PAY · Paymentus Holdings, Inc.
$39.57
+1.25 (+3.26%)
At close · Aug 19
Market Cap
$5.04B
Shares
125.94M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$39.57
Open$38.24
Day$38.10–39.57
52W close$20.21–44.60
Avg vol 30d1.2M
Short int4.3M · 3.4% float · 4.2d
Short vol71%
Last earningsAug 3, 2026
DataMay 2021–Aug 2026
Filing10-Q · Aug 4
Up next
Next earnings call
Nov 2, 2026
Est · unconfirmed
· in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 4, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
Golden cross
Price vs 200-day avg
+38%
above
Price vs 50-day avg
+32%
above
RSI (14)
59
neutral
MACD trend
Negative
52-week position
79%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+36%
trailing
6-month return
+59%
trailing
YTD return
+25%
this year
Relative strength
+48%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
Golden cross
50d $30 › 200d $29 — 50d above 200d
Institutional flow
Distributing
-4% holders QoQ · +39 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
3.38% of float · ▲ +10.0% MoM · 4.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
182 holders — mid 3-yr range
Squeeze score
67
elevated · 0–100
Fundamentals
Revenue growth
+37%
Y/Y
Gross margin
25%
contracting
EPS growth
+49%
Y/Y
Free cash flow
$161.8M
Valuation
P/E 60.7
rich
Balance sheet
$320.9M
net cash
Quant / Vol
risk profile
Volatility
62%
annualized · 1-yr
Max drawdown
−48%
past year
ATR
5.5%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed May 4, 2026
Revenue
· Fiscal Year 2026
$1.43B – $1.44B
Contribution Profit
· Fiscal Year 2026
$450M – $457M
Adjusted EBITDA
· Fiscal Year 2026
Non-GAAP
$165M – $172M
Prior guidance
period ended
· from the 8-K filed May 4, 2026
Revenue
· Second Quarter 2026
$340M – $350M
Contribution Profit
· Second Quarter 2026
$108M – $111M
Adjusted EBITDA
· Second Quarter 2026
$38M – $40M
Guided vs delivered
· last 5 settled
Revenue
Fourth Quarter 2025
guided $307M – $312M
$330.46M
Beat +6.8%
Revenue
Fiscal-Year 2025
guided $1.17B – $1.18B
$1.2B
Beat +1.8%
Revenue
full year 2024
guided $720M – $744M
$871.75M
Beat +19.1%
Revenue
full year 2023
guided $604.5M – $608.5M
$614.49M
Beat +1.3%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
Golden cross
Bullish
Price vs 200-day avg
+38%
Bullish
Price vs 50-day avg
+32%
Bullish
RSI (14)
59
Neutral
MACD trend
Negative
Bearish
52-week position
79%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
Golden cross
50d $30 › 200d $29 — 50d above 200d
Institutional flow
Distributing
-4% holders QoQ · +39 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
3.38% of float · ▲ +10.0% MoM · 4.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
182 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $20
Now $40 · 79%
Range high $45
vs 200-day avg +38%
vs 50-day avg +32%
50-day above 200-day golden cross
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Transactions processed | 203.4M | first quarter of 2026 | — |
|
|
|||
| Adjusted EBITDA non-GAAP | $137.4M | FY 2025 | — |
| Adjusted EBITDA margin non-GAAP | 35.6% | FY 2025 | — |
| Adjusted gross profit non-GAAP | $321.4M | FY 2025 | — |
GAAP → non-GAAP reconciliationGAAP Gross profit 296.34M
+287K Stock-based compensation
+22.52M Amortization of capitalized software development costs
+2.21M Amortization of acquisition-related intangibles
= Adjusted gross profit 321.36M
|
|||
| Contribution profit non-GAAP | $386.3M | FY 2025 | — |
GAAP → non-GAAP reconciliationGAAP Gross profit 296.34M
+89.97M Plus: other cost of revenue
= Contribution profit 386.31M
|
|||
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Software - Infrastructure — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PAY
this stock
Paymentus Holdings, Inc.
|
$5.04B | +25.3% | +37.3% | 60.7 | 3.4% |
|
MSFT
Microsoft Corp
|
$3.57T | +0.1% | +6.9% | 26.8 | 1.1% |
|
ORCL
Oracle Corp
|
$413.69B | -26.2% | +17.3% | 24.6 | 1.7% |
|
PLTR
Palantir Technologies Inc.
|
$413.22B | -1.4% | +56.2% | 147.0 | 2.8% |
|
PANW
Palo Alto Networks Inc
|
$303.58B | +95.3% | +29.0% | 305.3 | 2.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PAY | -2.0% | +36.2% | +59.4% | +16.0% | +25.3% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -1.5% | +33.3% | +47.8% | +13.1% | +12.5% |
Key facts
CIK
1841156
CUSIP
70439P108
13F (30d)
176 filings
174 filers
Visit website
Investor relations