Richard McKenney

“Our third quarter results underscore the strength of our core businesses, which have delivered consistent performance throughout 2025. Year-to-date solid premium growth, which is up 4%, and disciplined execution continue to drive industry-leading margins and robust capital generation.”

“It's a pleasure to be here with you all today. We appreciate the opportunity to share not only the strong results we delivered throughout 2024, but also the excitement as we look to the future.”

“We're happy to be with you today to share the results of the third quarter as well as our positioning in the current environment. Our performance in the third quarter continued to build on the momentum of the first half of the year, with growth in operating earnings per share of 47% on a year-over-year basis.”

“As we look at our third quarter earnings results this morning, let me start by highlighting that our core business has continued to perform well. We saw top-line growth in our business lines at good returns.”

“I am very pleased with our second quarter results. We showed a 13% increase year-over-year in after-tax adjusted operating income to $1.39 per share.”