RETIREMENT GUYS FORMULA LLC

Pension

CIK

1933059

Location

MAUMEE, OH

Portfolio Value

Small $122,284,111

Diversification

Diversified

Filing Date

Global Rank

#5,277 / 8,605 ▲ 270 · as of Mar 2026

Top Industry

Drug Manufacturers - General 13.4%

3Y Alpha vs SPY

-5.9%

Period ended 3 months ago

Filed Apr 22, 2026 · 3mo

18 quarters · since Dec 2021

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+51.8%

SPY

+76.5%

Annualised alpha

-5.9%

Max drawdown

−14.2%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

97 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

4.2%

−0.5 pts

Top 5

16.9%

−1.9 pts

Top 10

29.0%

−1.7 pts

HHI

180

Diversified−7

Portfolio Trend

18 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	18.7%	$22,891,292	17
Healthcare	18.0%	$22,003,471	18
Consumer Defensive	12.2%	$14,945,659	9
Unclassified	9.9%	$12,132,279	4
Consumer Cyclical	9.6%	$11,679,817	10
Industrials	8.9%	$10,883,311	12
Utilities	8.1%	$9,961,826	7
Communication Services	4.7%	$5,753,022	4
Financial Services	4.3%	$5,214,252	8
Energy	4.0%	$4,839,063	6
Basic Materials	1.5%	$1,794,352	1
Real Estate	0.2%	$185,767	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
MRK	Merck & Co., Inc.	+15,145	18,323	$2,204,073
PEP	Pepsico Inc	+11,769	19,543	$3,034,832
NOW	ServiceNow, Inc.	+9,473	18,467	$1,930,724
WMT	Walmart Inc.	+8,341	26,483	$3,291,307
DTE	Dte Energy Co	+8,258	10,982	$1,605,788
NFLX	Netflix Inc	+7,712	29,593	$2,845,366
EZBC	Franklin Templeton Digital Holdings Trust	+6,376	28,523	$1,117,816
ABT	Abbott Laboratories	+3,585	10,923	$1,121,464
SO	Southern Co	+3,035	14,965	$1,444,421
EOG	Eog Resources Inc	+3,007	16,723	$2,417,644
GALT	Galectin Therapeutics Inc	+2,500	187,062	$521,902
PANW	Palo Alto Networks Inc	+2,406	12,262	$1,965,843
CL	Colgate Palmolive Co	+1,954	14,175	$1,208,135
PG	PROCTER & GAMBLE Co	+1,792	11,788	$1,702,658
CASY	Caseys General Stores Inc	+1,603	2,025	$1,473,916
PEGA	Pegasystems Inc	+1,513	5,205	$221,524
AMZN	Amazon Com Inc	+1,336	12,185	$2,537,769
HD	Home Depot, Inc.	+1,200	5,594	$1,839,810
LLY	ELI LILLY & Co	+1,110	3,230	$2,970,857
DUK	Duke Energy CORP	+998	11,161	$1,461,421
MSFT	Microsoft Corp	+882	5,533	$2,048,150
ATO	Atmos Energy Corp	+854	7,038	$1,300,059
AVGO	Broadcom Inc.	+750	6,047	$1,871,606
V	Visa Inc.	+734	6,118	$1,849,104
COR	Cencora, Inc.	+645	9,516	$2,989,356
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
AAAU	Goldman Sachs Physical Gold ETF	−35,788	46,772	$2,160,398
T	At&T Inc.	−35,681	12,441	$360,664
KO	Coca Cola Co	−27,984	21,072	$1,602,525
VZ	Verizon Communications Inc	−20,966	10,004	$502,200
ABBV	AbbVie Inc.	−7,106	1,042	$226,624
ETN	Eaton Corp plc	−5,044	1,490	$532,928
UNH	Unitedhealth Group Inc	−5,006	1,019	$275,731
AMAT	Applied Materials Inc /De	−2,043	6,250	$2,136,187
SPY	Spdr S&P 500 ETF Trust	−1,122	5,682	$3,695,231
NVS	Novartis AG	−1,040	8,615	$1,315,941
HSY	Hershey Co	−740	6,128	$1,273,949
JNJ	Johnson & Johnson	−580	15,755	$3,851,152
NXT	Nextpower Inc.	−544	2,077	$250,382
CMI	Cummins Inc	−426	3,615	$1,944,942
MCD	Mcdonalds Corp	−267	4,449	$1,382,704
MLI	Mueller Industries Inc	−216	1,910	$105,814
GEV	GE Vernova Inc.	−213	2,448	$2,136,859
AEP	American Electric Power Co Inc	−212	10,919	$1,431,262
TSLA	Tesla, Inc.	−150	1,014	$376,954
NEE	Nextera Energy Inc	−111	14,980	$1,391,342
CRS	Carpenter Technology Corp	−102	614	$242,008
COKE	Coca-Cola Consolidated, Inc.	−71	1,367	$262,108
QQQ	Invesco Qqq Trust, Series 1	−65	8,938	$5,158,834
UTHR	UNITED THERAPEUTICS Corp	−34	464	$275,142
COF	Capital One Financial Corp	−24	1,099	$200,490
No positions match the current search.

