BANC · Banc Of California, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Loan production and disbursements | $2.8B | Q2 2026 | — |
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| Loan-to-deposit ratio | 89.3% | Q2 2026 | — |
| Net interest margin | 3.13% | Q2 2026 | — |
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| Tangible Book Value Per Share non-GAAP | $16.44 | Q2 2026 | — |
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| Weighted average interest rate on production | 6.39% | Q2 2026 | — |
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| Allowance for credit losses coverage | 1.12% | first quarter of 2026 | — |
| CET 1 capital ratio | 10.18% | March 31, 2026 | — |
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| Pre-tax pre-provision income non-GAAP | $105.6M | first quarter of 2026 | — |
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| Tier 1 capital ratio | 12.54% | March 31, 2026 | — |
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| Adjusted diluted earnings per share non-GAAP | $1.35 | FY2025 | — |
| Adjusted net earnings available to common and equivalent stockholders non-GAAP | $218.2M | FY2025 | — |
| Efficiency ratio non-GAAP | 59.35% | Q4 FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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BANC
this stock
Banc Of California, Inc.
|
$2.92B | +1.7% | -3.8% | 14.5 | 6.2% |
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MFG
Mizuho Financial Group Inc
|
$130.23B | +46.2% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$122.06B | -34.7% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$109.32B | +2.9% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.55B | +25.2% | +7.2% | 14.2 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BANC | +4.1% | -3.8% | -3.9% | +1.1% | +1.7% |
| SPY | +5.5% | +3.3% | +11.3% | +3.1% | +12.9% |
| vs SPY | -1.4% | -7.1% | -15.1% | -2.0% | -11.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.