TRU · TransUnion
$83.54
+4.07 (+5.12%)
At close · Aug 19
Market Cap
$15.32B
Shares
192.80M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$83.54
Open$80.21
Day$79.62–84.24
52W close$64.43–93.71
Avg vol 30d2.1M
Short int8.5M · 4.4% float · 3.3d
Short vol35%
Last earningsJul 28, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 28
Up next
Next earnings call
Oct 27, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 28, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Neutral
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
+11%
above
RSI (14)
61
neutral
MACD trend
Negative
52-week position
65%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+11%
trailing
6-month return
+7%
trailing
YTD return
−3%
this year
Relative strength
−5%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $75 › 200d $76 — 200d above 50d
Institutional flow
Distributing
-8% holders QoQ · +62 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
4.43% of float · ▼ -21.0% MoM · 3.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
521 holders — mid 3-yr range
Squeeze score
56
elevated · 0–100
Fundamentals
Revenue growth
+9%
Y/Y
EPS growth
+60%
Y/Y
Free cash flow
$661.6M
Valuation
P/E 22
below peers
Buyback
$675.0M
remaining
Balance sheet
$4.3B
net debt
Quant / Vol
risk profile
Volatility
41%
annualized · 1-yr
Max drawdown
−31%
past year
ATR
3.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 28, 2026
Three Months Ended September 30, 2026
Revenue, as reported
$1.29B – $1.31B
Revenue growth, as reported
11% – 12%
Revenue growth, organic constant currency
6% – 8%
Revenue growth, constant currency
11% – 12%
Net income attributable to TransUnion growth
37% – 43%
Net income attributable to TransUnion
$132M – $138M
Diluted Earnings per Share growth
38% – 45%
Diluted Earnings per Share
$0.68 – $0.71
Net income attributable to TransUnion margin
10.2% – 10.5%
Adjusted EBITDA, as reported
Non-GAAP
$455M – $463M
Adjusted EBITDA growth, as reported
Non-GAAP
7% – 9%
Adjusted EBITDA margin
Non-GAAP
35.2% – 35.4%
Adjusted Diluted Earnings per Share growth
Non-GAAP
7% – 10%
Adjusted Diluted Earnings per Share
Non-GAAP
$1.18 – $1.21
Twelve Months Ended December 31, 2026
Revenue, as reported
$5.13B – $5.16B
Revenue growth, as reported
12% – 13%
Revenue growth, constant currency
12% – 13%
Revenue growth, organic constant currency
8% – 9%
Net income attributable to TransUnion
$807M – $821M
Net income attributable to TransUnion margin
15.7% – 15.9%
Net income attributable to TransUnion growth
77% – 80%
Diluted Earnings per Share
$4.15 – $4.22
Diluted Earnings per Share growth
79% – 82%
Adjusted EBITDA, as reported
Non-GAAP
$1.81B – $1.83B
Adjusted EBITDA growth, as reported
Non-GAAP
10% – 11%
Adjusted Diluted Earnings per Share
Non-GAAP
$4.75 – $4.83
Adjusted Diluted Earnings per Share growth
Non-GAAP
11% – 12%
Prior guidance
period ended
· from the 8-K filed Apr 28, 2026
Revenue, as reported
· Three Months Ended June 30, 2026
$1.27B – $1.28B
Diluted Earnings per Share
· Three Months Ended June 30, 2026
$0.61 – $0.64
Net income attributable to TransUnion
· Three Months Ended June 30, 2026
$120M – $125M
Adjusted EBITDA, as reported
· Three Months Ended June 30, 2026
$439M – $445M
Adjusted Diluted Earnings per Share
· Three Months Ended June 30, 2026
$1.13 – $1.15
Guided vs delivered
· last 2 settled
Revenue
first quarter of 2024
guided $971M – $980M
$1.02B
Beat +4.7%
Revenue
full year
guided $3.79B – $3.81B
$3.83B
Beat +0.8%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
+11%
Bullish
RSI (14)
61
Neutral
MACD trend
Negative
Bearish
52-week position
65%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $75 › 200d $76 — 200d above 50d
Institutional flow
Distributing
-8% holders QoQ · +62 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
4.43% of float · ▼ -21.0% MoM · 3.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
521 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $64
Now $84 · 65%
Range high $94
vs 200-day avg +9%
vs 50-day avg +11%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted Diluted Earnings per Share non-GAAP | $2.41 | Six Months Ended June 30, 2026 | — |
|
|
|||
| Adjusted Effective Tax Rate non-GAAP | 25.1% | Six Months Ended June 30, 2026 | — |
| Adjusted Net Income non-GAAP | $467.8M | Six Months Ended June 30, 2026 | — |
|
|
|||
| Consolidated Adjusted EBITDA non-GAAP | $1.74B | Trailing Twelve Months Ended June 30, 2026 | +5.5% |
|
|
|||
| Consolidated Adjusted EBITDA margin non-GAAP | 35% | Six Months Ended June 30, 2026 | — |
|
|
|||
| International Adjusted EBITDA non-GAAP | $258.5M | Six Months Ended June 30, 2026 | — |
|
|
|||
| Leverage Ratio non-GAAP | 2.6 | Trailing Twelve Months Ended June 30, 2026 | — |
| Leverage Ratio Adjusted EBITDA non-GAAP | $1.79B | Trailing Twelve Months Ended June 30, 2026 | — |
| U.S. Markets Adjusted EBITDA non-GAAP | $717.9M | Six Months Ended June 30, 2026 | — |
|
|
|||
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Financial Data & Stock Exchanges — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
TRU
this stock
TransUnion
|
$15.32B | -2.6% | +9.4% | 22.0 | 4.4% |
|
SPGI
S&P Global Inc.
|
$124.70B | — | +7.1% | 26.7 | 2.8% |
|
CME
Cme Group Inc.
|
$97.33B | -2.2% | +6.4% | 23.0 | 1.7% |
|
ICE
Intercontinental Exchange, Inc.
|
$88.27B | -2.9% | -2.1% | 22.2 | 1.4% |
|
MCO
Moodys Corp /De/
|
$82.65B | -2.7% | +16.6% | 30.3 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| TRU | +5.2% | +10.8% | +6.8% | +6.3% | -2.6% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | +5.6% | +7.9% | -4.8% | +3.3% | -15.4% |
Capital returns
Latest dividend
$0.125
/ share · ex Aug 20, 2026
Paid (TTM)
$0.605
/ share · 5 payouts
Dividend yield (TTM, derived)
0.72%
Buyback program
· as of Apr 28, 2026
Authorized
$1.00B
Spent (derived)
$325.00M
Remaining
$675.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1552033
CUSIP
89400J107
13F (30d)
487 filings
456 filers
Visit website
Investor relations