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FBP · First Bancorp /Pr/

Track FBP — free
$27.04 +0.38 (+1.43%) At close · Oct 2
Market Cap
$4.13B
Shares
152.67M
Volume · Oct 2 1.35M Avg daily vol (3M) 1.36M

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$27.04 Open$26.74 Day$26.74–27.08 52W close$19.25–29.70 Avg vol 30d1.3M Short int7.3M · 4.8% float · 6.1d Short vol58% Last earningsJul 22, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 3 wks
filed Aug 7, 2026
call held Jul 22, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
—
Trailing 12 months
Net income (TTM)
—
Trailing 12 months
Revenue growth YoY
—
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
+22.9%
Trailing year
Short interest
4.8%
Latest settlement · 6.1 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +11%
above
Price vs 50-day avg −4%
below
RSI (14) 45
neutral
MACD trend Negative
52-week position 75%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −5%
trailing
6-month return +19%
trailing
YTD return +30%
this year
Relative strength +6%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $28 › 200d $24 — 50d above 200d
Institutional flow Accumulating
1 of 307 funds reported for Sep 30 · net +62 sh shares
Insider flow Distributing
Net -$1.3M over 90 days · 100% sells
Short interest Rising
4.80% of float · ▲ +10.8% MoM · 6.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
307 holders — near 3-yr high, broad support
Squeeze score 68
elevated · 0–100
Fundamentals
Excellent
Revenue growth +2%
Y/Y
EPS growth +19%
Y/Y
Free cash flow $437.5M
Valuation P/E 11.4
below peers
Buyback $88.3M
remaining
Balance sheet $368.6M
net cash
Quant / Vol
risk profile
Very Low
Volatility 25%
annualized · 1-yr
Max drawdown −13%
past year
ATR 1.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jul 22, 2026
for the year
Loan growth 3% – 5%
for the remainder of 2026
Quarterly expense base excluding oreo gains or losses $128M – $130M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 5 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+11% Bullish
Price vs 50-day avg
−4% Neutral
RSI (14)
45 Neutral
MACD trend
Negative Bearish
52-week position
75% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $28 › 200d $24 — 50d above 200d
Institutional flow Accumulating
1 of 307 funds reported for Sep 30 · net +62 sh shares
Insider flow Distributing
Net -$1.3M over 90 days · 100% sells
Short interest Rising
4.80% of float · ▲ +10.8% MoM · 6.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
307 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $19 Now $27 · 75% Range high $30
vs 200-day avg +11% vs 50-day avg -4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted net income non-GAAP $96.15M Quarter Ended June 30, 2026 filing —
Net interest income (tax-equivalent basis) non-GAAP $243.81M Quarter ended June 30, 2026 filing —
Net interest margin 4.87% the second quarter of 2026 filing —
Net interest margin (tax-equivalent basis) non-GAAP 5.18% Quarter ended June 30, 2026 filing —
Net interest spread (tax-equivalent basis) non-GAAP 4.36% Quarter ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FBP
First Bancorp /Pr/
this stock
$4.13B +30.4% +2.4% 11.4 4.8%
MFG
Mizuho Financial Group Inc
$133.98B +48.8% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -38.9% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
307
% held
96.9%
Reported
1 of 307
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
386
View
Short & Settlement
Short Interest Rising
Shares short
7.3M
Days to cover
6.1d
Change
+711.0K sh
View
Short Volume
Short vol %
58%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
34.8K
Value
$980.0K
As of
Aug 27, 2026
View
Off-Exchange
Off-exchange %
27.6%
Week of
Aug 24, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$1.3M
Buyers / Sellers
0 / 2
Buyers Sellers
View
Congressional Trades Sell
Member
Daniel Goldman
Amount
$1.0K–$15.0K
Traded
Jul 10, 2023
View
Financials
Financials
Revenue (FY)
$1.3B
Net income (FY)
$344.9M
EPS diluted
$2.15
View
Buybacks
Authorized
$200.0M
Remaining
$88.3M
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 7, 2026
This year
10
View
Proposed Sales
Value
$3.5M
Shares
123.2K
Filed
Jul 24, 2026
View
Earnings & Events
Webcasts
Last webcast
Jul 22, 2026
View
Investor Relations
Latest news
First BanCorp. Announces Earnings…
Published
Jul 22, 2026
View

Performance

5D 20D 120D MTD YTD
FBP -0.1% -5.0% +18.5% +2.7% +30.4%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY +0.2% -4.5% +6.4% +1.7% +17.6%

Capital returns

Buyback program · as of Jun 30, 2026
Authorized
$200.00M
Spent (derived)
$111.70M
Remaining
$88.30M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1057706 CUSIP 318672706 13F (30d) 7 filings 7 filers Visit website Investor relations