FBP · First Bancorp /Pr/
$29.70
+0.31 (+1.05%)
At close · Aug 14
Market Cap
$4.53B
Shares
152.67M
First Bancorp Earnings Call Transcripts
Every quarterly earnings call for First Bancorp (FBP) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲5.8%
$227.13M
$74.69M
'22 Q2
22-07-22
▲10.7%
$237.60M
$74.60M
'22 Q3
22-10-25
▲8.3%
$302.49M
$73.17M
'22 Q4
23-01-27
▲6.8%
$233.40M
$70.70M
'23 Q1
23-04-25
▲3.9%
$236.09M
$70.66M
'23 Q2
23-07-27
▼3.2%
$230.02M
$82.02M
'23 Q3
23-10-20
▲51%
$456.67M
$79.49M
'23 Q4
24-01-24
▼1.2%
$230.50M
$73.46M
'24 Q1
24-04-23
▼1.9%
$231.67M
$75.84M
'24 Q2
24-07-23
▲2%
$234.57M
$73.73M
'24 Q3
24-10-23
▲15.9%
$529.14M
$75.70M
'24 Q4
25-01-23
▲7.6%
$248.13M
$77.06M
'25 Q1
25-04-24
▲6.5%
$246.81M
$80.18M
'25 Q2
25-07-22
▲6%
$248.71M
$100.53M
'25 Q3
25-10-23
▼3.4%
$511.38M
$87.10M
'25 Q4
26-01-27
LATEST
▲4.2%
$258.64M
$88.78M
'26 Q1
26-04-22
Earnings call
FY26 · Q1
2026-04-22
First Bancorp /Pr/ Q1 FY2026 Earnings Call
Confident tone
Profitability and earnings momentum
Deposit growth and funding costs
Capital deployment
Revenue
$258.64M
▲ 4.2% YoY Diluted EPS
$0.57
▲ 21.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
First Bancorp /Pr/ Q4 FY2025 Earnings Call
Confident tone
Investment securities and NIM
Capital return to shareholders
Digital and branch strategy
Revenue
$511.38M*
▼ 3.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
First Bancorp /Pr/ Q3 FY2025 Earnings Call
Positive tone
Net interest margin
Loan growth and originations
Deposit franchise and competition
Revenue
$248.71M
▲ 6% YoY Diluted EPS
$0.63
▲ 40% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-22
First Bancorp /Pr/ Q2 FY2025 Earnings Call
Confident tone
Loan growth and pipelines
Asset quality and credit
Efficiency and technology investment
Revenue
$246.81M
▲ 6.5% YoY Diluted EPS
$0.50
▲ 8.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
First Bancorp /Pr/ Q1 FY2025 Earnings Call
Positive tone
Credit quality and normalization
Full-year guidance unchanged
Macroeconomic and policy uncertainty
Revenue
$248.13M
▲ 7.6% YoY Diluted EPS
$0.47
▲ 6.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-23
First Bancorp /Pr/ Q4 FY2024 Earnings Call
Confident tone
Loan growth and balance sheet expansion
Net interest income and margin expansion
Deposit trends and funding costs
Revenue
$529.14M*
▲ 15.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-23
First Bancorp /Pr/ Q3 FY2024 Earnings Call
Positive tone
Loan growth and commercial originations
Asset quality
Capital actions and shareholder returns
Revenue
$234.57M
▲ 2% YoY Diluted EPS
$0.45
▼ 2.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-23
First Bancorp /Pr/ Q2 FY2024 Earnings Call
Confident tone
Technology investments and efficiency
Puerto Rico macro and relief funds
Credit quality and charge-offs
Revenue
$231.67M
▼ 1.9% YoY Diluted EPS
$0.46
▲ 17.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-23
First Bancorp /Pr/ Q1 FY2024 Earnings Call
Confident tone
Loan Growth and Commercial Activity
Deposit Mix and Migration to Time Deposits
Higher for Longer Rate Environment
Revenue
$230.50M
▼ 1.2% YoY Diluted EPS
$0.44
▲ 12.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-24
First Bancorp /Pr/ Q4 FY2023 Earnings Call
Confident tone
Net Interest Margin & Rate Environment
Credit Quality
Deposit Trends & Liquidity
Revenue
$456.67M*
▲ 51% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-20
First Bancorp /Pr/ Q3 FY2023 Earnings Call
Revenue
$230.02M
▼ 3.2% YoY Diluted EPS
$0.46
▲ 15% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-27
First Bancorp /Pr/ Q2 FY2023 Earnings Call
Revenue
$236.09M
▲ 3.9% YoY Diluted EPS
$0.39
▲ 2.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-25
First Bancorp /Pr/ Q1 FY2023 Earnings Call
Revenue
$233.40M
▲ 6.8% YoY Diluted EPS
$0.39
▼ 4.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
First Bancorp /Pr/ Q4 FY2022 Earnings Call
Revenue
$302.49M*
▲ 8.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
First Bancorp /Pr/ Q3 FY2022 Earnings Call
Revenue
$237.60M
▲ 10.7% YoY Diluted EPS
$0.40
▲ 11.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-22
First Bancorp /Pr/ Q2 FY2022 Earnings Call
Revenue
$227.13M
▲ 5.8% YoY Diluted EPS
$0.38
▲ 15.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
First Bancorp /Pr/ Q1 FY2022 Earnings Call
Revenue
$218.48M
▲ 5.4% YoY Diluted EPS
$0.41
▲ 46.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
First Bancorp /Pr/ Q4 FY2021 Earnings Call
Revenue
$279.30M*
▼ 7.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-25
First Bancorp /Pr/ Q3 FY2021 Earnings Call
Revenue
$214.69M
▲ 20.2% YoY Diluted EPS
$0.36
▲ 176.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-23
First Bancorp /Pr/ Q2 FY2021 Earnings Call
Revenue
$214.67M
▲ 37.5% YoY Diluted EPS
$0.33
▲ 266.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-26
First Bancorp /Pr/ Q1 FY2021 Earnings Call
Revenue
$207.22M
▲ 22.7% YoY Diluted EPS
$0.28
▲ 2700% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
First Bancorp /Pr/ Q4 FY2020 Earnings Call
Revenue
$300.63M*
▲ 10.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-30
First Bancorp /Pr/ Q3 FY2020 Earnings Call
Revenue
$178.63M
▲ 7.7% YoY Diluted EPS
$0.13
▼ 38.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-28
First Bancorp /Pr/ Q2 FY2020 Earnings Call
Revenue
$156.10M
▼ 5.3% YoY Diluted EPS
$0.09
▼ 52.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-30
First Bancorp /Pr/ Q1 FY2020 Earnings Call
Revenue
$168.85M
▲ 3.8% YoY Diluted EPS
$0.01
▼ 95% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-26
First Bancorp /Pr/ Q4 FY2019 Earnings Call
Revenue
$273.15M*
▲ 5.9% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Showing 1–26 of 26 earnings calls
Key facts
CIK
1057706
CUSIP
318672706
13F (30d)
276 filings
275 filers
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