Parker Snure

“So, just kind of piggybacking on the previous few questions, just curious on your view for this. Annual enrollment period, there's some additional friction that's being added to the enrollment process, some enhanced Social Security verification, broker consent, tax verification, things like that.”

“So just on some of these cost items that you flagged, like the advertising, the healthcare expense, how should we think about these items as we move into 2027? Are some of these more one-time in nature, like maybe the advertising, or should we think about these persisting into the future?”

“I was just curious, on the funeral volume trend, were there any markets that were better or worse than your kind of average results, particularly focusing on some of your larger markets like California, Florida, Texas?”

“Just curious on how you guys are thinking about the 2027 rate cycle. We're seeing some of the preliminary rate filings beginning to roll through. But just generally, how are you thinking about positioning of your rates within the market and baking in conservatism for all things that could happen?”

“Yeah, on the – it sounds like there was almost like a bad debt, you know, accrual for the cancellation rate. Is – maybe if you could just help us, like, give us a number for, you know, the magnitude of that.”