GABC · German American Bancorp, Inc.

Track GABC — free

$48.82 +0.41 (+0.85%) At close · Oct 8

Russell 2000 member Rebalance outlook locked

Market Cap

$1.83B

37.58M

Volume · Oct 8 257.41K Avg daily vol (3M) 144.02K

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Latest filing: 10-Q

filed Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$503.04M

Trailing 12 months

Net income (TTM)

$142.08M

Trailing 12 months

Revenue growth YoY

+3.1%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

12.7

Trailing earnings · reciprocal yield 7.9%

FCF yield

10.0%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

2.5%

Trailing 12 months

Shares change YoY

+0.2%

Year over year · more shares

Price change (1Y)

+24.4%

Trailing year

Short interest

3.5%

Latest settlement · 11.2 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 15.4 · calm Equity put/call 0.62

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +9%

above

Price vs 50-day avg −2%

below

RSI (14) 46

neutral

MACD trend Negative

52-week position 82%

mid-range

Momentum

relative strength

Strong

1-month return −2%

trailing

6-month return +11%

trailing

YTD return +25%

this year

Relative strength +2%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $50 › 200d $45 — 50d above 200d

Institutional flow Distributing

6 of 188 funds reported for Sep 30 · net -2.1K sh shares

Insider flow Accumulating

Net +$191.0K over 90 days · 0% sells

Short interest Rising

3.47% of float · ▲ +6.7% MoM · 11.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

188 holders — near 3-yr high, broad support

Squeeze score 65

elevated · 0–100

Fundamentals

Excellent

Revenue growth +38%

Y/Y

EPS growth +8%

Y/Y

Free cash flow $154.0M

Valuation P/E 12.8

in line

Balance sheet $68.8M

net debt

Quant / Vol

risk profile

Very Low

Volatility 22%

annualized · 1-yr

Max drawdown −12%

past year

ATR 1.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+9% Bullish

Price vs 50-day avg

−2% Neutral

RSI (14)

46 Neutral

MACD trend

Negative Bearish

52-week position

82% Neutral

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $50 › 200d $45 — 50d above 200d

Institutional flow Distributing

6 of 188 funds reported for Sep 30 · net -2.1K sh shares

Insider flow Accumulating

Net +$191.0K over 90 days · 0% sells

Short interest Rising

3.47% of float · ▲ +6.7% MoM · 11.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

188 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $37 Now $49 · 82% Range high $51

vs 200-day avg +9% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Accretion of discounts on acquired loans contribution to net interest margin	17	the second quarter of 2026 filing	—
Adjusted earnings per share non-GAAP	$0.86	the second quarter of 2025 filing	—
Adjusted Efficiency Ratio non-GAAP	47.38%	Three Months Ended 06/30/2026 filing	—
Adjusted Net Income non-GAAP	38.17M	Three Months Ended 06/30/2026 filing	—

GAAP → non-GAAP reconciliation GAAP Net Income, as reported 38.17M +0K CECL Day 2 non-PCD provision +0K Non-recurring merger-related expenses = Adjusted Net Income 38.17M
Adjusted Net Interest Margin (FTE) non-GAAP	4.13%	Three Months Ended 06/30/2026 filing	—
Adjusted Non-Interest Expense non-GAAP	50.38M	Three Months Ended 06/30/2026 filing	—
GAAP → non-GAAP reconciliation GAAP Non-Interest Expense 50.38M +0K Non-recurring merger-related expenses = Adjusted Non-Interest Expense 50.38M
Adjusted Non-Interest Expense excluding Intangible Amortization non-GAAP	48.02M	Three Months Ended 06/30/2026 filing	—
Earnings Per Share, as adjusted non-GAAP	$1.02	Three Months Ended 06/30/2026 filing	—
Loan sales	$70.8M	the second quarter of 2026 filing	—
Net Interest Margin (FTE)	4.3%	Three Months Ended 06/30/2026 filing	—
Return on Average Assets, as adjusted non-GAAP	1.8%	Three Months Ended 06/30/2026 filing	—
Return on Average Assets, as reported	1.8%	Three Months Ended 06/30/2026 filing	—
Return on Average Equity, as adjusted non-GAAP	12.82%	Three Months Ended 06/30/2026 filing	—
Return on Average Equity, as reported	12.82%	Three Months Ended 06/30/2026 filing	—
Return on Average Tangible Common Equity, as adjusted non-GAAP	19.43%	Three Months Ended 06/30/2026 filing	—
Return on Average Tangible Common Equity, as reported	19.43%	Three Months Ended 06/30/2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
GABC German American Bancorp, Inc. this stock	$1.83B	+24.6%	+37.8%	12.8	3.5%
MFG Mizuho Financial Group Inc	$129.14B	+45.8%	—	—	0.1%
HDB Hdfc Bank Ltd	$113.12B	-39.8%	-3.2%	—	0.7%
ITUB Itau Unibanco Holding S.A.	$108.34B	+37.3%	—	—	0.2%
IBN Icici Bank Ltd	$100.14B	-6.4%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

188

% held: 53.6%
Reported: 6 of 188
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

194

View

Short & Settlement

Short Interest Rising

Shares short

1.3M

Days to cover: 11.2d
Change: +81.9K sh

View

Short Volume

Short vol %

74%

As of: Oct 8, 2026

Short Total

View

Fails to Deliver

FTD shares

3.5K

Value: $174.3K
As of: Sep 11, 2026

View

Off-Exchange

Off-exchange %

30.7%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Insider Trades Cluster buy

Net (90d)

+$191.0K

Buyers / Sellers: 5 / 0

Buyers Sellers

View

Financials

Revenue (FY)

$487.4M

Net income (FY): $112.6M
EPS diluted: $3.06

View

Buybacks

Authorized

shares 1.0M

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 8, 2026
This year: 12

View

Proposed Sales

Value

$100.1K

Shares: 2.5K
Filed: May 20, 2025

View

Earnings & Events

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
GABC	+0.0%	-1.8%	+10.6%	+1.0%	+24.6%
SPY	+1.3%	+2.1%	+9.0%	+1.5%	+13.5%
vs SPY	-1.3%	-3.9%	+1.6%	-0.5%	+11.1%

Capital returns

Latest dividend

$0.31 / share · ex Aug 10, 2026

Raised 6.9%

Paid (TTM)

$1.22 / share · 4 payouts

Dividend yield (TTM, derived)

2.50%

Buyback program · as of Jun 30, 2026

Authorized

shares 1.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 714395 CUSIP 373865104 13F (30d) 11 filings 10 filers Visit website Investor relations

GABC · German American Bancorp, Inc.

Price & Indicators

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Metrics snapshot

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns