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BILL · BILL Holdings, Inc.

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$47.71 -1.46 (-2.97%) At close · Aug 19
Market Cap
$4.90B
Shares
99.60M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$47.71 Open$48.94 Day$47.04–49.97 52W close$31.96–56.31 Avg vol 30d2.5M Short int10.2M · 10.3% float · 4.3d Short vol61% Last earningsAug 19, 2026 DataJan 2020–Aug 2026 Filing10-Q · May 8

Up next

Next earnings call
Nov 18, 2026 Est · unconfirmed · in 13 wks
FQ1-27 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Neutral Sentiment Bullish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +9%
      above
      Price vs 50-day avg +15%
      above
      RSI (14) 55
      neutral
      MACD trend Negative
      52-week position 65%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Neutral
      1-month return +14%
      trailing
      6-month return +10%
      trailing
      YTD return −13%
      this year
      Relative strength −2%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $42 › 200d $44 — 200d above 50d
      Institutional flow Accumulating
      +1% holders QoQ · +66 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      10.29% of float · ▼ -20.1% MoM · 4.3 days cover
      Volume signal Reversal watch
      High volume on a down day — possible exhaustion
      Institution breadth Multi-yr low
      343 holders — near 3-yr low, contrarian setup
      Squeeze score 73
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +13%
      Y/Y
      Gross margin 81%
      contracting
      EPS growth +74%
      Y/Y
      Free cash flow $346.3M
      Buyback $1.0B
      authorized
      Balance sheet $676.1M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 65%
      annualized · 1-yr
      Max drawdown −43%
      past year
      ATR 4.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Beat or met 2 of last 2
      Latest guidance · from the Earnings Call filed Aug 19, 2026
      fiscal Q1 27
      Total revenue Initiated $432.5M – $442.5M
      prior qtr $406.56M midpoint +7.6% QoQ
      Rewards expense Initiated $92.5M
      Core revenue Initiated $398M – $408M
      fiscal Q1
      Non-GAAP operating income Non-GAAP $112.5M – $117.5M
      fiscal year 2027
      Total revenue Initiated $1.81B – $1.86B
      prior FY $1.46B midpoint +25.3% Y/Y
      Core revenue Initiated $1.67B – $1.72B
      fiscal 27
      Rewards expense Initiated $401.5M
      fiscal 2027
      Non-GAAP operating income Non-GAAP Initiated $421M – $451M
      Non-GAAP net income Non-GAAP Initiated $370.5M – $394.5M
      Non-GAAP EPS Non-GAAP Initiated $3.56 – $3.79
      fiscal year 27
      Stock-based compensation expenses Initiated $190M
      Prior guidance period ended · from the Earnings Call filed Mar 31, 2026
      Non-GAAP operating income · Q4 $81.5M – $86.5M
      Non-GAAP net income · Q4 $78M – $82M
      Non-GAAP EPS · Q4 $0.69 – $0.72
      Non-GAAP net income · fiscal 26 $298.7M – $302.7M
      Non-GAAP operating income · fiscal 26 $303.6M – $308.6M
      Non-GAAP EPS · fiscal 26 $2.61 – $2.64
      Stock-based compensation expenses · fiscal 26 up to $250M
      Guided vs delivered · last 2 settled
      Total revenue fiscal 2024
      guided $1.23B – $1.25B
      $1.29B Beat +4.2%
      Total revenue Q2
      guided $293M – $303M
      $318.5M Beat +6.9%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +9% Bullish
      Price vs 50-day avg
      +15% Bullish
      RSI (14)
      55 Neutral
      MACD trend
      Negative Bearish
      52-week position
      65% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $42 › 200d $44 — 200d above 50d
      Institutional flow Accumulating
      +1% holders QoQ · +66 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      10.29% of float · ▼ -20.1% MoM · 4.3 days cover
      Volume signal Reversal watch
      High volume on a down day — possible exhaustion
      Institution breadth Multi-yr low
      343 holders — near 3-yr low, contrarian setup
      Price context
      position in its 52-week range
      Range low $32 Now $48 · 65% Range high $56
      vs 200-day avg +9% vs 50-day avg +15%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      BILL AP/AR customers 183,300 As of June 30, 2026 —
      BILL Spend and Expense spending businesses 46,500 As of June 30, 2026 —
      BILL standalone network members 9.2M the fourth quarter —
      Embedded Solutions and Other customers 249,500 As of June 30, 2026 —
      Integrated Platform 229,800 As of June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Non-GAAP net income before non-GAAP tax adjustments 393.47M
      -78.7M Non-GAAP provision for income taxes (3)
      = Non-GAAP net income 314.78M
      GAAP → non-GAAP reconciliation
      GAAP GAAP operating loss -73.45M
      +82.66M Depreciation and amortization (1)
      +217.26M Stock-based compensation and related payroll taxes charged to cost of revenue and operating expenses (2)
      +0K Acquisition and integration-related expenses
      +90.9M Restructuring
      +6.37M Professional advisory fees related to shareholders' activism
      = Non-GAAP operating income 323.72M
      Non-GAAP operating margin non-GAAP 20% Year Ended June 30, 2026 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BILL
      BILL Holdings, Inc.
      this stock
      		$4.90B -12.5% +13.4% — 10.3%
      SAP
      Sap SE
      		 $245.04B -11.2% — — 0.7%
      SHOP
      Shopify Inc.
      		 $189.32B -8.9% +30.1% 98.8 1.6%
      CRM
      Salesforce, Inc.
      		 $160.64B -22.2% +25.9% 22.7 3.6%
      UBER
      Uber Technologies, Inc
      		 $152.50B -4.5% +18.3% — 2.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      343
      % held
      105.0%
      Net QoQ
      -7.2M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      314
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      10.2M
      Days to cover
      4.3d
      Change
      -2.6M sh
      View
      Short Volume
      Short vol %
      61%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      158
      Value
      $7.0K
      As of
      Jul 22, 2026
      View
      Off-Exchange
      Off-exchange %
      36.2%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Aug 13, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $1.5B
      Net income (FY)
      $23.8M
      EPS diluted
      $-0.07
      View
      Buybacks
      Authorized
      $1.0B
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 19, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $1.1M
      Shares
      32.9K
      Filed
      May 29, 2026
      View
      Exempt Offerings
      Offering
      $1.7B
      Filed
      Jun 15, 2021
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 19, 2026
      View
      Investor Relations
      Latest news
      BILL to Report Fiscal Fourth Quar…
      Published
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      BILL -2.0% +13.9% +9.5% +5.7% -12.5%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -1.6% +11.0% -2.1% +2.8% -25.3%

      Capital returns

      Buyback program · as of May 7, 2026
      Authorized
      $1.00B
      Spent (derived)
      —
      Remaining
      —

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1786352 CUSIP 090043100 13F (30d) 341 filings 315 filers Visit website Investor relations

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