PRCH · Porch Group, Inc.
$17.09
+0.01 (+0.06%)
At close · Aug 21
Market Cap
$2.25B
Shares
131.83M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$17.09
Open$17.11
Day$16.44–17.12
52W close$6.40–19.04
Avg vol 30d1.7M
Short int16.2M · 12.3% float · 8.4d
Short vol50%
Last earningsJul 29, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 29
Up next
Next earnings call
Oct 29, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 29, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very High
Market backdrop
VIX 15.1 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+68%
above
Price vs 50-day avg
+20%
above
RSI (14)
65
neutral
MACD trend
Positive
52-week position
85%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+44%
trailing
6-month return
+108%
trailing
YTD return
+87%
this year
Relative strength
+96%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $14 › 200d $10 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +41 funds added
Insider flow
Distributing
Net -$42.9K over 90 days · 100% sells
Short interest
Rising
12.26% of float · ▲ +2.8% MoM · 8.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
199 holders — near 3-yr high, broad support
Squeeze score
83
high risk · 0–100
Fundamentals
Revenue growth
+10%
Y/Y
Gross margin
70%
expanding
EPS growth
+91%
Y/Y
Free cash flow
$66.0M
Buyback
$2.5M
authorized
Balance sheet
$348.2M
net debt
Quant / Vol
risk profile
Volatility
73%
annualized · 1-yr
Max drawdown
−66%
past year
ATR
5.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Feb 11, 2026
full year 2026
Revenue
Non-GAAP
$475M – $490M
Gross Profit
Non-GAAP
$385M – $400M
Adjusted EBITDA
Non-GAAP
$98M – $105M
2026
Reciprocal Written Premium
$600M
Prior guidance
period ended
· from the Earnings Call filed Sep 30, 2025
Adjusted EBITDA
· full year
$70M
Guided vs delivered
· last 2 settled
Revenue
full year 2024
guided $450M – $490M
$437.85M
Miss −6.8%
Revenue outlook for the year
full year 2023
guided $415M
$430.3M
Beat +3.7%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+68%
Bullish
Price vs 50-day avg
+20%
Bullish
RSI (14)
65
Neutral
MACD trend
Positive
Bullish
52-week position
85%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $14 › 200d $10 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +41 funds added
Insider flow
Distributing
Net -$42.9K over 90 days · 100% sells
Short interest
Rising
12.26% of float · ▲ +2.8% MoM · 8.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
199 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $6
Now $17 · 85%
Range high $19
vs 200-day avg +68%
vs 50-day avg +20%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted EBITDA non-GAAP | $44.4M | Three Months Ended June 30, 2026 | — |
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GAAP → non-GAAP reconciliationGAAP Gross Profit $81.19M
-$37.48M Selling and marketing
-$1.36M Product and technology
-$4.28M General and administrative
+$5.02M Other income (expense)
+$101K Depreciation and amortization
+$1.14M Stock-based compensation costs
+$67K Other gains and losses
= Adjusted EBITDA $44.4M
|
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| Adjusted EBITDA (Excluding Reciprocal) non-GAAP | 39.1M | Q2 2026 | — |
| Adjusted EBITDA Margin non-GAAP | 48% | Three Months Ended June 30, 2026 | — |
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| Annualized Average Revenue per Company | $4,926 | Three Months Ended June 30, 2026 | — |
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| Average Number of Companies | 18.7K | Three Months Ended June 30, 2026 | — |
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| Average Revenue per Monetized Service | $216 | Three Months Ended June 30, 2026 | — |
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| Consumer Services Adjusted EBITDA non-GAAP | $3.25M | Three Months Ended June 30, 2026 | — |
| Insurance Services Adjusted EBITDA non-GAAP | $44.4M | Three Months Ended June 30, 2026 | — |
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| Insurance Services Adjusted EBITDA % of RWP non-GAAP | 32% | Three Months Ended June 30 | — |
| Monetized Services | 83.9K | Three Months Ended June 30, 2026 | — |
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| Porch-Owned Segments Gross Profit (Excluding Reciprocal) non-GAAP | $111.56M | Three Months Ended June 30 | — |
GAAP → non-GAAP reconciliationGAAP Consolidated Gross Profit $87.58M
-$22.7M Reciprocal Segment Gross Profit
+$46.68M Gross Profit Eliminations Related to Reciprocal Segment
= Porch-Owned Segments Gross Profit (Excluding Reciprocal) $111.56M
|
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| Porch-Owned Segments Revenue (Excluding Reciprocal) non-GAAP | 131.81M | Q2 2026 | — |
GAAP → non-GAAP reconciliationGAAP Consolidated Revenue $140.88M
-$59.62M Reciprocal Segment Revenue
+$50.55M Revenue Eliminations Related to Reciprocal Segment
= Porch-Owned Segments Revenue (Excluding Reciprocal) $131.81M
|
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| Reciprocal Policies Written | 58.7K | Three Months Ended June 30 | — |
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| Reciprocal Written Premium ("RWP") | $139.8M | Q2 2026 | — |
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| RWP per Policy Written | $2,383 | Three Months Ended June 30, 2026 | — |
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| Software & Data Adjusted EBITDA non-GAAP | $5.21M | Three Months Ended June 30, 2026 | — |
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| Statutory surplus at the Porch Reciprocal Exchange | 169.9M | Q2 2026 | — |
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| Surplus combined with non-admitted assets | 376.5M | Q2 2026 | — |
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| Cash Flow from Operations | $19.8M | Three Months Ended March 31, 2026 | — |
| Reciprocal statutory surplus | $164.6M | Three Months Ended March 31, 2026 | — |
| Adjusted EBITDA % of RWP non-GAAP | 21% | Year Ended December 31, 2025 | — |
| Reciprocal gross loss ratio | 27% | Year Ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PRCH
this stock
Porch Group, Inc.
|
$2.25B | +87.2% | +10.2% | — | 12.3% |
|
CB
Chubb Ltd
|
$132.99B | +9.2% | +6.5% | 12.1 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$127.48B | -3.7% | +16.3% | 11.0 | 1.4% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$86.27B | +24.9% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$76.02B | +25.3% | +5.2% | 9.8 | 3.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PRCH | -1.7% | +44.3% | +107.7% | +18.3% | +87.2% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -0.3% | +40.7% | +96.1% | +15.8% | +74.9% |
Capital returns
Buyback program
· as of Mar 31, 2026
Authorized
$2.50M
Spent (derived)
$2.50M
Remaining
$0
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1784535
CUSIP
733245104
13F (30d)
186 filings
184 filers
Visit website
Investor relations