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GABC

German American Bancorp, Inc.
$46.57 -1.09 (-2.29%) At close · Jul 8
Market Cap
$1.75B
Shares
37,564,316

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$46.57 Open$47.57 Day$46.43–47.57 52W$35.76–48.94 Avg vol 30d177K Short int1.2M · 3.1% float · 7.8d Short vol63% DataJan 2020–Jul 2026 Filing10-Q · May 6
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +12%
above
Price vs 50-day avg +5%
above
RSI (14) 55
neutral
MACD trend Negative
52-week position 82%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +5%
trailing
6-month return +20%
trailing
YTD return +20%
this year
Relative strength +13%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $44 › 200d $42 — 50d above 200d
Institutional flow Distributing
5 of 181 funds reported for Jun 30 · net -308 sh shares
Insider flow Accumulating
Net +$6.8K over 90 days · 0% sells
Short interest Rising
3.07% of float · ▲ +9.7% MoM · 7.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
181 holders — near 3-yr high, broad support
Squeeze score 58
elevated · 0–100
Fundamentals
Strong
Revenue growth +38%
Y/Y
EPS growth +8%
Y/Y
Free cash flow $154.0M
Valuation P/E 12.8
in line
Balance sheet $100.0M
net debt
Quant / Vol
risk profile
Very Low
Volatility 23%
annualized · 1-yr
Max drawdown −11%
past year
ATR 2.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+12% Bullish
Price vs 50-day avg
+5% Bullish
RSI (14)
55 Neutral
MACD trend
Negative Bearish
52-week position
82% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $44 › 200d $42 — 50d above 200d
Institutional flow Distributing
5 of 181 funds reported for Jun 30 · net -308 sh shares
Insider flow Accumulating
Net +$6.8K over 90 days · 0% sells
Short interest Rising
3.07% of float · ▲ +9.7% MoM · 7.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
181 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $36 Now $47 · 82% 52-wk high $49
vs 200-day avg +12% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance to total loans ratio 1.34% March 31, 2026
Annualized net charge-offs 0.08% first quarter 2026
Core adjusted net interest margin non-GAAP 4.08% first quarter 2026
Net interest margin 4.26% first quarter 2026
Non-performing assets to total assets 0.35% March 31, 2026
Tangible book value per share non-GAAP $20.44 March 31, 2026
Annualized net charge-offs (Q4) 0.04% Q4 2025
Cash dividend per share $0.31 Q4 2025
Linked quarter loan growth (annualized) 7% Q4 2025
Non-performing assets as % of period end assets 0.35% Q4 2025
Ratio of allowance to total loans 1.32% Q4 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
GABC
German American Bancorp, Inc.
this stock
$1.75B +19.7% +37.8% 12.8 3.1%
HDB
Hdfc Bank Ltd
$136.15B -28.4% +15.2% 0.3%
MFG
Mizuho Financial Group Inc
$126.15B +39.8% 0.1%
IBN
Icici Bank Ltd
$104.44B -3.2% 0.7%
PNC
Pnc Financial Services Group, Inc.
$99.00B +19.0% +7.2% 14.3 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
181
% held
51.5%
Reported
5 of 181
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
187
View
Short & Settlement
Short Interest Rising
Shares short
1.2M
Days to cover
7.8d
Change
+102.5K sh
View
Short Volume
Short vol %
63%
As of
Jul 9, 2026
Short Total
View
Fails to Deliver
FTD shares
2.0K
Value
$89.9K
As of
Jun 10, 2026
View
Off-Exchange
Off-exchange %
31.7%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
+$6.8K
Buyers / Sellers
5 / 0
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$487.4M
Net income (FY)
$112.6M
EPS diluted
$3.06
View
Buybacks
Authorized
shares 1.0M
View
Filings
SEC Filings
Latest
8-K
Filed
May 6, 2026
This year
9
View
Proposed Sales
Value
$100.1K
Shares
2.5K
Filed
May 20, 2025
View
Earnings & Events
Earnings Calls
Last call
Apr 27, 2026
View
Investor Relations
Latest news
German American Bank Awarded Raym…
Published
May 27, 2026
View

Performance

5D 20D 120D MTD YTD
GABC -1.9% +4.9% +20.0% -1.9% +19.7%
SPY -0.2% +0.8% +7.4% -0.2% +9.3%
vs SPY -1.7% +4.1% +12.5% -1.7% +10.4%

Capital returns

Latest dividend
$0.31 / share · ex May 8, 2026
Raised 6.9%
Paid (TTM)
$1.20 / share · 4 payouts
Dividend yield (TTM, derived)
2.58%
Buyback program · as of Mar 31, 2026
Authorized
shares 1.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 714395 CUSIP 373865104 13F (30d) 5 filings 5 filers Visit website Investor relations