Analyst
KBW
Equibles does not estimate personal net worth.
Timothy Switzer is recorded as Analyst at KBW. Timothy Switzer has spoken on 6 earnings calls across 4 companies, most recently for Civista Bancshares, Inc. on October 22, 2026. Those appearances were for Triumph Financial, Inc. (TFIN), Civista Bancshares, Inc. (CIVB), Happen, Inc. (HAPN) and NewtekOne, Inc. (NEWT). The companies whose calls Timothy Switzer spoke on are classified in the Financial Services sector.
“I'd follow up on the beta, the deposit beta real quick. Can you repeat what that number was? I didn't hear it. And then was that for total deposits or just interest-bearing?”
“And if I could have one more, I appreciate all the color on the challenges and the intelligence segment and the difficulty becoming integrated to customers. Could you provide some more details on if that has been more of like a technical issue or just like the solution?”
“I have a follow-up on Juliano asking about the hedging program. Can you remind us, do you have a hedging program in place for all the loans that are marked at fair value?”
“Is there any update on the 20% transportation revenue growth year over year you guys are expecting for Q4? I mean, it seems like you'll at least easily beat, you know, the factoring out mid-teens guide you guys gave.”
“I didn't see it in the materials anywhere. What was the SBA gain on sale premium this quarter? And how have the pricing dynamics changed with, I mean, Barry just mentioned, you know, 10, 20% of borrowers basically been eliminated.”
KBW
Analyst
Source not stated
Banks - Regional · Financial Services
Banks - Regional · Financial Services
HAPN
Banks - Regional · Financial Services
NEWT
Banks - Regional · Financial Services
