Clear Perspectives Financial Planning, LLC

CIK

1841174

Location

CINCINNATI, OH

Portfolio Value

Small $171,550,003

Diversification

Diversified

Filing Date

Global Rank

#4,578 / 6,997 ▼ 242 · as of Mar 2023

Top Industry

Household & Personal Products 83.6%

Period ended 3 years ago

Filed May 11, 2023 · 3y

10 quarters · since Dec 2020

Clone Performance

Sep 2023–Oct 2023 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

-3.6%

SPY

-2.8%

Annualised alpha

—

Max drawdown

−6.1%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 1 quarter.Clear Perspectives Financial Planning, LLC has stopped filing, so the simulation ends in Oct 2023 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.

Portfolio Concentration

127 tracked positions · as of Mar 31, 2023 · Δ vs Dec 31, 2022

Top Position

17.6%

−1.7 pts

Top 5

63.7%

−1.3 pts

Top 10

88.4%

+2.9 pts

HHI

1,023

Diversified+9

Portfolio Trend

10 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2023

Sector	% Portfolio	Value	Positions
Unclassified	87.6%	$150,254,920	33
Consumer Defensive	10.5%	$18,090,454	6
Healthcare	0.6%	$976,574	17
Industrials	0.3%	$495,013	9
Financial Services	0.3%	$472,225	13
Technology	0.3%	$440,899	12
Consumer Cyclical	0.2%	$352,275	14
Energy	0.1%	$186,797	8
Communication Services	0.1%	$154,699	8
Utilities	0.1%	$105,161	5
Basic Materials	0.0%	$15,269	1
Real Estate	0.0%	$5,717	1

