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BANC · Banc Of California, Inc.

Track BANC — free
Market Cap
$2.94B
Shares
157.95M

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$18.32 Open$18.42 Day$18.23–18.53 52W close$15.56–21.83 Avg vol 30d2.4M Short int10.1M · 6.4% float · 5.6d Short vol55% Last earningsJul 29, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 5 wks
filed Aug 7, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.55B
Trailing 12 months
Net income (TTM)
−$22.38M
Trailing 12 months
Revenue growth YoY
-60.2%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
Trailing earnings
FCF yield
12.4%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
$357.69M
Latest balance sheet
Dividend yield
2.5%
Trailing 12 months
Shares change YoY
-1.7%
Year over year · fewer shares
Price change (1Y)
+7.4%
Trailing year
Short interest
6.4%
Latest settlement · 5.6 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Weak Sentiment Bearish Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 14.8 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −5%
below
Price vs 50-day avg −6%
below
RSI (14) 42
neutral
MACD trend Positive
52-week position 44%
mid-range
Momentum
relative strength
Weak
1-month return −2%
trailing
6-month return +8%
trailing
YTD return −5%
this year
Relative strength −12%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $19 › 200d $19 — 50d above 200d
Institutional flow Distributing
-3% holders QoQ · +43 funds added
Insider flow Distributing
Net -$309.9K over 90 days · 100% sells
Short interest Rising
6.41% of float · ▲ +9.6% MoM · 5.6 days cover
Volume signal Reversal watch
High volume on a down day — possible exhaustion
Institution breadth Multi-yr high
309 holders — near 3-yr high, broad support
Squeeze score 56
elevated · 0–100
Fundamentals
Excellent
Revenue growth −4%
Y/Y
EPS growth +125%
Y/Y
Free cash flow $234.8M
Buyback $82.6M
remaining
Balance sheet $244.1M
net cash
Quant / Vol
risk profile
Moderate
Volatility 31%
annualized · 1-yr
Max drawdown −21%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 29, 2026
end of the third quarter
CET 1 capital ratio 9.5% – 9.6%
upon closing of the targeted loan sale
CET 1 capital ratio 9.45% – 9.5%
Net interest margin 3.3%
By year-end
NIM 3.3% – 3.4%
4Q26
PTPP Non-GAAP Initiated $125M – $130M
Early 2027
CET1 ratio at least 10%
2026
Total project and investment spend $17M
Planned expense $5.8M
Prior guidance period ended · from the 8-K filed Apr 23, 2024
ROAA · 4Q24 1.1%
ROTCE · 4Q24 13%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−5% Neutral
Price vs 50-day avg
−6% Bearish
RSI (14)
42 Neutral
MACD trend
Positive Bullish
52-week position
44% Neutral
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross) No cross
50d $19 › 200d $19 — 50d above 200d
Institutional flow Distributing
-3% holders QoQ · +43 funds added
Insider flow Distributing
Net -$309.9K over 90 days · 100% sells
Short interest Rising
6.41% of float · ▲ +9.6% MoM · 5.6 days cover
Volume signal Reversal watch
High volume on a down day — possible exhaustion
Institution breadth Multi-yr high
309 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $16 Now $18 · 44% Range high $22
vs 200-day avg -5% vs 50-day avg -6%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
BANC
Banc Of California, Inc.
this stock
$2.94B -5.0% -3.8% 6.4%
MFG
Mizuho Financial Group Inc
$132.41B +49.5% 0.1%
HDB
Hdfc Bank Ltd
$116.45B -36.6% -3.2% 0.7%
CIXPF
CaixaBank/ADR
$107.26B +26.7% 0.1%
IBN
Icici Bank Ltd
$101.13B -5.5% 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
309
% held
101.3%
Net QoQ
+5.4M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
347
View
Short & Settlement
Short Interest Rising
Shares short
10.1M
Days to cover
5.6d
Change
+887.4K sh
View
Short Volume
Short vol %
55%
As of
Sep 18, 2026
Short Total
View
Fails to Deliver
FTD shares
1.1K
Value
$21.6K
As of
Aug 3, 2026
View
Off-Exchange
Off-exchange %
29.2%
Week of
Aug 17, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$309.9K
Buyers / Sellers
0 / 2
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$1.8B
Net income (FY)
$229.0M
EPS diluted
$1.17
View
Buybacks
Authorized
$300.0M
Remaining
$82.6M
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 7, 2026
This year
10
View
Proposed Sales
Value
$196.4K
Shares
10.7K
Filed
Sep 10, 2026
View
Exempt Offerings
Offering
$7.2M
Filed
Sep 22, 2022
View
Earnings & Events
Earnings Calls
Last call
Jul 29, 2026
View

Performance

5D 20D 120D MTD YTD
BANC -1.2% -1.8% +8.5% -1.6% -5.0%
SPY -0.3% -0.1% +20.1% -0.7% +11.7%
vs SPY -0.9% -1.7% -11.7% -0.9% -16.7%

Capital returns

Latest dividend
$0.12 / share · ex Sep 15, 2026
Raised 20%
Paid (TTM)
$0.46 / share · 4 payouts
Dividend yield (TTM, derived)
2.51%
Buyback program · as of Jun 30, 2026
Authorized
$300.00M
Spent (derived)
$217.40M
Remaining
$82.60M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1169770 CUSIP 05990K106 13F (30d) 6 filings 6 filers Visit website Investor relations