ATLC · Atlanticus Holdings Corp
$92.86
+0.97 (+1.06%)
At close · Oct 5
Return incl. dividend (before tax)
Market Cap
$1.40B
Shares
15.17M
Volume · Oct 5
90.38K
Avg daily vol (3M)
142.5K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$92.86
Open$91.37
Day$89.30–94.68
52W close$47.96–111.79
Avg vol 30d115K
Short int563K · 3.7% float · 4.5d
Short vol55%
Last earningsAug 6, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 16, 2026
Est · unconfirmed
· in 1 wks
filed Aug 6, 2026
call held Aug 6, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$2.65B
Trailing 12 months
Net income (TTM)
$154.40M
Trailing 12 months
Revenue growth YoY
+88.8%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.9
Trailing earnings · reciprocal yield 8.4%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$555.22M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-0.1%
Year over year · fewer shares
Price change (1Y)
+62.9%
Trailing year
Short interest
3.7%
Latest settlement · 4.5 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
High
Market backdrop
VIX 15.5 · calm
Equity put/call 0.59
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+19%
above
Price vs 50-day avg
−3%
below
RSI (14)
51
neutral
MACD trend
Positive
52-week position
70%
mid-range
Momentum
relative strength
1-month return
0%
trailing
6-month return
+36%
trailing
YTD return
+39%
this year
Relative strength
+25%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $96 › 200d $78 — 50d above 200d
Institutional flow
Distributing
1 of 150 funds reported for Sep 30 · net -640 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
3.71% of float · ▲ +4.7% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
150 holders — near 3-yr high, broad support
Squeeze score
52
elevated · 0–100
Fundamentals
Revenue growth
+50%
Y/Y
EPS growth
+25%
Y/Y
Free cash flow
$637.2M
Valuation
P/E 12
in line
Quant / Vol
risk profile
Volatility
53%
annualized · 1-yr
Max drawdown
−32%
past year
ATR
3.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+19%
Bullish
Price vs 50-day avg
−3%
Neutral
RSI (14)
51
Neutral
MACD trend
Positive
Bullish
52-week position
70%
Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $96 › 200d $78 — 50d above 200d
Institutional flow
Distributing
1 of 150 funds reported for Sep 30 · net -640 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
3.71% of float · ▲ +4.7% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
150 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $48
Now $93 · 70%
Range high $112
vs 200-day avg +19%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| 30-59 days past due | 8.07M | three months ended Jun. 30, 2026 filing | — |
| 60-89 days past due | 2.46M | three months ended Jun. 30, 2026 filing | — |
| 90 or more days past due | 2.3M | three months ended Jun. 30, 2026 filing | — |
| Combined principal net charge-offs non-GAAP | 301.9M | Three Months Ended Jun. 30, 2026 filing | — |
| Loans at amortized cost purchased | $44.4M | the three months ended June 30, 2026 filing | — |
| Total managed receivables non-GAAP | 6.89B | Three Months Ended Jun. 30, 2026 filing | — |
| Total managed yield non-GAAP | 582.3M | Three Months Ended Jun. 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ATLC
this stock
Atlanticus Holdings Corp
|
$1.40B | +38.7% | +50.1% | 12.0 | 3.7% |
|
V
Visa Inc.
|
$655.56B | +5.4% | -4.9% | — | 1.0% |
|
MA
Mastercard Inc
|
$497.27B | -1.1% | +16.4% | 31.2 | 0.8% |
|
AXP
American Express Co
|
$206.24B | -17.8% | +13.4% | 18.5 | 1.6% |
|
COF
Capital One Financial Corp
|
$119.78B | -19.5% | +36.6% | 11.7 | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ATLC | +6.6% | -0.3% | +36.2% | +6.1% | +38.7% |
| SPY | +1.2% | +0.6% | +11.6% | +1.6% | +13.6% |
| vs SPY | +5.4% | -0.9% | +24.6% | +4.5% | +25.1% |