Skip to main content
ESNT logo

ESNT · Essent Group Ltd.

Track ESNT — free
$69.04 -0.54 (-0.78%) At close · Aug 19
Market Cap
$6.28B
Shares
89.88M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$69.04 Open$69.78 Day$69.01–70.20 52W close$55.84–69.58 Avg vol 30d535K Short int2.6M · 2.9% float · 5.5d Short vol55% Last earningsAug 7, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Nov 6, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Strong Buy Momentum Very Strong Sentiment Bearish Fundamentals Strong Quant / Vol Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.64
      Technical
      price trend
      Strong Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +11%
      above
      Price vs 50-day avg +7%
      above
      RSI (14) 61
      neutral
      MACD trend Positive
      52-week position 96%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +6%
      trailing
      6-month return +13%
      trailing
      YTD return +6%
      this year
      Relative strength +2%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $65 › 200d $62 — 50d above 200d
      Institutional flow Distributing
      -3% holders QoQ · +46 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      2.91% of float · ▲ +0.5% MoM · 5.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      358 holders — mid 3-yr range
      Squeeze score 65
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +1%
      Y/Y
      EPS growth +1%
      Y/Y
      Free cash flow $848.7M
      Valuation P/E 9.7
      in line
      Buyback $500.0M
      authorized
      Balance sheet $360.1M
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 23%
      annualized · 1-yr
      Max drawdown −16%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Written premiums for our P&C reinsurance activity · 2026 $320M
      Combined ratio · 2026 97% – 99%
      Prior guidance period ended · from the Earnings Call filed Mar 31, 2025
      Other underwriting and operating expenses for the mortgage insur · full year 2025 $160M – $165M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 3 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +11% Bullish
      Price vs 50-day avg
      +7% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Positive Bullish
      52-week position
      96% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $65 › 200d $62 — 50d above 200d
      Institutional flow Distributing
      -3% holders QoQ · +46 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      2.91% of float · ▲ +0.5% MoM · 5.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      358 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $56 Now $69 · 96% Range high $70
      vs 200-day avg +11% vs 50-day avg +7%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Common shares repurchased 5.8M Year-to-date through July 31, 2026
      Ending default inventory 20,278 June 30, 2026
      Mortgage insurance in force 249.7B as of June 30, 2026
      New defaults 9,846 Three Months Ended June 30, 2026
      Number of Loans in Default 20,278 June 30, 2026
      Number of Policies in Force 801,140 June 30, 2026
      Percentage of Loans in Default 2.53% June 30, 2026
      Mortgage Insurance new insurance written 11.8B fourth quarter

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Specialty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ESNT
      Essent Group Ltd.
      this stock
      $6.28B +6.2% +1.5% 9.7 2.9%
      FNF
      Fidelity National Financial, Inc.
      $12.99B -11.3% +5.6% 3.4%
      RYAN
      Ryan Specialty Holdings, Inc.
      $10.63B -20.1% +21.3% 5.2%
      FAF
      First American Financial Corp
      $7.46B +18.5% +21.6% 10.1 5.8%
      AXS
      Axis Capital Holdings Ltd
      $7.43B -5.9% +10.2% 7.5 2.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      358
      % held
      96.4%
      Net QoQ
      -779.4K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      155
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.6M
      Days to cover
      5.5d
      Change
      +12.9K sh
      View
      Short Volume
      Short vol %
      55%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.3K
      Value
      $87.7K
      As of
      Jul 20, 2026
      View
      Off-Exchange
      Off-exchange %
      37.4%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Jun 17, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $1.3B
      Net income (FY)
      $690.0M
      EPS diluted
      $6.90
      View
      Buybacks
      Authorized
      $500.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 7, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $992.3K
      Shares
      14.2K
      Filed
      Aug 18, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 7, 2026
      View
      Investor Relations
      Latest news
      Essent Group Ltd. Announces Secon…
      Published
      Aug 7, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      ESNT +1.1% +6.1% +12.7% +4.7% +6.2%
      SPY -0.4% +2.6% +10.7% +2.7% +12.5%
      vs SPY +1.5% +3.6% +2.0% +1.9% -6.3%

      Capital returns

      Latest dividend
      $0.35 / share · ex Jun 1, 2026
      Declared · upcoming
      $0.35 / share · ex Aug 31, 2026
      Raised 12.9%
      Paid (TTM)
      $0.70 / share · 2 payouts
      Dividend yield (TTM, derived)
      · history filling in
      Buyback program · as of May 8, 2026
      Authorized
      $500.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1448893 CUSIP G3198U102 13F (30d) 335 filings 316 filers Visit website Investor relations