Norwood Financial Corp

CIK

1013272

Location

Honesdale, PA

Portfolio Value

Micro $64,841,397

Diversification

Diversified

Filing Date

Global Rank

#7,053 / 7,419 ▲ 2 · as of Mar 2024

Top Industry

Banks - Regional 24.5%

3Y Alpha vs SPY

+4.2%

Period ended 2 years ago

Filed Apr 16, 2024 · 2y

10 quarters · since Dec 2021

Clone Performance

Sep 2023–Oct 2024 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+34.6%

SPY

+29.9%

Annualised alpha

+4.2%

Max drawdown

−8.7%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 4 quarters.Norwood Financial Corp has stopped filing, so the simulation ends in Oct 2024 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.

Portfolio Concentration

241 tracked positions · as of Mar 31, 2024 · Δ vs Dec 31, 2023

Top Position

17.8%

−4.8 pts

Top 5

35.9%

−3.6 pts

Top 10

47.5%

−3.1 pts

HHI

476

Diversified−178

Portfolio Trend

10 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2024

Sector	% Portfolio	Value	Positions
Unclassified	25.3%	$16,416,609	30
Financial Services	23.1%	$14,962,561	35
Technology	14.4%	$9,360,588	27
Industrials	11.0%	$7,155,236	27
Healthcare	8.7%	$5,612,228	25
Consumer Defensive	5.1%	$3,296,499	15
Consumer Cyclical	4.1%	$2,682,799	22
Utilities	2.4%	$1,534,424	15
Energy	2.3%	$1,517,090	18
Basic Materials	1.9%	$1,234,125	15
Communication Services	1.5%	$984,018	8
Real Estate	0.1%	$85,220	4

Last Quarter's Activity

Export CSV

Mar 31, 2024 vs Dec 31, 2023

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
WMT	Walmart Inc.	+7,890	12,160	$731,666
AFK	VanEck Africa Index ETF	+3,260	5,825	$256,300
AAXJ	iShares MSCI All Country Asia ex Japan ETF	+3,090	41,046	$4,478,247
GILD	Gilead Sciences, Inc.	+1,690	2,415	$176,898
HPQ	Hp Inc	+1,086	5,679	$171,619
USB	US Bancorp \De\	+1,065	1,165	$52,075
VEA	Vanguard FTSE Developed Markets ETF	+950	9,066	$454,841
UPS	United Parcel Service Inc	+933	1,453	$215,958
CMCSA	Comcast Corp	+845	1,195	$51,803
CSCO	Cisco Systems, Inc.	+732	12,303	$614,041
XOM	ExxonMobil Holdings Corp	+620	4,106	$477,281
KO	Coca Cola Co	+528	7,563	$462,703
MET	Metlife Inc	+500	1,657	$122,800
PEG	Public Service Enterprise Group Inc	+465	1,263	$84,342
STT	State Street Corp	+458	4,608	$210,210
BMY	Bristol Myers Squibb Co	+450	3,053	$165,563
SON	Sonoco Products Co	+425	1,775	$102,666
AEP	American Electric Power Co Inc	+413	1,607	$138,362
GOOGL	Alphabet Inc.	+390	1,585	$240,480
AAPL	Apple Inc.	+370	7,415	$1,271,524
MSM	Msc Industrial Direct Co Inc	+325	2,672	$259,290
LYB	LyondellBasell Industries N.V.	+300	2,675	$273,599
PRU	Prudential Financial Inc	+290	340	$39,916
CVS	CVS HEALTH Corp	+285	4,652	$371,042
CVX	Chevron Corp	+240	1,530	$241,342
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
PFE	Pfizer Inc	−10,573	7,843	$217,643
PPL	PPL Corp	−1,655	4,974	$136,934
AMAT	Applied Materials Inc /De	−530	9,295	$1,916,907
NWFL	Norwood Financial Corp	−400	424,801	$11,558,834
COF	Capital One Financial Corp	−370	800	$119,112
VZ	Verizon Communications Inc	−325	6,429	$269,760
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	−265	15,009	$1,659,347
MKC	Mccormick & Co Inc	−250	350	$26,883
ADI	Analog Devices Inc	−240	3,293	$651,321
VTRS	Viatris Inc	−231	1,220	$14,565
FAST	Fastenal Co	−200	1,950	$150,423
RVTY	Revvity, Inc.	−195	725	$76,125
VIG	Vanguard Dividend Appreciation ETF	−180	7,079	$1,209,158
CAH	Cardinal Health Inc	−175	1,620	$181,278
FISV	Fiserv Inc	−170	2,455	$392,357
MSFT	Microsoft Corp	−145	5,649	$2,376,647
LOW	Lowes Companies Inc	−130	3,915	$997,267
SPY	Spdr S&P 500 ETF Trust	−125	445	$232,766
VB	Vanguard Morningstar Small-Cap ETF	−109	22,708	$2,959,932
OGN	Organon & Co.	−108	261	$4,906
UGI	Ugi Corp /Pa/	−100	1,940	$47,607
CL	Colgate Palmolive Co	−100	930	$83,746
AFL	Aflac Inc	−100	500	$42,930
GSK	GSK plc	−80	757	$32,452
INTC	Intel Corp	−76	3,335	$147,306
No positions match the current search.

