SOUTHERN MICHIGAN BANK & TRUST

Bank

CIK

1173227

Location

COLDWATER, MI

Portfolio Value

Micro $69,995,586

Diversification

Diversified

Filing Date

Mar 31, 2026

Global Rank

#5,998 / 8,232

Top Industry

Semiconductors 11.5%

Period ended 2 months ago

Filed Apr 28, 2026 · 47d

Clone Performance

May 2026–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

-0.8%

SPY

+0.2%

Annualised alpha

—

Max drawdown

−3.1%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

354 positions · as of Mar 31, 2026

Top Position

8.5%

of portfolio value

Top 5

29.4%

of portfolio value

Top 10

40.8%

of portfolio value

HHI

268

Diversified

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	28.0%	$19,572,605	54
Industrials	13.7%	$9,559,222	54
Healthcare	13.3%	$9,314,390	48
Consumer Cyclical	9.3%	$6,479,133	32
Financial Services	8.9%	$6,225,483	56
Consumer Defensive	8.7%	$6,122,645	24
Communication Services	8.1%	$5,664,418	15
Energy	3.7%	$2,614,715	18
Utilities	3.2%	$2,231,572	15
Basic Materials	1.6%	$1,106,903	17
Real Estate	0.9%	$622,493	12
Unclassified	0.7%	$482,007	9

Portfolio Positions

Compact Export CSV View 13F filing

354 positions · $69,995,586 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 354 positions by value · page 1 of 8

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	First	23,565	—	$5,980,561	—	8.54%
NVDA	Nvidia Corp Technology	First	34,117	—	$5,950,004	—	8.50%
GOOGL	Alphabet Inc. Communication Services	First	13,428	—	$3,861,355	—	5.52%
AMZN	Amazon Com Inc Consumer Cyclical	First	12,979	—	$2,703,136	—	3.86%
ABBV	AbbVie Inc. Healthcare	First	9,537	—	$2,074,202	—	2.96%
MSFT	Microsoft Corp Technology	First	5,239	—	$1,939,320	—	2.77%
CAT	Caterpillar Inc Industrials	First	2,320	—	$1,643,627	—	2.35%
COST	Costco Wholesale Corp /New Consumer Defensive	First	1,599	—	$1,593,291	—	2.28%
JNJ	Johnson & Johnson Healthcare	First	5,821	—	$1,422,885	—	2.03%
V	Visa Inc. Financial Services	First	4,540	—	$1,372,169	—	1.96%
META	Meta Platforms, Inc. Communication Services	First	2,129	—	$1,218,064	—	1.74%
AVGO	Broadcom Inc. Technology	First	3,863	—	$1,195,637	—	1.71%
MCD	Mcdonalds Corp Consumer Cyclical	First	3,691	—	$1,147,125	—	1.64%
SYK	Stryker Corp Healthcare	First	3,321	—	$1,091,247	—	1.56%
PG	PROCTER & GAMBLE Co Consumer Defensive	First	7,168	—	$1,035,345	—	1.48%
NSC	Norfolk Southern Corp Industrials	First	3,254	—	$933,898	—	1.33%
MA	Mastercard Inc Financial Services	First	1,860	—	$929,367	—	1.33%
SO	Southern Co Utilities	First	9,613	—	$927,846	—	1.33%
HD	Home Depot, Inc. Consumer Cyclical	First	2,676	—	$880,109	—	1.26%
LLY	ELI LILLY & Co Healthcare	First	932	—	$857,225	—	1.22%
ABT	Abbott Laboratories Healthcare	First	8,286	—	$850,723	—	1.22%
GD	General Dynamics Corp Industrials	First	2,396	—	$822,355	—	1.17%
UNP	Union Pacific Corp Industrials	First	3,223	—	$781,964	—	1.12%
CSCO	Cisco Systems, Inc. Technology	First	9,720	—	$754,174	—	1.08%
WMT	Walmart Inc. Consumer Defensive	First	5,334	—	$662,909	—	0.95%
XOM	Exxon Mobil Corp Energy	First	3,874	—	$657,262	—	0.94%
ETN	Eaton Corp plc Industrials	First	1,812	—	$648,098	—	0.93%
JPM	Jpmorgan Chase & Co Financial Services	First	2,126	—	$625,384	—	0.89%
CIEN	Ciena Corp Technology	First	1,500	—	$582,345	—	0.83%
PEP	Pepsico Inc Consumer Defensive	First	3,431	—	$532,799	—	0.76%
MO	Altria Group, Inc. Consumer Defensive	First	7,559	—	$498,818	—	0.71%
PM	Philip Morris International Inc. Consumer Defensive	First	2,966	—	$490,398	—	0.70%
LMT	Lockheed Martin Corp Industrials	First	762	—	$460,545	—	0.66%
NOC	Northrop Grumman Corp /De/ Industrials	First	654	—	$446,184	—	0.64%
HON	Honeywell International Inc Industrials	First	1,885	—	$426,066	—	0.61%
SHW	Sherwin Williams Co Basic Materials	First	1,327	—	$425,369	—	0.61%
KR	Kroger Co Consumer Defensive	First	5,670	—	$410,281	—	0.59%
DOV	DOVER Corp Industrials	First	1,812	—	$377,711	—	0.54%
COP	Conocophillips Energy	First	2,858	—	$377,256	—	0.54%
NEE	Nextera Energy Inc Utilities	First	4,044	—	$375,606	—	0.54%
BKNG	Booking Holdings Inc. Consumer Cyclical	First	87	—	$366,297	—	0.52%
AMAT	Applied Materials Inc /De Technology	First	1,070	—	$365,715	—	0.52%
LRCX	Lam Research Corp Technology	First	1,638	—	$349,975	—	0.50%
DE	Deere & Co Industrials	First	602	—	$339,106	—	0.48%
QCOM	Qualcomm Inc/De Technology	First	2,601	—	$334,956	—	0.48%
CNI	Canadian National Railway Co Industrials	First	3,091	—	$317,662	—	0.45%
MRK	Merck & Co., Inc. Healthcare	First	2,591	—	$311,671	—	0.45%
WMB	Williams Companies, Inc. Energy	First	4,035	—	$293,667	—	0.42%
MPC	Marathon Petroleum Corp Energy	First	1,200	—	$293,016	—	0.42%
LHX	L3harris Technologies, Inc. /De/ Industrials	First	823	—	$284,058	—	0.41%