OSCR · Oscar Health, Inc. · Webcasts, Transcripts & Audio
$31.05
-0.89 (-2.79%)
At close · Nov 13
View the 10-K filed Feb 13, 2026
Return incl. dividend (before tax)
Play latest call
Q3 2026 earnings call transcript
Customer concentration
— top customer 93% of revenue
One customer — 93% of revenue (the year ended December 31, 2025)
“For the year ended December 31, 2025, 93% of premiums were earned directly from CMS and 7% were from our members.”
Market Cap
$9.65B
Shares
310.69M
Volume · Nov 13
4.85M
Avg daily vol (3M)
5.27M
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Oscar Health, Inc. Webcasts
Earnings calls, investor updates, investor days and conferences for Oscar Health, Inc. (OSCR), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Pull transcripts and briefs through the earnings call transcript API or MCP →
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Earnings call
FY26 · Q3
2026-11-05
Oscar Health, Inc. (OSCR) Q3 2026 Earnings Call Transcript
Confident tone
Pricing and market morbidity
CMS eligibility and program integrity
Record financial performance
Revenue
$5.14B
▲ 72.1% YoY Diluted EPS
$0.49
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-08-06
Oscar Health, Inc. (OSCR) Q2 2026 Earnings Call Transcript
Confident tone
Record profitability and financial performance
Product innovation and member navigation
Operating leverage and cost discipline
Revenue
$4.88B
▲ 70.4% YoY Diluted EPS
$1.10
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-08
Oscar Health, Inc. (OSCR) June 8, 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-05-06
Oscar Health, Inc. (OSCR) Q1 2026 Earnings Call Transcript
Confident tone
Risk adjustment and metal mix
Individual market dynamics
Q1 financial performance
Revenue
$4.65B
▲ 52.6% YoY Diluted EPS
$2.07
▲ 125% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-10
Oscar Health, Inc. (OSCR) Q4 2025 Earnings Call Transcript
Confident tone
ICRA and defined contribution strategy
Membership growth and market share
MLR and market morbidity
Revenue
$2.81B*
▲ 17.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-06
Oscar Health, Inc. (OSCR) Q3 2025 Earnings Call Transcript
Positive tone
2025 Financial Results and 2026 Profitability Outlook
Higher Market Morbidity and Risk Adjustment
Membership Growth and Geographic Expansion
Revenue
$2.99B
▲ 23.2% YoY Diluted EPS
$-0.53
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
Oscar Health, Inc. (OSCR) Q2 2025 Earnings Call Transcript
Balanced tone
2025 financial results and guidance
ICHRA growth strategy and acquisitions
Market morbidity shift
Revenue
$2.86B
▲ 29% YoY Diluted EPS
$-0.89
▼ 545% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
Oscar Health, Inc. (OSCR) Q1 2025 Earnings Call Transcript
Confident tone
Medical loss ratio and risk adjustment
Top-line growth and membership
SG&A efficiency
Revenue
$3.05B
▲ 42.2% YoY Diluted EPS
$0.92
▲ 48.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-04
Oscar Health, Inc. (OSCR) Q4 2024 Earnings Call Transcript
Confident tone
Medical loss ratio and pricing discipline
Record financial performance and profitability milestones
Above-market growth in individual ACA market
Revenue
$2.39B*
▲ 67.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-07
Oscar Health, Inc. (OSCR) Q3 2024 Earnings Call Transcript
Confident tone
Medical Loss Ratio (MLR) and utilization
2025 open enrollment / ACA market growth
SG&A leverage and operating efficiency
Revenue
$2.42B
▲ 68.3% YoY Diluted EPS
$-0.22
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-07
Oscar Health, Inc. (OSCR) Q2 2024 Earnings Call Transcript
Confident tone
Medical loss ratio / medical costs
2025 and rate filings
ACA / enhanced subsidies
Revenue
$2.22B
▲ 45.9% YoY Diluted EPS
$0.20
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-07
Oscar Health, Inc. (OSCR) Q1 2024 Earnings Call Transcript
Confident tone
Medical Loss Ratio
Membership Growth
Profitability and Net Income Milestone
Revenue
$2.14B
▲ 45.8% YoY Diluted EPS
$0.62
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-07
Oscar Health, Inc. (OSCR) Q4 2023 Earnings Call Transcript
Confident tone
Open enrollment and membership growth
Medical loss ratio improvement
Member experience and NPS
Revenue
$1.43B*
▲ 43.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-07
Oscar Health, Inc. (OSCR) Q3 2023 Earnings Call Transcript
Revenue
$1.44B
▲ 47.2% YoY Diluted EPS
$-0.29
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-08
Oscar Health, Inc. (OSCR) Q2 2023 Earnings Call Transcript
Revenue
$1.52B
▲ 49.6% YoY Diluted EPS
$-0.07
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-09
Oscar Health, Inc. (OSCR) Q1 2023 Earnings Call Transcript
Revenue
$1.47B
▲ 51.1% YoY Diluted EPS
$-0.18
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-09
Oscar Health, Inc. (OSCR) Q4 2022 Earnings Call Transcript
Revenue
$995.13M*
▲ 100.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-08
Oscar Health, Inc. (OSCR) Q3 2022 Earnings Call Transcript
Revenue
$978.43M
▲ 120.4% YoY Diluted EPS
$-0.91
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-11
Oscar Health, Inc. (OSCR) Q2 2022 Earnings Call Transcript
Revenue
$1.02B
▲ 92.2% YoY Diluted EPS
$-0.53
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-10
Oscar Health, Inc. (OSCR) Q1 2022 Earnings Call Transcript
Revenue
$972.76M
▲ 163.3% YoY Diluted EPS
$-0.36
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-10
Oscar Health, Inc. (OSCR) Q4 2021 Earnings Call Transcript
Revenue
$496.07M*
▲ 214.6% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-10
Oscar Health, Inc. (OSCR) Q3 2021 Earnings Call Transcript
Revenue
$443.98M
▲ 336.6% YoY Diluted EPS
$-1.02
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-12
Oscar Health, Inc. (OSCR) Q2 2021 Earnings Call Transcript
Revenue
$529.28M
▲ 358.9% YoY Diluted EPS
$-0.35
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-13
Oscar Health, Inc. (OSCR) Q1 2021 Earnings Call Transcript
Revenue
$369.39M
▲ 319.3% YoY Diluted EPS
$-1.00
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Showing 1–24 of 24 webcasts
Key facts
CIK
1568651
CUSIP
687793109
13F (30d)
335 filings
308 filers
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