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ACIC

AMERICAN COASTAL INSURANCE Corp
$11.35 -0.19 (-1.65%) At close · Jul 6
Market Cap
$550.07M
Shares
48,464,047

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$11.35 Open$11.48 Day$11.31–11.58 52W$9.38–12.30 Avg vol 30d329K Short int1.1M · 2.2% float · 3.6d Short vol47% Last earningsMay 5, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Strong Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
Price vs 200-day avg −1% below
+ Price vs 50-day avg +4% above
RSI (14) 62 · neutral
+ MACD trend positive
52-week position 67% · mid-range
Sentiment · smart money Bullish
Trend (MA cross) 50d $11 › 200d $11 — 200d above 50d
+ Institutional flow 1 of 150 funds reported for Jun 30 · net +266 sh shares
Insider flow No net insider activity over 90 days
+ Short interest 2.19% of float · ▼ -9.1% MoM · 3.6 days cover
Volume signal Volume near normal
+ Institution breadth 150 holders — near 3-yr high, broad support
Fundamentals Excellent
+ Revenue growth +13% Y/Y
+ EPS growth +40% Y/Y
+ Free cash flow $70.9M
+ Valuation P/E 5.4 · below peers
+ Buyback $20.0M remaining
+ Balance sheet net cash $48.8M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Aug 4, 2026 Est · unconfirmed · in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Technicals

      trend & momentum for long-term holders Buy
      0 · 4 · 2
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      −1% below Neutral
      Price vs 50-day avg
      +4% above Bullish
      RSI (14)
      62 · neutral Neutral
      MACD trend
      positive Bullish
      52-week position
      67% · mid-range Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $11 › 200d $11 — 200d above 50d
      Institutional flow Accumulating
      1 of 150 funds reported for Jun 30 · net +266 sh shares
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      2.19% of float · ▼ -9.1% MoM · 3.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      150 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $9 Now $11 · 67% 52-wk high $12
      vs 200-day avg -1% vs 50-day avg +4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      exhaustion point 1.6B Q1 FY2026 call
      non-GAAP underlying combined ratio non-GAAP 68.3% Q1 FY2026 call
      Book value per share $6.51 Year Ended December 31, 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ACIC
      AMERICAN COASTAL INSURANCE Corp
      this stock
      $550.07M -4.5% +13.1% 5.4 2.2%
      CB
      Chubb Ltd
      $138.28B +14.6% +6.5% 12.6 1.1%
      PGR
      Progressive Corp/Oh/
      $135.37B +8.2% +16.3% 11.8 1.3%
      TRV
      Travelers Companies, Inc.
      $72.12B +17.4% +5.2% 10.1 2.8%
      ALL
      Allstate Corp
      $65.75B +19.9% +5.6% 5.6 3.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      150
      % held
      36.4%
      Reported
      1 of 150
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      157
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      1.1M
      Days to cover
      3.6d
      Change
      -106.4K sh
      View
      Short Volume
      Short vol %
      47%
      As of
      Jul 6, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      93
      Value
      $979
      As of
      May 11, 2026
      View
      Off-Exchange
      Off-exchange %
      37.7%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $335.4M
      Net income (FY)
      $106.8M
      EPS diluted
      $2.15
      View
      Buybacks
      Authorized
      $25.0M
      Remaining
      $20.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 29, 2026
      This year
      10
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 26, 2026
      View
      Investor Relations
      Latest news
      American Coastal Insurance Corpor…
      Published
      Jun 29, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      ACIC +1.8% +12.5% +0.4% +2.3% -4.5%
      SPY +3.1% -0.8% +8.2% +0.6% +10.2%
      vs SPY -1.3% +13.3% -7.9% +1.7% -14.6%

      Capital returns

      Latest dividend
      $0.75 / share · ex Jan 2, 2026
      Raised 50%
      Paid (TTM)
      $0.75 / share · 1 payout
      Dividend yield (TTM, derived)
      · history filling in
      Buyback program · as of Mar 31, 2026
      Authorized
      $25.00M
      Spent (derived)
      $5.00M
      Remaining
      $20.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1401521 CUSIP 910710102 13F (30d) 2 filings 2 filers Visit website Investor relations