Aurelio Aleman

“Well, you know, we deliver another quarter of a strong consistent performance supported by healthy balance sheet trends in both deposit and loans, stable credit quality, and continued profitability.”

“We concluded the first half of the year with, you know, another quarter of strong core performance delivering growth across the franchise and generating very attractive returns for our shareholders.”

“We started 2026 with a very strong momentum generating 89 million in net income or 57 cents per share. That is actually up 21 percent when compared to same quarter last year.”

“Our result for this quarter represents a strong capstone to a year of outstanding performance and discipline execution. Highlighted by record revenues, positive operating leverage, and a stable credit performance, we did deliver top-performing banks across multiple metrics.”

“Thank you, Ramon, and good morning to everyone, and thanks for joining our call again today. I will begin by briefly discussing our financial performance for the third quarter, then move on to discuss our outlook for the franchise.”