GABC · German American Bancorp, Inc.
$48.42
+0.76 (+1.59%)
At close · Jul 24
Market Cap
$1.82B
Shares
37.56M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$487.4M
+37.8%
FY2025
Net Income
$112.64M
+34.4%
FY2025
Diluted EPS
$3.06
+8.1%
FY2025
Operating Cash Flow
$159.32M
+66.4%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $499.28M | $487.4M | $353.7M | $316.92M | $278.06M | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| $429.58M | $420.09M | $291.04M | $256.66M | $218.93M | $170.38M | $174.37M | $176.47M | $133.75M | $111.03M | $103.37M | $81.62M | $80.39M | $75.67M | $77.16M | $80.16M | $64.19M | $63.74M | |
| $306.41M | $294.13M | $190.59M | $190.43M | $200.58M | $160.83M | $155.24M | $145.23M | $114.61M | $99.91M | $94.9M | $75.55M | $74.34M | $68.52M | $66.25M | $63.98M | $48.67M | $44.51M | |
| $69.7M | $67.31M | $62.66M | $60.26M | $59.13M | $59.46M | $54.47M | $45.5M | $37.07M | $31.85M | $32.01M | $27.44M | $23.94M | $23.62M | $21.81M | $21.58M | $16.94M | $15.86M | |
| — | $10.15M | $2.03M | $2.84M | $3.71M | $2.73M | $3.54M | $3.72M | $1.75M | $942K | $1.06M | $790K | $1.25M | — | — | — | — | — | |
| — | $18.71M | $9.28M | $9.56M | $10.12M | $8.77M | $9.43M | $8.63M | $6.18M | $4.69M | $4.32M | $4.26M | $4.81M | $4.46M | $4.69M | $5.14M | $3.72M | $3.69M | |
| $78.01M | — | — | $66.22M | $18.34M | $9.55M | $19.13M | $31.25M | $19.14M | $11.12M | $8.46M | $6.07M | $6.05M | $7.16M | $10.91M | $16.18M | $15.52M | $19.22M | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | $50K | $38K | $30K | — | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | $0 | -$20K | -$135K | -$138K | |
| — | $0 | -$34.79M | $40K | $562K | $2.25M | $4.08M | $1.25M | $706K | $596K | $1.98M | $725K | $1.48M | $2.43M | $1.67M | $3.02M | $0 | — | |
| $168.45M | $140.07M | $104.1M | $103.65M | $99.18M | $102.79M | $75.04M | $71.24M | $56.06M | $52.21M | $49.13M | $41.67M | $40.41M | $36.88M | $34.72M | $27.98M | $19.03M | $16.23M | |
| $33.18M | $27.44M | $20.29M | $17.76M | $17.35M | $18.65M | $12.83M | $12.02M | $9.53M | $11.53M | $13.95M | $11.61M | $12.07M | $11.46M | $10.67M | $7.73M | $5.62M | $4.01M | |
| $135.27M | $112.64M | $83.81M | $85.89M | $81.83M | $84.14M | $62.21M | $59.22M | $46.53M | $40.68M | $35.18M | $30.06M | $28.34M | $25.41M | $24.06M | $20.25M | $13.41M | $12.22M | |
| — | 23.11% | 23.7% | 27.1% | 29.43% | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| $170.21M | $168.17M | $80.41M | $132.27M | -$197.1M | $64.25M | $82.48M | $81.43M | $42.05M | $44.93M | — | — | — | — | $23.86M | $25.89M | $13.69M | $14.08M | |
| USD/shares | — | $3.06 | $2.83 | $2.91 | $2.78 | $3.17 | $2.34 | $2.29 | $1.99 | $1.77 | $1.57 | $1.51 | $2.15 | $1.99 | $1.91 | $1.61 | $1.21 | $1.10 |
| USD/shares | — | $3.06 | $2.83 | $2.91 | $2.78 | $3.17 | $2.34 | $2.29 | $1.99 | $1.77 | $1.57 | $1.51 | $2.14 | $1.98 | $1.90 | $1.61 | $1.21 | $1.10 |
| shares | — | 36.8M | 29.66M | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M | 19.88M | 13.2M | 12.79M | 12.62M | 12.58M | 11.1M | — |
| shares | — | 36.8M | 29.66M | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M | 19.89M | 13.22M | 12.81M | 12.64M | 12.59M | 11.1M | — |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $279.69M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
13.30×
Banks - Regional median 12.96×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Wealth Management Services | $16,803,000 | $14,411,000 | $11,730,000 | $10,084,000 |
| Retail Banking | $5,000 | $6,000 | $6,000 | $35,000 |
| Insurance | $0 | $4,383,000 | $9,572,000 | $9,977,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Other Revenues | $45,994,000 | $40,806,000 | $36,591,000 | $35,219,000 | — | — | — | — |
| Interchange Fee Income | $19,598,000 | $17,125,000 | $17,452,000 | $15,820,000 | $13,116,000 | $10,529,000 | $9,450,000 | $7,278,000 |
| Wealth Management Fees | $16,808,000 | $14,416,000 | $11,711,000 | $10,076,000 | $10,321,000 | $8,005,000 | — | — |
| Service Charge on Deposit Accounts | $15,083,000 | $12,669,000 | $11,538,000 | $11,457,000 | $7,723,000 | $7,334,000 | $8,718,000 | $7,044,000 |
| Other Operating Income Safe Deposit Box Rentals And Other Non Interest Related Fees | $1,300,000 | $1,100,000 | $1,200,000 | $1,200,000 | — | — | — | — |
| Insurance Revenue | $0 | $4,384,000 | $9,596,000 | $10,020,000 | $9,268,000 | $8,922,000 | $8,940,000 | $8,330,000 |
| Trust and Investments Products Fees | — | — | — | — | — | $8,005,000 | $7,278,000 | $6,680,000 |
| Wealth Management and Investment Services Income | — | — | — | — | $10,321,000 | $8,005,000 | $7,278,000 | — |
Key facts
CIK
714395
CUSIP
373865104
13F (30d)
34 filings
34 filers
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