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CARE · Carter Bankshares, Inc.

Track CARE — free
$30.19 -0.27 (-0.89%) At close · Oct 7
Market Cap
$667.58M
Shares
22.16M
Volume · Oct 7 144.19K Avg daily vol (3M) 324.81K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$30.19 Open$30.17 Day$29.92–30.34 52W close$16.96–35.72 Avg vol 30d249K Short int2.2M · 10.1% float · 10.4d Short vol60% Last earningsJan 29, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 6

Up next

filed Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$254.51M
Trailing 12 months
Net income (TTM)
$128.57M
Trailing 12 months
Revenue growth YoY
+84.3%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
5.2
Trailing earnings · reciprocal yield 19.1%
FCF yield
8.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$276.54M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-4.2%
Year over year · fewer shares
Price change (1Y)
+56.9%
Trailing year
Short interest
10.1%
Latest settlement · 10.4 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 15.1 · calm Equity put/call 0.63
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +14%
above
Price vs 50-day avg −5%
below
RSI (14) 43
neutral
MACD trend Positive
52-week position 71%
mid-range
Momentum
relative strength
Strong
1-month return −4%
trailing
6-month return +25%
trailing
YTD return +54%
this year
Relative strength +14%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $32 › 200d $27 — 50d above 200d
Institutional flow Flat
1 of 162 funds reported for Sep 30 · net 0 sh shares
Insider flow Distributing
Net -$169.5K over 90 days · 100% sells
Short interest Rising
10.13% of float · ▲ +6.8% MoM · 10.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
162 holders — near 3-yr high, broad support
Squeeze score 73
high risk · 0–100
Fundamentals
Excellent
Revenue growth +5%
Y/Y
EPS growth +30%
Y/Y
Free cash flow $31.8M
Valuation P/E 5.2
below peers
Buyback $10.0M
authorized
Quant / Vol
risk profile
Moderate
Volatility 28%
annualized · 1-yr
Max drawdown −17%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+14% Bullish
Price vs 50-day avg
−5% Neutral
RSI (14)
43 Neutral
MACD trend
Positive Bullish
52-week position
71% Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $32 › 200d $27 — 50d above 200d
Institutional flow Flat
1 of 162 funds reported for Sep 30 · net 0 sh shares
Insider flow Distributing
Net -$169.5K over 90 days · 100% sells
Short interest Rising
10.13% of float · ▲ +6.8% MoM · 10.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
162 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $17 Now $30 · 71% Range high $36
vs 200-day avg +14% vs 50-day avg -5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Interest and Dividend Income (FTE) (Non-GAAP) non-GAAP $61.73M Three Months Ended June 30, 2026 filing —
Net interest income (FTE) (Non-GAAP) non-GAAP $40.19M Three Months Ended June 30, 2026 filing —
Net interest margin (FTE) (Non-GAAP) non-GAAP 3.4% Three Months Ended June 30, 2026 filing —
Net Loan (Recoveries) / Charge-offs -657K the three months ended June 30, 2026 filing —
Net Loan (Recoveries) / Charge-offs (annualized) / Average Portfolio Loans -0.07% the three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CARE
Carter Bankshares, Inc.
this stock
$667.58M +53.6% +4.6% 5.2 10.1%
MFG
Mizuho Financial Group Inc
$130.35B +47.1% — — 0.1%
HDB
Hdfc Bank Ltd
$113.79B -39.4% -3.2% — 0.7%
ITUB
Itau Unibanco Holding S.A.
$107.35B +36.0% — — 0.2%
CIXPF
CaixaBank/ADR
$103.83B +13.8% — — 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
162
% held
65.5%
Reported
1 of 162
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
198
View
Short & Settlement
Short Interest Rising
Shares short
2.2M
Days to cover
10.4d
Change
+143.1K sh
View
Short Volume
Short vol %
60%
As of
Oct 7, 2026
Short Total
View
Fails to Deliver
FTD shares
818
Value
$25.7K
As of
Sep 9, 2026
View
Off-Exchange
Off-exchange %
41.6%
Week of
Aug 31, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$169.5K
Buyers / Sellers
0 / 3
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$20.3M
Net income (FY)
$31.4M
EPS diluted
$1.38
View
Buybacks
Authorized
$10.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 17, 2026
This year
20
View
Earnings & Events
Webcasts
Last webcast
Jan 29, 2026
View

Performance

5D 20D 120D MTD YTD
CARE +1.0% -3.9% +25.1% +1.0% +53.6%
SPY +1.9% +1.9% +10.8% +1.9% +14.0%
vs SPY -0.9% -5.8% +14.3% -0.9% +39.6%

Capital returns

Latest dividend
$0.10 / share · ex Aug 10, 2026
Paid (TTM)
$0.20 / share · 2 payouts
Dividend yield (TTM, derived)
— · history filling in
Buyback program · as of Feb 2, 2026
Authorized
$10.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1829576 CUSIP 146103106 13F (30d) 2 filings 2 filers Visit website Investor relations