
      $1.83 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.53%
      Buyback program · as of Jul 31, 2026
      Authorized
      $300.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 109380 CUSIP 989701107 13F (30d) 575 filings 542 filers Visit website Investor relations