CIVB · Civista Bancshares, Inc. · Webcasts, Transcripts & Audio
$26.96
+0.14 (+0.52%)
At close · Oct 6
Return incl. dividend (before tax)
Market Cap
$553.33M
Shares
20.79M
Volume · Oct 6
11.24K
Avg daily vol (3M)
140.72K
Civista Bancshares, Inc. Webcasts
Earnings calls, investor updates, investor days and conferences for Civista Bancshares, Inc. (CIVB), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲88.8%
$8.88M
$12.15M
'22 Q4
23-02-07
▲65%
$10.36M
$12.89M
'23 Q1
23-04-28
▲32.8%
$6.14M
$10.03M
'23 Q2
23-07-28
▲7.5%
$5.12M
$10.39M
'23 Q3
23-10-27
▼0.5%
$8.84M
$9.65M
'23 Q4
24-02-08
▼45.2%
$5.67M
$6.36M
'24 Q1
24-04-30
▼5.7%
$5.79M
$7.06M
'24 Q2
24-07-29
▲1.4%
$5.19M
$8.37M
'24 Q3
24-10-29
▼72.1%
$2.47M
$9.89M
'24 Q4
25-01-30
▼15.4%
$4.79M
$10.17M
'25 Q1
25-04-24
▼11.8%
$5.11M
$11.02M
'25 Q2
25-07-11
▲19%
$6.18M
$12.76M
'25 Q3
25-10-23
▲19.1%
$2.94M
$12.27M
'25 Q4
26-01-29
▲0.4%
$4.82M
$14.99M
'26 Q1
26-04-22
LATEST
▲10.8%
$5.66M
$14.31M
'26 Q2
26-07-23
Earnings call
FY26 · Q3
2026-10-22
Civista Bancshares, Inc. (CIVB) Q3 2026 Earnings Call
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-07-23
Civista Bancshares, Inc. (CIVB) Q2 2026 Earnings Call Transcript
Confident tone
Loan Growth and Pipeline
Deposit Funding and Brokered Reduction
Net Interest Margin and Loan Pricing
Revenue
$5.66M
▲ 10.8% YoY Diluted EPS
$0.69
▼ 2.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-22
Civista Bancshares, Inc. (CIVB) Q1 2026 Earnings Call Transcript
Confident tone
Loan Production and Payoffs
Net Interest Margin and Funding Costs
Noninterest Income and Expense
Revenue
$4.82M
▲ 0.4% YoY Diluted EPS
$0.72
▲ 9.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-29
Civista Bancshares, Inc. (CIVB) Q4 2025 Earnings Call Transcript
Confident tone
Loan growth and CRE concentration
Farmers Savings Bank acquisition and integration
Leasing business performance and outlook
Revenue
$2.94M*
▲ 19.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
Civista Bancshares, Inc. (CIVB) Q3 2025 Earnings Call Transcript
Confident tone
Loan portfolio and payoffs
Net interest margin
Noninterest income and expenses
Revenue
$6.18M
▲ 19% YoY Diluted EPS
$0.68
▲ 28.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-11
Civista Bancshares, Inc. (CIVB) Q2 2025 Earnings Call Transcript
Confident tone
Farmers Acquisition
Leasing Division
Capital Raise
Revenue
$5.11M
▼ 11.8% YoY Diluted EPS
$0.71
▲ 57.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Civista Bancshares, Inc. (CIVB) Q1 2025 Earnings Call Transcript
Positive tone
Net interest margin and funding cost
Credit quality
Deposit growth and core funding
Revenue
$4.79M
▼ 15.4% YoY Diluted EPS
$0.66
▲ 61% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-30
Civista Bancshares, Inc. (CIVB) Q4 2024 Earnings Call Transcript
Positive tone
Core deposit growth initiatives
Net interest margin expansion
Expense control and efficiency
Revenue
$2.47M*
▼ 72.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-29
Civista Bancshares, Inc. (CIVB) Q3 2024 Earnings Call Transcript
Positive tone
Deposit Growth Initiatives
Expense Control and Efficiency
Net Interest Margin and Funding Costs
Revenue
$5.19M
▲ 1.4% YoY Diluted EPS
$0.53
▼ 19.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-29
Civista Bancshares, Inc. (CIVB) Q2 2024 Earnings Call Transcript
Balanced tone
Credit quality and charge-offs
Deposit costs peaking