New Positions

Positions the filer opened this quarter

10 positions

Ticker	Company	Shares	Value
O	Realty Income Corp	1,125	$60,862
NVDA	Nvidia Corp	50	$45,178
MS	Morgan Stanley	419	$39,453
EOG	Eog Resources Inc	287	$36,690
KMI	Kinder Morgan, Inc.	1,950	$35,763
DOX	Amdocs Ltd	360	$32,533
TXN	Texas Instruments Inc	186	$32,403
NTAP	NetApp, Inc.	200	$20,994
TROW	Price T Rowe Group Inc	150	$18,288
VICI	Vici Properties Inc.	600	$17,874
No positions match the current search.

Sold Out

Positions the filer fully exited

4 positions

Ticker	Company	Shares	Value
DD	DuPont de Nemours, Inc.	170	$13,078
COST	Costco Wholesale Corp /New	15	$9,901
FTAI	FTAI Aviation Ltd.	200	$9,280
—		200	$0
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

241 tracked positions · $64,841,397 total · filing declares 396 positions · $69,257,708 · as of Mar 31, 2024

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 241 positions by value · page 1 of 5

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
NWFL	Norwood Financial Corp Financial Services	Reduced	424,801	-400	$11,558,834	−17.4%	17.83%
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Added	41,046	+3,090	$4,478,247	+13.6%	6.91%
VB	Vanguard Morningstar Small-Cap ETF	Reduced	22,708	-109	$2,959,932	+8.9%	4.56%
MSFT	Microsoft Corp Technology	Reduced	5,649	-145	$2,376,647	+9.1%	3.67%
AMAT	Applied Materials Inc /De Technology	Reduced	9,295	-530	$1,916,907	+20.4%	2.96%
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	Reduced	15,009	-265	$1,659,347	+5.6%	2.56%
EDV	Vanguard World Funds Extended Duration ETF	Added	10,879	+114	$1,655,751	+8.4%	2.55%
CAT	Caterpillar Inc Industrials	Added	4,204	+59	$1,540,471	+25.7%	2.38%
ABBV	AbbVie Inc. Healthcare	Added	7,625	+25	$1,388,512	+17.9%	2.14%
AAPL	Apple Inc. Technology	Added	7,415	+370	$1,271,524	−6.3%	1.96%
BRK-B	Berkshire Hathaway Inc Financial Services	Held	2,960	0	$1,244,738	+17.9%	1.92%
VIG	Vanguard Dividend Appreciation ETF	Reduced	7,079	-180	$1,209,158	+3.7%	1.86%
CTAS	Cintas Corp Industrials	Reduced	1,569	-50	$1,077,949	+10.5%	1.66%
JNJ	Johnson & Johnson Healthcare	Added	6,459	+165	$1,021,749	+3.6%	1.58%
LOW	Lowes Companies Inc Consumer Cyclical	Reduced	3,915	-130	$997,267	+10.8%	1.54%
ITW	Illinois Tool Works Inc Industrials	Reduced	3,413	-35	$915,810	+1.4%	1.41%
BNDW	Vanguard Total World Bond ETF	Held	11,328	0	$884,007	−0.3%	1.36%
ORCL	Oracle Corp Technology	Held	6,775	0	$851,007	+19.1%	1.31%
