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UNM · Unum Group

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$93.33 +0.63 (+0.68%) At close · Aug 14
Market Cap
$14.53B
Shares
158.31M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$93.33 Open$92.81 Day$92.60–94.06 52W close$68.58–93.33 Avg vol 30d1.5M Short int3.0M · 1.9% float · 1.9d Short vol47% Last earningsJul 29, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 29

Up next

Next earnings call
Oct 30, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 29, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Strong Buy Momentum Very Strong Sentiment Bullish Fundamentals Weak Quant / Vol Very Low
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Strong Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +17%
      above
      Price vs 50-day avg +4%
      above
      RSI (14) 61
      neutral
      MACD trend Positive
      52-week position 100%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +5%
      trailing
      6-month return +32%
      trailing
      YTD return +20%
      this year
      Relative strength +18%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $89 › 200d $80 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +119 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      1.87% of float · ▼ -0.8% MoM · 1.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      741 holders — near 3-yr high, broad support
      Squeeze score 56
      elevated · 0–100
      Fundamentals
      Weak
      Revenue growth +1%
      Y/Y
      EPS growth −55%
      Y/Y
      Free cash flow $555.4M
      Valuation P/E 21.3
      rich
      Buyback $1.0B
      authorized
      Balance sheet $3.8B
      net debt
      Quant / Vol
      risk profile
      Very Low
      Volatility 23%
      annualized · 1-yr
      Max drawdown −12%
      past year
      ATR 2.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 28, 2026
      After-tax adjusted operating income per share · Full-year 2026 Non-GAAP $8.60 – $8.90
      Prior guidance period ended · from the Earnings Call filed Jun 30, 2025
      Full-year EPS · full-year $8.50
      After-tax adjusted operating earnings per share · 2025 $8.50
      Core operations premium growth · full year 3% – 6%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 3 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +17% Bullish
      Price vs 50-day avg
      +4% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Positive Bullish
      52-week position
      100% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $89 › 200d $80 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +119 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      1.87% of float · ▼ -0.8% MoM · 1.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      741 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $69 Now $93 · 100% Range high $93
      vs 200-day avg +17% vs 50-day avg +4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Book value per common share $68.28 Q2 2026
      Group long-term disability persistency 91.1% first half of 2026
      Group short-term disability persistency 91.1% first half of 2026
      Traditional U.S. life insurance company statutory operating earnings $330.9M Q2 2026
      Book value per common share excluding accumulated other comprehensive income (AOCI) non-GAAP $78.93 first quarter of 2026
      Sales growth on a constant currency basis 14.4% first quarter of 2026
      Unum US benefit ratio 63.7% first quarter of 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Life — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      UNM
      Unum Group
      this stock
      $14.53B +20.4% +1.5% 21.3 1.9%
      CILJF
      China Life Insurance Co Ltd
      $97.80B +0.3% 0.0%
      MFC
      Manulife Financial Corp
      $73.89B +22.5% 0.8%
      MET
      Metlife Inc
      $62.06B +23.7% +8.6% 18.7 1.8%
      AFL
      Aflac Inc
      $61.01B +10.1% -9.3% 13.1 2.5%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      741
      % held
      92.8%
      Net QoQ
      +19.3M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      501
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      3.0M
      Days to cover
      1.9d
      Change
      -24.4K sh
      View
      Short Volume
      Short vol %
      47%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      123
      Value
      $11.0K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      42.1%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Oct 31, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $13.1B
      Net income (FY)
      $738.5M
      EPS diluted
      $4.27
      View
      Buybacks
      Authorized
      $1.0B
      Remaining
      $0
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Jul 29, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $961.7K
      Shares
      12.0K
      Filed
      Apr 30, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 29, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      UNM +3.1% +4.8% +31.8% +8.4% +20.4%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +2.7% +0.4% +18.0% +4.5% +6.6%

      Capital returns

      Latest dividend
      $0.505 / share · ex Jul 24, 2026
      Raised 9.8%
      Paid (TTM)
      $1.885 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.02%
      Buyback program · as of Jun 30, 2026
      Authorized
      $1.00B
      Spent (derived)
      $1.00B
      Remaining
      $0
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 5513 CUSIP 91529Y106 13F (30d) 691 filings 677 filers Visit website Investor relations