ZION · Zions Bancorporation, National Association · Financials
$65.71
+1.12 (+1.73%)
At close · Oct 21
Return incl. dividend (before tax)
Market Cap
$9.56B
Shares
145.95M
Volume · Oct 21
2.02M
Avg daily vol (3M)
1.47M
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Revenue
$3.39B
+8.1%
FY2025
Net Income
$899M
+14.7%
FY2025
Diluted EPS
$6.01
+21.4%
FY2025
Operating Cash Flow
$1.07B
-6.5%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $3.74B | $3.39B | $3.13B | $3.12B | $3.15B | $2.91B | $2.79B | $2.83B | $2.78B | $2.61B | $2.38B | $2.07B | $2.17B | $2.03B | $2.15B | $2.25B | $2.17B | $2.7B | $2.16B | |
| $4.12B | $4.18B | $4.29B | $3.95B | $2.71B | $2.27B | $2.37B | $2.68B | $2.48B | $2.19B | $1.95B | $1.83B | $1.85B | $1.94B | $2.04B | $2.19B | $2.31B | $2.52B | $2.97B | |
| $2.69B | $2.63B | $2.43B | $2.44B | $2.52B | $2.21B | $2.22B | $2.27B | $2.23B | $2.07B | $1.87B | $1.72B | $1.68B | $1.7B | $1.73B | $1.76B | $1.71B | $1.9B | $1.97B | |
| $1.04B | $758M | $700M | $677M | $632M | $703M | $574M | $562M | $552M | $544M | $516M | $357M | $492.7M | $337.38M | $419.87M | $498.18M | $453.61M | $804.1M | $190.69M | |
| $3.02B | — | — | $3.12B | $3.15B | $2.91B | $2.79B | $2.84B | $2.78B | — | — | — | — | — | — | — | — | — | — | |
| $15M | $15M | $13M | $14M | $14M | $13M | $12M | $12M | $11M | — | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | — | $6M | $8M | $9M | $10.92M | $14.38M | $17.01M | $20.07M | $25.52M | $31.67M | $33.16M | |
| $116M | $116M | $124M | $140M | $110M | -$14M | $86M | $188M | $193M | $179M | $123M | $86M | $57.69M | $130.62M | $185.19M | $240.49M | $372.75M | $213.04M | $140.2M | |
| $1.43B | $1.56B | $1.86B | $1.51B | $185M | $59M | $152M | $411M | $251M | $127M | $87M | $118M | $173M | $245.08M | $306.78M | $432.4M | $592.46M | $617.79M | $1B | |
| — | — | — | — | — | $311M | $304M | $362M | $350M | $326M | $204M | $124M | $101.94M | $103.44M | $127.76M | — | — | — | — | |
| — | — | — | — | -$15M | $71M | $7M | $3M | $1M | $14M | $7M | -$127M | $23.86M | -$159.51M | -$73.26M | -$15.3M | -$80.29M | -$498.23M | — | |
| $330M | $276M | $228M | $206M | $245M | $317M | $133M | $237M | $259M | $344M | $236M | $142M | $222.96M | $142.98M | $193.42M | $198.58M | -$106.82M | -$401.34M | -$43.37M | |
| $1.17B | $899M | $784M | $680M | $907M | $1.13B | $539M | $816M | $884M | $592M | $469M | $309M | $398.46M | $263.79M | $349.52M | $323.8M | -$292.73M | -$1.22B | -$266.27M | |
| — | 26.56% | 25.05% | 21.83% | 28.78% | 38.78% | 19.32% | 28.79% | 31.78% | 22.69% | 19.68% | 14.91% | 18.34% | 12.97% | 16.24% | 14.36% | -13.5% | -45.01% | -12.31% | |
| — | — | — | — | — | — | — | — | — | — | — | $0 | $0 | -$336K | -$1.37M | -$1.11M | -$3.62M | -$5.57M | -$5.06M | |
| $1.16B | $895M | $737M | $648M | $878M | $1.1B | $505M | $782M | $850M | $550M | $411M | $247M | $326.57M | $293.98M | $178.63M | $153.39M | -$412.51M | -$1.23B | -$290.69M | |
| $1.47B | $1.34B | $1.1B | $1.1B | -$2.13B | $724M | $821M | $1.11B | $773M | — | — | $382.9M | $462.52M | $517.85M | $495.44M | $193.02M | -$317.13M | — | — | |
| USD/shares | $7.85 | $6.01 | $4.95 | $4.35 | $5.80 | $6.80 | $3.06 | $4.41 | $4.36 | $2.71 | $2.00 | $1.20 | $1.68 | $1.58 | $0.97 | $0.83 | -$2.48 | -$9.92 | -$2.68 |
| USD/shares | $7.85 | $6.01 | $4.95 | $4.35 | $5.79 | $6.79 | $3.02 | $4.16 | $4.08 | $2.60 | $1.99 | $1.20 | $1.68 | $1.58 | $0.97 | $0.83 | -$2.48 | -$9.92 | -$2.68 |
| shares | — | 147.12M | 147.21M | 147.75M | 150.06M | 159.91M | 163.74M | 175.98M | 193.59M | 200.78M | 203.86M | 203.27M | 192.21M | 183.84M | 183.08M | 182.39M | 166.05M | 124.44M | 108.91M |
| shares | — | 147.16M | 147.22M | 147.76M | 150.27M | 160.23M | 165.61M | 186.5M | 206.5M | 209.65M | 204.27M | 203.7M | 192.79M | 184.3M | 183.24M | 182.61M | 166.05M | 124.44M | 108.91M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $3.41B in buybacks, $3.37B in dividends.
