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Carter Bankshares, Inc.
$32.26 +0.29 (+0.91%) At close · Jul 15
Market Cap
$734.66M
Shares
22,222,010

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$32.26 Open$31.94 Day$31.85–32.64 52W$16.78–35.03 Avg vol 30d354K Short int1.9M · 8.6% float · 3.4d Short vol42% Last earningsJan 29, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7
Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 16.7 · calm Equity put/call 0.67
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +43%
above
Price vs 50-day avg +10%
above
RSI (14) 57
neutral
MACD trend Negative
52-week position 85%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +8%
trailing
6-month return +61%
trailing
YTD return +64%
this year
Relative strength +51%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $29 › 200d $23 — 50d above 200d
Institutional flow Accumulating
5 of 125 funds reported for Jun 30 · net +33 sh shares
Insider flow Distributing
Net -$51.7K over 90 days · 67% sells
Short interest Rising
8.64% of float · ▲ +34.0% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
125 holders — near 3-yr high, broad support
Squeeze score 80
high risk · 0–100
Fundamentals
Excellent
Revenue growth +5%
Y/Y
EPS growth +30%
Y/Y
Free cash flow $31.8M
Valuation P/E 6.8
below peers
Buyback $10.0M
authorized
Balance sheet $277.8M
net cash
Quant / Vol
risk profile
Moderate
Volatility 28%
annualized · 1-yr
Max drawdown −16%
past year
ATR 2.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+43% Bullish
Price vs 50-day avg
+10% Bullish
RSI (14)
57 Neutral
MACD trend
Negative Bearish
52-week position
85% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $29 › 200d $23 — 50d above 200d
Institutional flow Accumulating
5 of 125 funds reported for Jun 30 · net +33 sh shares
Insider flow Distributing
Net -$51.7K over 90 days · 67% sells
Short interest Rising
8.64% of float · ▲ +34.0% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
125 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $17 Now $32 · 85% 52-wk high $35
vs 200-day avg +43% vs 50-day avg +10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CARE
Carter Bankshares, Inc.
this stock
$734.66M +64.1% +4.6% 6.8 8.6%
HDB
Hdfc Bank Ltd
$135.07B -28.0% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$125.72B +45.6% 0.1%
IBN
Icici Bank Ltd
$106.00B -1.3% 0.7%
PNC
Pnc Financial Services Group, Inc.
$102.48B +22.7% +7.2% 14.8 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
125
% held
56.4%
Reported
5 of 125
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
157
View
Short & Settlement
Short Interest Rising
Shares short
1.9M
Days to cover
3.4d
Change
+486.7K sh
View
Short Volume
Short vol %
42%
As of
Jul 16, 2026
Short Total
View
Fails to Deliver
FTD shares
55.2K
Value
$1.8M
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
41.2%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$51.7K
Buyers / Sellers
1 / 2
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$20.3M
Net income (FY)
$31.4M
EPS diluted
$1.38
View
Buybacks
Authorized
$10.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Jun 24, 2026
This year
14
View
Earnings & Events
Earnings Calls
Last call
May 1, 2026
View

Performance

5D 20D 120D MTD YTD
CARE +2.2% +8.0% +60.7% -5.2% +64.1%
SPY +1.3% -0.2% +10.1% +1.1% +10.7%
vs SPY +0.9% +8.1% +50.5% -6.2% +53.4%

Capital returns

Latest dividend
$0.10 / share · ex May 11, 2026
Paid (TTM)
$0.10 / share · 1 payout
Dividend yield (TTM, derived)
· history filling in
Buyback program · as of Feb 2, 2026
Authorized
$10.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1829576 CUSIP 146103106 13F (30d) 5 filings 5 filers Visit website Investor relations