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BETR

Better Home & Finance Holding Co
$25.70 +0.08 (+0.31%) At close · Jul 10
Market Cap
$484.95M
Shares
18,869,823

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$25.70 Open$25.90 Day$24.96–26.34 52W$12.57–94.06 Avg vol 30d333K Short int2.3M · 12.0% float · 6.7d Short vol69% Last earningsMay 7, 2026 DataApr 2021–Jul 2026 Filing10-Q · May 11
Up next
Next earnings call
Aug 7, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 11, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Sell Momentum Weak Sentiment Bullish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 17.2 · elevated Equity put/call 0.55
      Technical
      price trend
      Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −36%
      below
      Price vs 50-day avg −11%
      below
      RSI (14) 45
      neutral
      MACD trend Negative
      52-week position 16%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return +8%
      trailing
      6-month return −30%
      trailing
      YTD return −21%
      this year
      Relative strength −39%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $29 › 200d $40 — 200d above 50d
      Institutional flow Distributing
      4 of 92 funds reported for Jun 30 · net -1.7K sh shares · +2 new
      Insider flow Accumulating
      Net +$1.6M over 90 days · 20% sells
      Short interest Falling
      12.03% of float · ▼ -7.1% MoM · 6.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      92 holders — near 1-yr high, broad support
      Squeeze score 67
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +52%
      Y/Y
      EPS growth +21%
      Y/Y
      Free cash flow $-167.8M
      Buyback $25.0M
      authorized
      Balance sheet $79.4M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 127%
      annualized · 1-yr
      Max drawdown −72%
      past year
      ATR 10.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the 8-K filed May 7, 2026
      Q2 2026
      Loan Volume Initiated $1.58B – $1.73B
      Q2
      Total Net Revenues Initiated $53M – $56M
      prior qtr $1.14M midpoint +4672.3% QoQ

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Sell
      3 · 4 · 0
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −36% Bearish
      Price vs 50-day avg
      −11% Bearish
      RSI (14)
      45 Neutral
      MACD trend
      Negative Bearish
      52-week position
      16% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $29 › 200d $40 — 200d above 50d
      Institutional flow Distributing
      4 of 92 funds reported for Jun 30 · net -1.7K sh shares · +2 new
      Insider flow Accumulating
      Net +$1.6M over 90 days · 20% sells
      Short interest Falling
      12.03% of float · ▼ -7.1% MoM · 6.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      92 holders — near 1-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $13 Now $26 · 16% 52-wk high $94
      vs 200-day avg -36% vs 50-day avg -11%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      D2C Loan Volume $824M Q1 2026
      HELOC Loan Volume $203M Q1 2026
      Loan Volume $1.64B Q1 2026
      Platform Loan Volume $821M Q1 2026
      Purchase Loan Volume $588M Q1 2026
      Refinance Loan Volume $854M Q1 2026
      Total Loans 5,018 Q1 2026
      liquidity $136M Q1 2026 call
      total warehouse capacity $850M Q1 2026 call
      D2C Funded Loan Volume $813M Q4 2025
      D2C marginal per unit contribution margin improvement 28% Q4 2025
      Funded Loans 4,293 Q4 2025
      Home Equity Funded Loan Volume $203M Q4 2025
      Purchase Funded Loan Volume $720M Q4 2025
      Refinance Funded Loan Volume $537M Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Mortgage Finance — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BETR
      Better Home & Finance Holding Co
      this stock
      $484.95M -21.1% +52.0% 12.0%
      RKT
      Rocket Companies, Inc.
      $40.72B -25.7% 110.7 3.7%
      FNMA
      Federal National Mortgage Association Fannie Mae
      $7.33B -41.0% 633.0 1.3%
      PFSI
      PennyMac Financial Services, Inc.
      $4.28B -37.3% +8.2% 8.8 4.7%
      FMCC
      Federal Home Loan Mortgage Corp
      $3.85B -41.6% 1.4%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      93
      % held
      30.5%
      Reported
      4 of 92
      Top holder
      FRONTIER CAPITAL MANAGEME…
      Held Float
      View
      Held by Funds
      Fund positions
      89
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      2.3M
      Days to cover
      6.7d
      Change
      -173.2K sh
      View
      Short Volume
      Short vol %
      69%
      As of
      Jul 13, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      7.9K
      Value
      $199.0K
      As of
      Jun 10, 2026
      View
      Off-Exchange
      Off-exchange %
      44.7%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Cluster buy
      Net (90d)
      +$1.6M
      Buyers / Sellers
      4 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $164.9M
      Net income (FY)
      $-165.9M
      EPS diluted
      $-10.80
      View
      Buybacks
      Authorized
      $25.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 16, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $67.7K
      Shares
      2.4K
      Filed
      Mar 17, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 7, 2026
      View
      Investor Relations
      Latest news
      Better and Coinbase Celebrate the…
      Published
      Jun 4, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      BETR -10.1% +8.3% -29.9% -6.6% -21.1%
      SPY +1.4% +4.1% +9.1% +1.1% +10.7%
      vs SPY -11.5% +4.2% -39.0% -7.7% -31.8%

      Capital returns

      Buyback program · as of Jan 22, 2025
      Authorized
      $25.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1835856 CUSIP 08774B508 13F (30d) 4 filings 4 filers Visit website Investor relations