New Positions

Positions the filer opened this quarter

25 positions

Ticker	Company	Shares	Value
GILD	Gilead Sciences, Inc.	21,123	$2,943,912
GD	General Dynamics Corp	5,596	$1,920,659
NEM	NEWMONT Corp /DE/	16,576	$1,794,352
CAT	Caterpillar Inc	2,522	$1,786,736
APH	Amphenol Corp /De/	13,539	$1,710,652
MO	Altria Group, Inc.	21,356	$1,409,282
DTM	DT Midstream, Inc.	10,257	$1,381,310
ETR	Entergy Corp /De/	11,815	$1,327,533
AZN	Astrazeneca PLC	6,285	$1,239,527
NATH	Nathans Famous, Inc.	12,170	$1,225,884
BTI	British American Tobacco p.l.c.	19,854	$1,160,863
MCK	Mckesson Corp	1,121	$970,068
MGY	Magnolia Oil & Gas Corp	8,976	$283,372
FTI	TechnipFMC plc	4,079	$281,981
CVX	Chevron Corp	1,321	$273,314
FIVE	Five Below, Inc	1,039	$237,390
CART	Maplebear Inc.	6,306	$236,222
CHWY	Chewy, Inc.	8,660	$233,820
NBIX	Neurocrine Biosciences Inc	1,731	$228,041
STRL	Sterling Infrastructure, Inc.	545	$221,962
ATI	Ati Inc	1,523	$221,535
ACIW	Aci Worldwide, Inc.	5,401	$221,495
MWA	Mueller Water Products, Inc.	7,751	$213,074
DT	Dynatrace, Inc.	5,746	$212,487
OSIS	Osi Systems Inc	797	$211,611
No positions match the current search.

Sold Out

Positions the filer fully exited

23 positions

Ticker	Company	Shares	Value
MA	Mastercard Inc	3,289	$1,877,624
UBER	Uber Technologies, Inc	20,763	$1,696,544
ORCL	Oracle Corp	8,561	$1,668,624
BKR	Baker Hughes Co	35,392	$1,611,751
ECL	Ecolab Inc.	4,435	$1,164,276
INTU	Intuit Inc.	1,734	$1,148,636
COST	Costco Wholesale Corp /New	1,243	$1,071,888
MKC	Mccormick & Co Inc	14,853	$1,011,637
AWK	American Water Works Company, Inc.	7,638	$996,759
GIS	General Mills Inc	21,244	$987,846
ZTS	Zoetis Inc.	7,518	$945,914
KMB	Kimberly Clark Corp	9,352	$943,523
ADP	Automatic Data Processing Inc	3,663	$942,233
MDLZ	Mondelez International, Inc.	17,206	$926,198
CLX	Clorox Co /De/	8,732	$880,447
SLV	iShares Silver Trust	4,210	$271,208
IBKR	Interactive Brokers Group, Inc.	3,578	$230,101
AYI	Acuity Inc. (De)	608	$218,904
OPCH	Option Care Health, Inc.	6,857	$218,464
EME	EMCOR Group, Inc.	348	$212,902
FIX	Comfort Systems USA Inc	222	$207,190
WHD	Cactus, Inc.	4,522	$206,564
BLD	QXO Insulation, LLC	487	$203,171
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

