Andrew Hart

“Following up on the prior question on the back book opportunity, I guess, can you talk about why you think now's the right time to go after the back book? And then when you think about getting those wins, what's the kind of gross profit uplift on a per customer basis?”

“Hey, thanks for the question, and Bruce, that was really helpful color on the data licensing deal. I guess just a quick follow-up on that. Was that when included in full-year guidance at the beginning of the year?”

“JP, can you kind of talk about how you see the business competing as you move from this, you know, a really volatile, self-custodial wallet only that's dependent on crypto volumes to this more diverse money movement platform that you've talked about.”

“JP, I thought your comments about agentic payments were really interesting. I think the idea was that agents are going to need the wallet infrastructure to operate out of.”

“So, Bruce, last quarter we talked about the digital wallet segment still being under construction, but then, you know, it feels like in 4Q the business seems to have really accelerated.”