Last Quarter's Activity

Export CSV

Mar 31, 2023 vs Dec 31, 2022

Added To

Positions the filer increased

11 positions

Ticker	Company	Δ Shares	Shares	Value
VEA	Vanguard FTSE Developed Markets ETF	+165,411	165,572	$7,478,887
IVOG	Vanguard S&P Mid-Cap 400 Growth ETF	+59,476	63,978	$9,385,572
VIG	Vanguard Dividend Appreciation ETF	+57,843	68,074	$10,484,076
PG	PROCTER & GAMBLE Co	+11,422	119,795	$17,812,318
VB	Vanguard Morningstar Small-Cap ETF	+9,952	161,117	$30,112,467
EDV	Vanguard World Funds Extended Duration ETF	+6,245	71,603	$5,879,981
DCOR	Dimensional US Core Equity 1 ETF	+719	16,504	$563,688
VEU	Vanguard FTSE All-World Ex-US ETF	+631	3,063	$240,719
FITB	Fifth Third Bancorp	+462	1,577	$42,011
MNST	Monster Beverage Corp	+270	540	$29,165
SPY	Spdr S&P 500 ETF Trust	+250	6,235	$2,552,546
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
ABI	VictoryShares Pioneer Asset-Based Income ETF	−195,250	102,724	$14,648,386
ACYN	FT Vest Laddered Autocallable Barrier & Income ETF	−156,572	470	$24,285
BIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETF	−135,979	27,633	$2,537,262
IVZ	Invesco Ltd.	−57,758	691	$36,673
CVY	Invesco Zacks Multi-Asset Income ETF	−56,294	77	$2,533
ECNS	iShares MSCI China Small-Cap ETF	−50,560	10,330	$545,735
VIGI	Vanguard International Dividend Appreciation ETF	−43,381	167,160	$17,635,380
AAXJ	iShares MSCI All Country Asia ex Japan ETF	−42,437	258,220	$28,992,841
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	−7,930	2,560	$176,964
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	−2,343	61,407	$7,433,304
BAB	Invesco Taxable Municipal Bond ETF	−2,210	26,846	$1,672,054
PFE	Pfizer Inc	−1,835	315	$12,852
CIVB	Civista Bancshares, Inc.	−1,000	318	$5,367
FBCG	Fidelity Blue Chip Growth ETF	−600	600	$36,882
CNC	Centene Corp	−300	3,818	$241,335
FNDA	Schwab Fundamental U.S. Small Company ETF	−230	4,090	$0
ABBV	AbbVie Inc.	−120	112	$17,849
GLD	Spdr Gold Trust	−116	155	$28,399
NCLO	Nuveen AA-BBB CLO ETF	−41	46	$1,567
AOA	iShares Core 80/20 Aggressive Allocation ETF	−35	1,073	$68,232
QQQ	Invesco Qqq Trust, Series 1	−25	5,077	$1,629,361
VXF	Vanguard Extended Market ETF	−10	1,391	$195,018
GOOGL	Alphabet Inc.	−9	1,100	$114,238
TSLA	Tesla, Inc.	−6	117	$24,272
META	Meta Platforms, Inc.	−4	1	$211
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
VXUS	Vanguard Total International Stock ETF	138,081	$7,623,452
ACSG	American Century Small Cap Growth Insights ETF	3,800	$216,714
FFBC	First Financial Bancorp /Oh/	750	$16,327
FSK	FS KKR Capital Corp	28	$518
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
EVMT	Invesco Electric Vehicle Metals Commodity Strategy No K-1 ETF	489,803	$7,239,288
ESBG	First Trust Enhanced Stocks, Bonds & Gold ETF	204,585	$5,010,286
VCRM	Vanguard Core Tax-Exempt Bond ETF	1,035	$51,222
HGTY	Hagerty, Inc.	6,000	$50,460
T	At&T Inc.	2,000	$36,820
CVS	CVS HEALTH Corp	211	$19,663
AVGO	Broadcom Inc.	31	$17,333
VCHY	Vanguard U.S. High-Yield Corporate Bond Index ETF	348	$16,255
BIV	Vanguard Intermediate-Term Bond ETF	31	$2,299
OGN	Organon & Co.	55	$1,536
IAU	Ishares Gold Trust	40	$1,383
DOCS	Doximity, Inc.	12	$402
UCTT	Ultra Clean Holdings, Inc.	10	$331
BAC	Bank Of America Corp /De/	10	$331
TYL	Tyler Technologies Inc	1	$322
VEEV	Veeva Systems Inc	2	$322
KMI	Kinder Morgan, Inc.	15	$271
STNE	StoneCo Ltd.	25	$236
RBLX	Roblox Corp	8	$227
ZS	Zscaler, Inc.	2	$223
PYPL	PayPal Holdings, Inc.	3	$213
AIG	American International Group, Inc.	3	$189
TTD	Trade Desk, Inc.	4	$179
ABNB	Airbnb, Inc.	2	$171
MPT	Medical Properties Trust Inc	15	$167
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

127 tracked positions · $171,550,003 total · filing declares 197 positions · $178,367,061 · as of Mar 31, 2023

