ZION
Zions Bancorporation, National Association /Ut/
$71.55
+1.13 (+1.60%)
At close · Jul 15
Market Cap
$10.78B
Shares
147,091,817
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$662M
+3.6%
FY2025
Net Income
$899M
+14.7%
FY2025
Diluted EPS
$6.01
+21.4%
FY2025
Operating Cash Flow
$1.07B
-6.5%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $676M | $662M | $639M | $620M | $614M | $575M | $549M | — | — | — | — | — | — | — | — | — | — | |
| $4.15B | $4.18B | $4.29B | $3.95B | $2.71B | $2.27B | $2.37B | $2.68B | $2.48B | $2.19B | $1.95B | $1.83B | $1.85B | $1.94B | $2.04B | $2.2B | $2.32B | |
| $2.67B | $2.63B | $2.43B | $2.44B | $2.52B | $2.21B | $2.22B | $2.27B | $2.23B | $2.07B | $1.87B | $1.72B | $1.68B | $1.7B | $1.73B | $1.77B | $1.73B | |
| $774M | $758M | $700M | $677M | $632M | $703M | $574M | $562M | $552M | $544M | $515.61M | $377.12M | $508.64M | $337.41M | $419.87M | $481.84M | $440.46M | |
| $3.02B | — | — | $3.12B | $3.15B | $2.91B | $2.79B | — | — | — | — | — | — | — | — | — | — | |
| $15M | $15M | $13M | $14M | $14M | $13M | $12M | $12M | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | — | $6M | $7.85M | $9.25M | $10.92M | $14.38M | $17.01M | $20.07M | $25.52M | |
| — | $116M | $124M | $140M | $110M | -$14M | $86M | $188M | $193M | $179M | $123.09M | $151.09M | $128.65M | $130.62M | $214.62M | $299.95M | $372.75M | |
| $1.74B | — | — | $1.51B | $185M | $59M | $152M | $411M | $251M | $127M | $86.97M | $118.21M | $173M | $245.08M | $306.78M | $432.4M | $592.46M | |
| — | — | — | — | — | $311M | $304M | $362M | $350M | $326M | $203.92M | $124.09M | $101.94M | — | — | — | — | |
| — | — | — | — | -$15M | $71M | $7M | $3M | $1M | $14M | $7.27M | -$126.86M | $23.86M | -$159.51M | -$73.26M | -$15.3M | — | |
| $268M | $276M | $228M | $206M | $245M | $317M | $133M | $237M | $259M | $344M | $235.86M | $142.39M | $222.96M | $142.98M | $193.42M | $198.58M | -$106.82M | |
| $962M | $899M | $784M | $680M | $907M | $1.13B | $539M | $816M | $884M | $592M | $469.05M | $309.47M | $398.46M | $263.79M | $349.52M | $323.8M | -$292.73M | |
| — | 135.8% | 122.69% | 109.68% | 147.72% | 196.35% | 98.18% | — | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | — | — | — | $0 | $0 | -$336K | -$1.37M | -$1.11M | -$3.62M | |
| $958M | $895M | $737M | $648M | $878M | $1.1B | $505M | $782M | $850M | $550M | $411.31M | $246.61M | $326.57M | $293.98M | $178.63M | $153.39M | -$412.51M | |
| $1.28B | $1.34B | $1.1B | $1.1B | -$2.13B | $724M | $821M | — | — | — | — | $382.9M | $462.52M | $517.85M | $495.44M | — | — | |
| USD/shares | — | $6.01 | $4.95 | $4.35 | $5.80 | $6.80 | $3.06 | $4.41 | $4.36 | $2.71 | $2.00 | $1.20 | $1.68 | $1.58 | $0.97 | $0.83 | -$2.48 |
| USD/shares | — | $6.01 | $4.95 | $4.35 | $5.79 | $6.79 | $3.02 | $4.16 | $4.08 | $2.60 | $1.99 | $1.20 | $1.68 | $1.58 | $0.97 | $0.83 | -$2.48 |
| shares | — | 147.12M | 147.21M | 147.75M | 150.06M | 159.91M | 163.74M | 175.98M | 193.59M | 200.78M | 203.86M | 203.27M | 192.21M | 183.84M | 183.08M | 182.39M | 166.05M |
| shares | — | 147.16M | 147.22M | 147.76M | 150.27M | 160.23M | 165.61M | 186.5M | 206.5M | 209.65M | 204.27M | 203.7M | 192.79M | 184.3M | 183.24M | 182.61M | 166.05M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2025: $3.42B in buybacks, $3.08B in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
11.40×
Banks - Regional median 13.36×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Zions Bank Segment | $188,000,000 | $181,000,000 | $181,000,000 | $179,000,000 | $175,000,000 | $159,000,000 | $146,000,000 | $146,000,000 |
| Amegy Corporation Segment | $177,000,000 | $165,000,000 | $162,000,000 | $157,000,000 | $139,000,000 | $132,000,000 | $138,000,000 | $126,000,000 |
| California Bank and Trust Segment | $119,000,000 | $113,000,000 | $110,000,000 | $104,000,000 | $97,000,000 | $92,000,000 | $86,000,000 | $80,000,000 |
| Nevada State Bank Segment | $51,000,000 | $48,000,000 | $45,000,000 | $48,000,000 | $50,000,000 | $43,000,000 | $43,000,000 | $41,000,000 |
| National Bank of Arizona Segment | $45,000,000 | $43,000,000 | $39,000,000 | $46,000,000 | $44,000,000 | $40,000,000 | $41,000,000 | $39,000,000 |
| Vectra Bank Colorado Segment | $33,000,000 | $29,000,000 | $28,000,000 | $31,000,000 | $33,000,000 | $32,000,000 | $26,000,000 | $24,000,000 |
| Commerce Bank of Washington Segment | $8,000,000 | $8,000,000 | $7,000,000 | $7,000,000 | $6,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Consolidated Entities | — | — | — | — | — | — | $2,838,000,000 | $2,783,000,000 |
By Product & Service (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Products and Services Commercial Account Fees | $185,000,000 | $182,000,000 | $174,000,000 | $159,000,000 | $137,000,000 | $132,000,000 | $121,000,000 | $122,000,000 |
| Products and Services Card Fees | $139,000,000 | $144,000,000 | $146,000,000 | $149,000,000 | $135,000,000 | $113,000,000 | $127,000,000 | $125,000,000 |
| Products and Services Retail and Business Banking Fees | $74,000,000 | $67,000,000 | $66,000,000 | $73,000,000 | $73,000,000 | $68,000,000 | $78,000,000 | $78,000,000 |
| Products and Services Other Customer Related Fees | $58,000,000 | $55,000,000 | $60,000,000 | $59,000,000 | $52,000,000 | $46,000,000 | $41,000,000 | $24,000,000 |
| Products and Services Wealth Management Fees | $54,000,000 | $54,000,000 | $53,000,000 | $51,000,000 | $46,000,000 | $38,000,000 | $34,000,000 | — |
| Products and Services Capital Markets Fees | $19,000,000 | $11,000,000 | $4,000,000 | $4,000,000 | $6,000,000 | — | — | — |
| Products And Services Capital Markets And Foreign Exchange Fees | — | — | — | — | — | $5,000,000 | $13,000,000 | $12,000,000 |
| Products and Services Wealth Management and Trust Fees | — | — | — | — | — | — | — | $51,000,000 |
Key facts
CIK
109380
CUSIP
989701107
13F (30d)
75 filings
55 filers
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Investor relations