First International Bank & Trust
BankCIK
1910370
Location
WATFORD CITY, ND
Portfolio Value
Micro
$37,276,627
Diversification
Highly concentrated
Filing Date
Global Rank
#6,854
/ 7,986
▼ 100
· as of Sep 2025
Top Industry
Discount Stores
19.9%
3Y Alpha vs SPY
-2.4%
Period ended 9 months ago
Filed Oct 7, 2025 · 9mo
16 quarters · since Dec 2021
Clone Performance
Jul 2023–Jul 2026 · vs SPYHypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.
Cloned portfolio
+65.5%
SPY
+76.0%
Annualised alpha
-2.4%
Max drawdown
−18.1%
Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.
Portfolio Concentration
24 positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025Top Position
52.3%
+4.4 pts
Top 5
73.4%
+5.4 pts
Top 10
87.9%
+4.9 pts
HHI
2,909
Highly concentrated+444
Portfolio Trend
16 quarters · across all stocks
Sector Breakdown
As of Sep 30, 2025| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 52.3% | $19,501,087 |
| Technology | 15.6% | $5,810,705 |
| Consumer Defensive | 10.7% | $3,991,453 |
| Financial Services | 10.2% | $3,810,949 |
| Industrials | 3.1% | $1,169,674 |
| Consumer Cyclical | 3.0% | $1,105,594 |
| Energy | 1.9% | $698,805 |
| Healthcare | 1.4% | $505,467 |
| Communication Services | 1.2% | $455,540 |
| Real Estate | 0.6% | $227,353 |
Last Quarter's Activity
Export CSVTrimmed
Positions the filer reduced
15 positions
| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| AAPL | Apple Inc. | −1,131 | 3,819 | $972,431 | |
| AMZN | Amazon Com Inc | −609 | 2,921 | $641,363 | |
| CSCO | Cisco Systems, Inc. | −420 | 4,440 | $303,784 | |
| SPY | Spdr S&P 500 ETF Trust | −380 | 29,273 | $19,501,087 | |
| ADP | Automatic Data Processing Inc | −352 | 2,101 | $616,643 | |
| LOW | Lowes Companies Inc | −301 | 1,002 | $251,812 | |
| WMT | Walmart Inc. | −299 | 18,262 | $1,882,081 | |
| MSFT | Microsoft Corp | −249 | 4,854 | $2,514,129 | |
| MCD | Mcdonalds Corp | −83 | 699 | $212,419 | |
| KO | Coca Cola Co | −15 | 3,185 | $211,229 | |
| PM | Philip Morris International Inc. | −10 | 1,516 | $245,895 | |
| VZ | Verizon Communications Inc | −7 | 10,365 | $455,540 | |
| DE | Deere & Co | −3 | 2,086 | $953,844 | |
| AMGN | Amgen Inc | −2 | 951 | $268,371 | |
| IBM | International Business Machines Corp | −1 | 898 | $253,378 | |
| No positions match the current search. | |||||
New Positions
Positions the filer opened this quarter
1 positions
| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| ABBV | AbbVie Inc. | 1,024 | $237,096 | |
| No positions match the current search. | ||||
Sold Out
Positions the filer fully exited
8 positions
| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| SLV | iShares Silver Trust | 16,066 | $527,125 | |
| ORCL | Oracle Corp | 1,174 | $256,671 | |
| AFL | Aflac Inc | 2,345 | $247,303 | |
| LMT | Lockheed Martin Corp | 482 | $223,233 | |
| PFE | Pfizer Inc | 8,762 | $212,390 | |
| DIS | Walt Disney Co | 1,680 | $208,336 | |
| ABT | Abbott Laboratories | 1,471 | $200,070 | |
| PPLT | abrdn Platinum ETF Trust | 6,145 | $75,503 | |
| No positions match the current search. | ||||
24 positions ·
$37,276,627 total
· as of Sep 30, 2025
All sectors
Communication Services
Consumer Cyclical
Consumer Defensive
Energy
Financial Services
Healthcare
Industrials
Real Estate
Technology
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| SPY |
Spdr S&P 500 ETF Trust
|
Reduced | 29,273 | $19,501,087 | 52.31% | |
| MSFT |
Microsoft Corp
Technology
|
Reduced | 4,854 | $2,514,129 | 6.74% | |
| WMT |
Walmart Inc.
Consumer Defensive
|
Reduced | 18,262 | $1,882,081 | 5.05% | |
| AXP |
American Express Co
Financial Services
|
Added | 5,255 | $1,745,500 | 4.68% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Added | 3,392 | $1,705,294 | 4.57% | |
| COST |
Costco Wholesale Corp /New
Consumer Defensive
|
Added | 1,785 | $1,652,248 | 4.43% | |
| ALKT |
Alkami Technology, Inc.
Technology
|
Held | 46,310 | $1,150,340 | 3.09% | |
| AAPL |
Apple Inc.
Technology
|
Reduced | 3,819 | $972,431 | 2.61% | |
| DE |
Deere & Co
Industrials
|
Reduced | 2,086 | $953,844 | 2.56% | |
| CVX |
Chevron Corp
Energy
|
Held | 4,500 | $698,805 | 1.87% | |
| AMZN |
Amazon Com Inc
Consumer Cyclical
|
Reduced | 2,921 | $641,363 | 1.72% | |
| ADP |
Automatic Data Processing Inc
Technology
|
Reduced | 2,101 | $616,643 | 1.65% | |
| VZ |
Verizon Communications Inc
Communication Services
|
Reduced | 10,365 | $455,540 | 1.22% | |
| V |
Visa Inc.
Financial Services
|
Held | 1,055 | $360,155 | 0.97% | |
| CSCO |
Cisco Systems, Inc.
Technology
|
Reduced | 4,440 | $303,784 | 0.81% | |
| AMGN |
Amgen Inc
Healthcare
|
Reduced | 951 | $268,371 | 0.72% | |
| IBM |
International Business Machines Corp
Technology
|
Reduced | 898 | $253,378 | 0.68% | |
| LOW |
Lowes Companies Inc
Consumer Cyclical
|
Reduced | 1,002 | $251,812 | 0.68% | |
| PM |
Philip Morris International Inc.
Consumer Defensive
|
Reduced | 1,516 | $245,895 | 0.66% | |
| ABBV |
AbbVie Inc.
Healthcare
|
NEW | 1,024 | $237,096 | 0.64% | |
| CSR |
Centerspace
Real Estate
|
Held | 3,860 | $227,353 | 0.61% | |
| BA |
Boeing Co
Industrials
|
Held | 1,000 | $215,830 | 0.58% | |
| MCD |
Mcdonalds Corp
Consumer Cyclical
|
Reduced | 699 | $212,419 | 0.57% | |
| KO |
Coca Cola Co
Consumer Defensive
|
Reduced | 3,185 | $211,229 | 0.57% |