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 127 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
VB	Vanguard Morningstar Small-Cap ETF	Added	161,117	+9,952	$30,112,467	+23.6%	17.55%
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Reduced	258,220	-42,437	$28,992,841	−16.0%	16.90%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	119,795	+11,422	$17,812,318	+8.4%	10.38%
VIGI	Vanguard International Dividend Appreciation ETF	Reduced	167,160	-43,381	$17,635,380	−22.6%	10.28%
ABI	VictoryShares Pioneer Asset-Based Income ETF	Reduced	102,724	-195,250	$14,648,386	−20.7%	8.54%
VIG	Vanguard Dividend Appreciation ETF	Added	68,074	+57,843	$10,484,076	+574.8%	6.11%
IVOG	Vanguard S&P Mid-Cap 400 Growth ETF	Added	63,978	+59,476	$9,385,572	—	5.47%
VXUS	Vanguard Total International Stock ETF	NEW	138,081	NEW	$7,623,452	NEW	4.44%
VEA	Vanguard FTSE Developed Markets ETF	Added	165,572	+165,411	$7,478,887	+110583.5%	4.36%
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	Reduced	61,407	-2,343	$7,433,304	−3.9%	4.33%
EDV	Vanguard World Funds Extended Duration ETF	Added	71,603	+6,245	$5,879,981	−6.4%	3.43%
SPY	Spdr S&P 500 ETF Trust	Added	6,235	+250	$2,552,546	+11.5%	1.49%
BIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETF	Reduced	27,633	-135,979	$2,537,262	−74.0%	1.48%
BAB	Invesco Taxable Municipal Bond ETF	Reduced	26,846	-2,210	$1,672,054	−9.5%	0.97%
QQQ	Invesco Qqq Trust, Series 1	Reduced	5,077	-25	$1,629,361	+19.9%	0.95%
DCOR	Dimensional US Core Equity 1 ETF	Added	16,504	+719	$563,688	+6.7%	0.33%
ECNS	iShares MSCI China Small-Cap ETF	Reduced	10,330	-50,560	$545,735	−65.4%	0.32%
RTX	RTX Corp Industrials	Held	2,483	0	$243,160	−3.0%	0.14%
CNC	Centene Corp Healthcare	Reduced	3,818	-300	$241,335	−28.5%	0.14%
VEU	Vanguard FTSE All-World Ex-US ETF	Added	3,063	+631	$240,719	+19.4%	0.14%
ACSG	American Century Small Cap Growth Insights ETF	NEW	3,800	NEW	$216,714	NEW	0.13%
VXF	Vanguard Extended Market ETF	Reduced	1,391	-10	$195,018	+4.8%	0.11%
MSFT	Microsoft Corp Technology	Held	614	0	$177,016	+20.2%	0.10%
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	Reduced	2,560	-7,930	$176,964	−66.2%	0.10%
BMY	Bristol Myers Squibb Co Healthcare	Held	2,546	0	$176,463	−3.7%	0.10%
RGEN	Repligen Corp Healthcare	Held	975	0	$164,151	−0.6%	0.10%
AAPL	Apple Inc. Technology	Held	837	0	$138,021	+26.9%	0.08%
V	Visa Inc. Financial Services	Held	610	0	$137,530	+8.5%	0.08%
PEP	Pepsico Inc Consumer Defensive	Held	738	0	$134,537	+0.9%	0.08%
JNJ	Johnson & Johnson Healthcare	Held	850	0	$131,750	−12.3%	0.08%
GOOGL	Alphabet Inc. Communication Services	Reduced	1,100	-9	$114,238	+16.5%	0.07%
CARR	CARRIER GLOBAL Corp Industrials	Held	2,442	0	$111,721	+10.9%	0.07%
OTIS	Otis Worldwide Corp Industrials	Held	1,231	0	$103,896	+7.8%	0.06%
MRK	Merck & Co., Inc. Healthcare	Held	813	0	$86,495	−4.1%	0.05%
AGNG	Global X Funds Global X Aging Population ETF	Held	2,969	0	$83,713	+6.9%	0.05%
CVX	Chevron Corp Energy	Held	457	0	$74,564	−9.1%	0.04%
CINF	Cincinnati Financial Corp Financial Services	Held	655	0	$73,412	+9.5%	0.04%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	700	-2	$72,303	+22.6%	0.04%
AOA	iShares Core 80/20 Aggressive Allocation ETF	Reduced	1,073	-35	$68,232	+3.1%	0.04%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	200	-2	$61,754	−1.0%	0.04%
PEG	Public Service Enterprise Group Inc Utilities	Held	887	0	$55,393	+1.9%	0.03%
MA	Mastercard Inc Financial Services	Held	150	0	$54,511	+4.5%	0.03%
YUM	Yum Brands Inc Consumer Cyclical	Held	394	0	$52,039	+3.1%	0.03%
INTC	Intel Corp Technology	Held	1,568	0	$51,226	+23.6%	0.03%
KR	Kroger Co Consumer Defensive	Held	970	0	$47,888	+10.7%	0.03%
BKNG	Booking Holdings Inc. Consumer Cyclical	Held	17	0	$45,090	+31.6%	0.03%
SBUX	Starbucks Corp Consumer Cyclical	Held	414	0	$43,109	+5.0%	0.03%
FITB	Fifth Third Bancorp Financial Services	Added	1,577	+462	$42,011	+14.8%	0.02%
SJM	J M SMUCKER Co Consumer Defensive	Held	265	0	$41,703	−0.7%	0.02%
AMGN	Amgen Inc Healthcare	Held	168	0	$40,614	−8.0%	0.02%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.