Tom Eklund

“And I think if I understood the question, Chris, Also from an M&A perspective, I mean, obviously it's conducive to the environment is conducive to M&A from a regulatory perspective.”

“If you look at the broker deposits, I mean, during the first quarter, you were able to raise those, what I would consider in the high threes. Whereas to Elliot's point earlier, some of the competition we've seen in the direct bank and even some of the branch network, we've seen rates north of 4% there.”

“On the purchase money note, we can pay portions of it. So we would not go out and pay off the whole things as it makes up a substantive, obviously, portion of our balance sheet.”

“No, I would say to sort of amplify that, you know, since the acquisition of SVB, we paid off, you know, just under $10 billion worth of home loan bank advances.”