NIM pressure and transition from exited tax refund processor
Revenue
$5.79M
▼ 5.7% YoY Diluted EPS
$0.45
▼ 29.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
Civista Bancshares, Inc. (CIVB) Q1 2024 Earnings Call Transcript
Cautious tone
Overdraft and service charge changes
Net interest margin compression
Allowance for credit losses increase
Revenue
$5.67M
▼ 45.2% YoY Diluted EPS
$0.41
▼ 50% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-08
Civista Bancshares, Inc. (CIVB) Q4 2023 Earnings Call Transcript
Positive tone
Credit quality
Net interest margin and funding costs
Leasing division integration
Revenue
$8.84M*
▼ 0.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-27
Civista Bancshares, Inc. (CIVB) Q3 2023 Earnings Call Transcript
Revenue
$5.12M
▲ 7.5% YoY Diluted EPS
$0.66
▼ 8.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-28
Civista Bancshares, Inc. (CIVB) Q2 2023 Earnings Call Transcript
Revenue
$6.14M
▲ 32.8% YoY Diluted EPS
$0.64
▲ 20.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-28
Civista Bancshares, Inc. (CIVB) Q1 2023 Earnings Call Transcript
Revenue
$10.36M
▲ 65% YoY Diluted EPS
$0.82
▲ 43.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-07
Civista Bancshares, Inc. (CIVB) Q4 2022 Earnings Call Transcript
Revenue
$8.88M*
▲ 88.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-27
Civista Bancshares, Inc. (CIVB) Q3 2022 Earnings Call Transcript
Revenue
$4.76M
▲ 9.4% YoY Diluted EPS
$0.72
▲ 12.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-28
Civista Bancshares, Inc. (CIVB) Q2 2022 Earnings Call Transcript
Revenue
$4.62M
▲ 0.1% YoY Diluted EPS
$0.53
▼ 10.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
Civista Bancshares, Inc. (CIVB) Q1 2022 Earnings Call Transcript
Revenue
$6.27M
▲ 5.2% YoY Diluted EPS
$0.57
▼ 16.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-04
Civista Bancshares, Inc. (CIVB) Q4 2021 Earnings Call Transcript
Revenue
$4.70M*
▲ 18% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Civista Bancshares, Inc. (CIVB) Q3 2021 Earnings Call Transcript
Revenue
$4.35M
▲ 14% YoY Diluted EPS
$0.64
▲ 33.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-23
Civista Bancshares, Inc. (CIVB) Q2 2021 Earnings Call Transcript
Revenue
$4.62M
▲ 28% YoY Diluted EPS
$0.59
▲ 43.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-23
Civista Bancshares, Inc. (CIVB) Q1 2021 Earnings Call Transcript
Revenue
$5.96M
▲ 7.7% YoY Diluted EPS
$0.68
▲ 44.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-05
Civista Bancshares, Inc. (CIVB) Q4 2020 Earnings Call Transcript
Revenue
$3.98M*
▼ 0.8% YoY Diluted EPS
$0.64
▲ 36.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-23
Civista Bancshares, Inc. (CIVB) Q3 2020 Earnings Call Transcript
Revenue
$3.82M
▼ 4.5% YoY Diluted EPS
$0.48
▲ 4.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-24
Civista Bancshares, Inc. (CIVB) Q2 2020 Earnings Call Transcript
Revenue
$3.61M
▼ 14.7% YoY Diluted EPS
$0.41
▼ 19.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-24
Civista Bancshares, Inc. (CIVB) Q1 2020 Earnings Call Transcript
Revenue
$5.54M
▲ 0% YoY Diluted EPS
$0.47
▼ 17.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-07
Civista Bancshares, Inc. (CIVB) Q4 2019 Earnings Call
Revenue
$4.02M*
▲ 3.7% YoY Diluted EPS
$0.47
▲ 4.4% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-K
Showing 1–28 of 28 webcasts