Debt Profile
Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.
Reported debt balances
Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.
| Reported balance | As of | Amount | Source |
|---|---|---|---|
| Finance lease liabilities | 2026-06-30 | USD 3,000,000 | 10-Q filed 2026-08-06 |
| Noncurrent long-term debt and lease obligations | 2026-06-30 | USD 1,956,000,000 | 10-Q filed 2026-08-06 |
| Operating lease liabilities | 2026-06-30 | USD 256,000,000 | 10-Q filed 2026-08-06 |
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
Covenants
Covenant terms have not yet been verified for this profile.
The balance figures do not establish whether covenants apply or whether the company complies with them.
Loans, facilities and notes
The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
19.38×
Peer median 5.77×
EV/EBIT
—
P/E (TTM)
8.34×
Peer median 12.16×
Peer medians compare against the 128 similar-size Banks - Regional companies (of 304 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Zions Bank Segment | $188,000,000 | $181,000,000 | $181,000,000 | $179,000,000 | $175,000,000 | $159,000,000 | $146,000,000 | $146,000,000 |
| Amegy Corporation Segment | $177,000,000 | $165,000,000 | $162,000,000 | $157,000,000 | $139,000,000 | $132,000,000 | $138,000,000 | $126,000,000 |
| California Bank and Trust Segment | $119,000,000 | $113,000,000 | $110,000,000 | $104,000,000 | $97,000,000 | $92,000,000 | $86,000,000 | $80,000,000 |
| Nevada State Bank Segment | $51,000,000 | $48,000,000 | $45,000,000 | $48,000,000 | $50,000,000 | $43,000,000 | $43,000,000 | $41,000,000 |
| National Bank of Arizona Segment | $45,000,000 | $43,000,000 | $39,000,000 | $46,000,000 | $44,000,000 | $40,000,000 | $41,000,000 | $39,000,000 |
| Vectra Bank Colorado Segment | $33,000,000 | $29,000,000 | $28,000,000 | $31,000,000 | $33,000,000 | $32,000,000 | $26,000,000 | $24,000,000 |
| Commerce Bank of Washington Segment | $8,000,000 | $8,000,000 | $7,000,000 | $7,000,000 | $6,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Consolidated Entities | — | — | — | — | — | — | $2,838,000,000 | $2,783,000,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Products and Services Commercial Account Fees | $185,000,000 | $182,000,000 | $174,000,000 | $159,000,000 | $137,000,000 | $132,000,000 | $121,000,000 | $122,000,000 |
| Products and Services Card Fees | $139,000,000 | $144,000,000 | $146,000,000 | $149,000,000 | $135,000,000 | $113,000,000 | $127,000,000 | $125,000,000 |
| Products and Services Retail and Business Banking Fees | $74,000,000 | $67,000,000 | $66,000,000 | $73,000,000 | $73,000,000 | $68,000,000 | $78,000,000 | $78,000,000 |
| Products and Services Other Customer Related Fees | $58,000,000 | $55,000,000 | $60,000,000 | $59,000,000 | $52,000,000 | $46,000,000 | $41,000,000 | $24,000,000 |
| Products and Services Wealth Management Fees | $54,000,000 | $54,000,000 | $53,000,000 | $51,000,000 | $46,000,000 | $38,000,000 | $34,000,000 | — |
| Products and Services Capital Markets Fees | $19,000,000 | $11,000,000 | $4,000,000 | $4,000,000 | $6,000,000 | $5,000,000 | $13,000,000 | $12,000,000 |
| Products and Services Wealth Management and Trust Fees | — | — | — | — | — | — | — | $51,000,000 |
Key facts
CIK
109380
CUSIP
989701107
13F (30d)
100 filings
98 filers
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