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HIPO · Hippo Holdings Inc.

Track HIPO — free
$33.12 +0.43 (+1.32%) At close · Aug 21
Market Cap
$874.02M
Shares
26.39M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$33.12 Open$32.50 Day$32.29–33.36 52W close$24.09–37.85 Avg vol 30d177K Short int801K · 3.0% float · 5.4d Short vol61% Last earningsJul 30, 2026 DataSep 2022–Aug 2026 Filing10-Q · Jul 30

Raw chart and full-history price indicators begin at the captured split on Sep 30, 2022; bars on opposite sides are not compared.

Up next

Next earnings call
Oct 29, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 30, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Very Bullish Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 15.1 · calm Equity put/call 0.51
      Technical
      price trend
      Buy
      50 / 200-day cross Golden cross
      Price vs 200-day avg +14%
      above
      Price vs 50-day avg +12%
      above
      RSI (14) 62
      neutral
      MACD trend Negative
      52-week position 66%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +19%
      trailing
      6-month return +17%
      trailing
      YTD return +10%
      this year
      Relative strength +5%
      vs S&P · 6-mo
      Sentiment
      smart money
      Very Bullish
      Trend (MA cross) Golden cross
      50d $29 › 200d $29 — 50d above 200d
      Institutional flow Accumulating
      +7% holders QoQ · +24 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      3.03% of float · ▼ -9.7% MoM · 5.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      137 holders — near 3-yr high, broad support
      Squeeze score 67
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +26%
      Y/Y
      EPS growth +235%
      Y/Y
      Free cash flow $9.1M
      Buyback $18.1M
      remaining
      Balance sheet $218.3M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 38%
      annualized · 1-yr
      Max drawdown −36%
      past year
      ATR 3.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 30, 2026
      2026 FY Guidance
      Gross Written Premium $1.65B – $1.7B
      Combined Ratio 99% – 101%
      Net Written Premium $565M – $580M
      Revenue $580M – $585M
      prior FY $468.6M midpoint +24.3% Y/Y
      Stock-based compensation + Depreciation and Amortization $42M
      Adjusted Net Income (Loss) Non-GAAP $62M – $70M
      2026
      Stock-based comp + D&A $42M
      Adjusted Net Income Non-GAAP $62M – $70M
      Prior guidance period ended · from the 8-K filed Nov 5, 2025
      Net Loss Ratio · Q4 2025 55% – 60%
      Net Loss Ratio · 2025 FY 63% – 64%
      Guided vs delivered · last 1 settled
      Revenue full year 2025
      guided $460M – $465M
      $468.6M Beat +1.3%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      Golden cross Bullish
      Price vs 200-day avg
      +14% Bullish
      Price vs 50-day avg
      +12% Bullish
      RSI (14)
      62 Neutral
      MACD trend
      Negative Bearish
      52-week position
      66% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 4 of 6
      Trend (MA cross) Golden cross
      50d $29 › 200d $29 — 50d above 200d
      Institutional flow Accumulating
      +7% holders QoQ · +24 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      3.03% of float · ▼ -9.7% MoM · 5.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      137 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $24 Now $33 · 66% Range high $38
      vs 200-day avg +14% vs 50-day avg +12% 50-day above 200-day golden cross

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Accident Year x CAT Net Loss Ratio 45.8% Q2'26
      Annualized adjusted return on equity non-GAAP 18.4% Q2 2026
      CMP NWP Retention 37% Q2'26
      Core Engineering Spend $6.9M Q2'26
      Gross Loss Ratio 51.9% Six Months Ended June 30, 2026
      Gross Written Premium 482.2M Q2'26
      GWP Growth 60% 1H'26 vs 1H'25
      Loss Ratio 49.3% 1H'26
      Net Expense Ratio 45% Q2'26
      NWP Retention 20% Q2'26
      Tangible Book Value Per Share (TBVPS) non-GAAP $15.56 As of June 30, 2026
      Book Value Per Share (BVPS) $17.23 As of March 31, 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HIPO
      Hippo Holdings Inc.
      this stock
      $874.02M +10.1% +25.9% 3.0%
      CB
      Chubb Ltd
      $132.26B +9.2% +6.5% 12.1 1.1%
      PGR
      Progressive Corp/Oh/
      $127.48B -3.7% +16.3% 11.0 1.4%
      TKOMY
      Tokio Marine Holdings, Inc.
      $87.75B +24.9% 0.0%
      TRV
      Travelers Companies, Inc.
      $75.83B +25.3% +5.2% 9.8 3.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      137
      % held
      44.3%
      Net QoQ
      +1.1M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      158
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      800.9K
      Days to cover
      5.4d
      Change
      -86.2K sh
      View
      Short Volume
      Short vol %
      61%
      As of
      Aug 21, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      3
      Value
      $88
      As of
      Jul 17, 2026
      View
      Off-Exchange
      Off-exchange %
      44.0%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Buy
      Member
      Marie Newman
      Amount
      $1.0K–$15.0K
      Traded
      Nov 19, 2021
      View
      Financials
      Financials
      Revenue (FY)
      $468.6M
      Net income (FY)
      $57.7M
      EPS diluted
      $2.22
      View
      Buybacks
      Authorized
      $50.0M
      Remaining
      $18.1M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 30, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $38.6K
      Shares
      1.2K
      Filed
      Aug 17, 2026
      View
      Exempt Offerings
      Offering
      $11.1M
      Filed
      Sep 15, 2021
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 30, 2026
      View
      Investor Relations
      Latest news
      Hippo Reports Second Quarter 2026…
      Published
      Jul 30, 2026
      View

      Performance

      Raw-price comparisons begin at the captured split on Sep 30, 2022; windows that need an earlier baseline remain unavailable.

      5D 20D 120D MTD YTD
      HIPO +0.2% +19.3% +16.8% +5.3% +10.1%
      SPY -1.4% +3.6% +11.6% +2.5% +12.3%
      vs SPY +1.6% +15.7% +5.2% +2.8% -2.2%

      Capital returns

      Buyback program · as of Jun 30, 2026
      Authorized
      $50.00M
      Spent (derived)
      $31.90M
      Remaining
      $18.10M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1828105 CUSIP 433539202 13F (30d) 129 filings 126 filers Visit website Investor relations