ABT	Abbott Laboratories Healthcare	Held	7,145	0	$812,100	+3.3%	1.25%
WMT	Walmart Inc. Consumer Defensive	Added	12,160	+7,890	$731,666	+8.7%	1.13%
IBM	International Business Machines Corp Technology	Added	3,566	+240	$680,963	+25.2%	1.05%
ADI	Analog Devices Inc Technology	Reduced	3,293	-240	$651,321	−7.2%	1.00%
VIGI	Vanguard International Dividend Appreciation ETF	Reduced	5,279	-25	$638,706	+7.9%	0.99%
CSCO	Cisco Systems, Inc. Technology	Added	12,303	+732	$614,041	+5.0%	0.95%
DE	Deere & Co Industrials	Held	1,465	0	$601,733	+2.7%	0.93%
SYY	Sysco Corp Consumer Defensive	Held	7,185	0	$583,278	+11.0%	0.90%
MRK	Merck & Co., Inc. Healthcare	Added	4,159	+200	$548,779	+27.1%	0.85%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	3,080	+155	$499,730	+16.6%	0.77%
XOM	ExxonMobil Holdings Corp Energy	Added	4,106	+620	$477,281	+36.9%	0.74%
AVY	Avery Dennison Corp Consumer Cyclical	Held	2,080	0	$464,359	+10.4%	0.72%
KO	Coca Cola Co Consumer Defensive	Added	7,563	+528	$462,703	+11.6%	0.71%
VEA	Vanguard FTSE Developed Markets ETF	Added	9,066	+950	$454,841	+17.0%	0.70%
CMI	Cummins Inc Industrials	Added	1,501	+71	$442,269	+29.1%	0.68%
JPM	Jpmorgan Chase & Co Financial Services	Added	2,207	+159	$442,062	+26.9%	0.68%
EMR	Emerson Electric Co Industrials	Reduced	3,755	-60	$425,891	+14.7%	0.66%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	1,036	-35	$397,409	+7.1%	0.61%
FISV	Fiserv Inc	Reduced	2,455	-170	$392,357	+12.5%	0.61%
PEP	Pepsico Inc Consumer Defensive	Added	2,225	+200	$389,396	+13.2%	0.60%
CVS	CVS HEALTH Corp Healthcare	Added	4,652	+285	$371,042	+7.6%	0.57%
BKF	iShares MSCI BIC ETF	Held	2,762	0	$358,938	+9.9%	0.55%
LMT	Lockheed Martin Corp Industrials	Added	760	+25	$345,701	+3.8%	0.53%
NUE	Nucor Corp Basic Materials	Reduced	1,715	-60	$339,398	+9.9%	0.52%
SO	Southern Co Utilities	Held	4,158	0	$298,294	+2.3%	0.46%
VEU	Vanguard FTSE All-World Ex-US ETF	Added	6,858	+150	$286,458	+3.9%	0.44%
ECNS	iShares MSCI China Small-Cap ETF	Held	1,767	0	$275,693	+2.3%	0.43%
VFMF	Vanguard U.S. Multifactor ETF	Held	1,813	0	$274,270	+15.2%	0.42%
LYB	LyondellBasell Industries N.V. Basic Materials	Added	2,675	+300	$273,599	+21.2%	0.42%
VZ	Verizon Communications Inc Communication Services	Reduced	6,429	-325	$269,760	+5.9%	0.42%
ED	Consolidated Edison Inc Utilities	Reduced	2,885	-50	$261,986	−1.9%	0.40%
MSM	Msc Industrial Direct Co Inc Industrials	Added	2,672	+325	$259,290	+9.1%	0.40%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.