97 positions · $122,284,111 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 97 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
QQQ	Invesco Qqq Trust, Series 1	Reduced	8,938	-65	$5,158,834	−6.7%	4.22%
AAPL	Apple Inc. Technology	Added	18,206	+274	$4,620,500	−5.2%	3.78%
JNJ	Johnson & Johnson Healthcare	Reduced	15,755	-580	$3,851,152	+13.9%	3.15%
SPY	Spdr S&P 500 ETF Trust	Reduced	5,682	-1,122	$3,695,231	−20.4%	3.02%
WMT	Walmart Inc. Consumer Defensive	Added	26,483	+8,341	$3,291,307	+62.8%	2.69%
PEP	Pepsico Inc Consumer Defensive	Added	19,543	+11,769	$3,034,832	+172.0%	2.48%
COR	Cencora, Inc. Healthcare	Added	9,516	+645	$2,989,356	−0.2%	2.44%
LLY	ELI LILLY & Co Healthcare	Added	3,230	+1,110	$2,970,857	+30.4%	2.43%
GILD	Gilead Sciences, Inc. Healthcare	NEW	21,123	NEW	$2,943,912	NEW	2.41%
NFLX	Netflix Inc Communication Services	Added	29,593	+7,712	$2,845,366	+38.7%	2.33%
NVDA	Nvidia Corp Technology	Added	15,235	+359	$2,656,984	−4.2%	2.17%
AMZN	Amazon Com Inc Consumer Cyclical	Added	12,185	+1,336	$2,537,769	+1.3%	2.08%
EOG	Eog Resources Inc Energy	Added	16,723	+3,007	$2,417,644	+67.9%	1.98%
MRK	Merck & Co., Inc. Healthcare	Added	18,323	+15,145	$2,204,073	+558.9%	1.80%
AAAU	Goldman Sachs Physical Gold ETF	Reduced	46,772	-35,788	$2,160,398	−38.5%	1.77%
GEV	GE Vernova Inc. Industrials	Reduced	2,448	-213	$2,136,859	+22.9%	1.75%
AMAT	Applied Materials Inc /De Technology	Reduced	6,250	-2,043	$2,136,187	+0.2%	1.75%
TJX	Tjx Companies Inc /De/ Consumer Cyclical	Added	13,371	+22	$2,135,348	+4.1%	1.75%
MSFT	Microsoft Corp Technology	Added	5,533	+882	$2,048,150	−8.9%	1.67%
META	Meta Platforms, Inc. Communication Services	Added	3,574	+276	$2,044,792	−6.1%	1.67%
CBOE	Cboe Global Markets, Inc. Financial Services	Added	7,218	+505	$2,028,763	+20.4%	1.66%
PANW	Palo Alto Networks Inc Technology	Added	12,262	+2,406	$1,965,843	+8.3%	1.61%
CMI	Cummins Inc Industrials	Reduced	3,615	-426	$1,944,942	−5.7%	1.59%
NOW	ServiceNow, Inc. Technology	Added	18,467	+9,473	$1,930,724	+40.1%	1.58%
GD	General Dynamics Corp Industrials	NEW	5,596	NEW	$1,920,659	NEW	1.57%
AVGO	Broadcom Inc. Technology	Added	6,047	+750	$1,871,606	+2.1%	1.53%
V	Visa Inc. Financial Services	Added	6,118	+734	$1,849,104	−2.1%	1.51%
HD	Home Depot, Inc. Consumer Cyclical	Added	5,594	+1,200	$1,839,810	+21.7%	1.50%
ANET	Arista Networks, Inc. Technology	Added	14,888	+187	$1,827,948	−5.1%	1.49%
NEM	NEWMONT Corp /DE/ Basic Materials	NEW	16,576	NEW	$1,794,352	NEW	1.47%
CAT	Caterpillar Inc Industrials	NEW	2,522	NEW	$1,786,736	NEW	1.46%
APH	Amphenol Corp /De/ Technology	NEW	13,539	NEW	$1,710,652	NEW	1.40%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	11,788	+1,792	$1,702,658	+18.9%	1.39%
DTE	Dte Energy Co Utilities	Added	10,982	+8,258	$1,605,788	+357.0%	1.31%
KO	Coca Cola Co Consumer Defensive	Reduced	21,072	-27,984	$1,602,525	−53.3%	1.31%
CASY	Caseys General Stores Inc Consumer Cyclical	Added	2,025	+1,603	$1,473,916	+531.9%	1.21%
DUK	Duke Energy CORP Utilities	Added	11,161	+998	$1,461,421	+22.7%	1.20%
SO	Southern Co Utilities	Added	14,965	+3,035	$1,444,421	+38.8%	1.18%
AEP	American Electric Power Co Inc Utilities	Reduced	10,919	-212	$1,431,262	+11.5%	1.17%
MO	Altria Group, Inc. Consumer Defensive	NEW	21,356	NEW	$1,409,282	NEW	1.15%
NEE	Nextera Energy Inc Utilities	Reduced	14,980	-111	$1,391,342	+14.8%	1.14%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	4,449	-267	$1,382,704	−4.1%	1.13%
DTM	DT Midstream, Inc. Energy	NEW	10,257	NEW	$1,381,310	NEW	1.13%
ETR	Entergy Corp /De/ Utilities	NEW	11,815	NEW	$1,327,533	NEW	1.09%
NVS	Novartis AG Healthcare	Reduced	8,615	-1,040	$1,315,941	−1.1%	1.08%
WM	Waste Management Inc Industrials	Added	5,723	+558	$1,315,088	+15.9%	1.08%
ATO	Atmos Energy Corp Utilities	Added	7,038	+854	$1,300,059	+25.4%	1.06%
HSY	Hershey Co Consumer Defensive	Reduced	6,128	-740	$1,273,949	+1.9%	1.04%
AZN	Astrazeneca PLC Healthcare	NEW	6,285	NEW	$1,239,527	NEW	1.01%
NATH	Nathans Famous, Inc. Consumer Cyclical	NEW	12,170	NEW	$1,225,884	NEW	1.00%