GABC · German American Bancorp, Inc.

Track GABC — free

$49.91 -0.03 (-0.06%)

Market Cap

$1.87B

37.58M

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FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 6, 2026

Equibles Rating

blended score · not investment advice

Overall

Strong Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Very Bullish Fundamentals Strong Quant / Vol Very Low

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +15%

above

Price vs 50-day avg +3%

above

RSI (14) 51

neutral

MACD trend Negative

52-week position 90%

near high

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Strong

1-month return +5%

trailing

6-month return +21%

trailing

YTD return +27%

this year

Relative strength +10%

vs S&P · 6-mo

Sentiment

smart money

Very Bullish

Trend (MA cross) No cross

50d $48 › 200d $43 — 50d above 200d

Institutional flow Accumulating

+3% holders QoQ · +21 funds added

Insider flow Accumulating

Net +$161.2K over 90 days · 0% sells

Short interest Falling

3.08% of float · ▼ -3.4% MoM · 6.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

187 holders — near 3-yr high, broad support

Squeeze score 56

elevated · 0–100

Fundamentals

Strong

Revenue growth +38%

Y/Y

EPS growth +8%

Y/Y

Free cash flow $154.0M

Valuation P/E 13

in line

Balance sheet $168.3M

net debt

Quant / Vol

risk profile

Very Low

Volatility 23%

annualized · 1-yr

Max drawdown −12%

past year

ATR 2.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+15% Bullish

Price vs 50-day avg

+3% Bullish

RSI (14)

51 Neutral

MACD trend

Negative Bearish

52-week position

90% Bullish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 4 of 6

Trend (MA cross) No cross

50d $48 › 200d $43 — 50d above 200d

Institutional flow Accumulating

+3% holders QoQ · +21 funds added

Insider flow Accumulating

Net +$161.2K over 90 days · 0% sells

Short interest Falling

3.08% of float · ▼ -3.4% MoM · 6.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

187 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $37 Now $50 · 90% Range high $51

vs 200-day avg +15% vs 50-day avg +3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted Net Income non-GAAP	38.17M	Three Months Ended June 30, 2026	—
Adjusted Non-Interest Expense non-GAAP	50.38M	Three Months Ended June 30, 2026	—
Annualized net charge-offs	0.05%	Q2 2026	—

Annualized Return on Average Equity	12.82%	Three Months Ended June 30, 2026	—
Cash dividend per share	$0.31	Q2 2026	—

Core adjusted net interest margin non-GAAP	4.13%	Q2 2026	—

Cost of Funds	1.41%	Quarter Ended June 30, 2026	—
Earnings Per Share, as adjusted non-GAAP	$1.02	Three Months Ended June 30, 2026	—
Efficiency ratio non-GAAP	47.38%	Q2 2026	—
Loans 30-89 Days Past Due to Period End Loans	0.22%	June 30, 2026	—
Net Interest Income, Tax-Equivalent Basis non-GAAP	$82.6M	Quarter Ended June 30, 2026	—
Net interest margin	4.3%	Q2 2026	—

Net Overhead Expense to Average Earning Assets	1.64%	Three Months Ended June 30, 2026	—
Non-interest bearing demand accounts as % of total deposits	28%	Q2 2026	—

Non-performing Assets to Period End Assets	0.32%	June 30, 2026	—
Non-performing Loans to Period End Loans	0.45%	June 30, 2026	—
Ratio of allowance to total loans	1.34%	Q2 2026	—

Return on average assets	1.8%	Q2 2026	—
Return on average TCE non-GAAP	19.43%	Q2 2026	—
Tangible book value per share non-GAAP	$21.48	Q2 2026	—

Tangible common equity ratio non-GAAP	10.05%	Q2 2026	—
Total allowance for credit losses	$79.4M	Q2 2026	—

Non-performing assets	29.5M	Q4 FY2025	—
Non-performing assets to total assets	0.35%	Q4 FY2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
GABC German American Bancorp, Inc. this stock	$1.87B	+27.5%	+37.8%	13.0	3.1%
MFG Mizuho Financial Group Inc	$123.19B	+38.4%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.1%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-0.4%	—	—	0.5%
CIXPF CaixaBank/ADR	$100.59B	+18.7%	—	—	0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

187

% held: 53.5%
Net QoQ: +246.5K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

189

View

Short & Settlement

Short Interest Falling

Shares short

1.2M

Days to cover: 6.4d
Change: -40.2K sh

View

Short Volume

Short vol %

65%

As of: Aug 20, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $1.5K
As of: Jul 29, 2026

View

Off-Exchange

Off-exchange %

31.2%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Cluster buy

Net (90d)

+$161.2K

Buyers / Sellers: 6 / 0

Buyers Sellers

View

Financials

Revenue (FY)

$487.4M

Net income (FY): $112.6M
EPS diluted: $3.06

View

Buybacks

Authorized

shares 1.0M

View

Filings

SEC Filings

Latest

10-Q

Filed: Aug 6, 2026
This year: 11

View

Proposed Sales

Value

$100.1K

Shares: 2.5K
Filed: May 20, 2025

View

Earnings & Events

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
GABC	-2.3%	+4.8%	+20.8%	-1.9%	+27.5%
SPY	-2.0%	+3.3%	+11.2%	+2.1%	+11.8%
vs SPY	-0.3%	+1.5%	+9.6%	-3.9%	+15.6%

Capital returns

Latest dividend

$0.31 / share · ex Aug 10, 2026

Raised 6.9%

Paid (TTM)

$1.22 / share · 4 payouts

Dividend yield (TTM, derived)

2.44%

Buyback program · as of Jun 30, 2026

Authorized

shares 1.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 714395 CUSIP 373865104 13F (30d) 166 filings 165 filers Visit website Investor relations

GABC · German American Bancorp, Inc.

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns