CARV · Carver Bancorp Inc
Market Cap
$8.92M
Shares
5.10M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$3M
+1.5%
FY2025
Net Income
-$13.74M
-361.7%
FY2025
Operating Margin
-117.72%
+29.8pp
FY2012
Diluted EPS
-$2.65
-334.4%
FY2025
Operating Cash Flow
-$12.61M
-91.9%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $3.88M | $3M | $2.96M | $2.9M | $4.98M | $4.2M | — | — | — | — | — | — | — | — | $19.88M | $26.79M | $29.46M | |
| $33.02M | $34.28M | $34.02M | $27.7M | $22.87M | $20.31M | $21.63M | $23.23M | $24.36M | $26.13M | $26.56M | $22.33M | $23.25M | $23.79M | $27.94M | $36.25M | $40.46M | |
| $18.43M | $19.15M | $22.56M | $22.79M | $20.47M | $15.89M | $16M | $17.09M | $19.08M | $21.21M | $21.96M | $18.39M | $19.3M | $18.91M | $19.88M | $26.79M | — | |
| $4.31M | $3.09M | $6.72M | $3.6M | $7.35M | $6.2M | $3.74M | $4.65M | $14.36M | $4.62M | $6.01M | $5.57M | $6.81M | $7.05M | $3.65M | $7.33M | $5.07M | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | $19.88M | $26.79M | $29.46M | |
| — | — | — | — | — | — | — | — | $0 | — | $0 | $0 | $24K | $145K | — | — | — | |
| — | $596K | $481K | $505K | $505K | $160K | $244K | $416K | $801K | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | — | — | — | — | $0 | $0 | $76K | $127K | $806K | |
| — | $46K | $497K | $132K | — | — | $0 | $714K | $48K | $894K | $1.47M | — | — | — | — | — | — | |
| -$208K | — | — | — | — | — | — | — | — | — | -$170K | -$272K | -$836K | $662K | -$23.41M | -$39.53M | — | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | -117.72% | -147.54% | — | |
| $14.6M | $15.13M | $11.46M | $4.91M | $2.4M | $4.42M | $5.63M | $6.14M | $5.28M | $4.92M | $4.61M | $3.94M | $3.95M | $4.88M | $8.05M | $9.46M | $11.01M | |
| $934K | $1.07M | $1.13M | $929K | $714K | $953K | $868K | $1.25M | $680K | $764K | $1.3M | $1.34M | $1.32M | $1.21M | $489K | $357K | $357K | |
| — | — | — | — | — | — | $0 | $616K | $9.62M | $69K | $1.22M | $0 | — | — | $0 | $0 | $1.19M | |
| — | — | — | — | — | — | — | — | — | — | -$42K | -$387K | -$844K | $45K | -$23.74M | -$23.75M | -$3.89M | |
| $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$33K | $119K | $128K | $166K | $102K | $328K | -$961K | $15.72M | -$2.87M | |
| -$13.03M | -$13.74M | -$2.98M | -$4.4M | -$847K | -$3.9M | -$5.42M | -$5.94M | $5.35M | -$2.85M | -$2.85M | -$272K | -$836K | $662K | -$23.41M | -$39.47M | -$1.02M | |
| — | -457.68% | -100.64% | -151.81% | -17% | -92.67% | — | — | — | — | — | — | — | — | -117.72% | -147.33% | -3.47% | |
| — | — | — | — | — | — | — | — | — | — | $0 | -$281K | -$110K | -$945K | $629K | $57K | $0 | |
| — | — | — | — | — | — | — | -$5.94M | $2.15M | -$2.85M | -$1.77M | -$272K | -$836K | $662K | -$23.7M | -$40.12M | -$1.02M | |
| -$13.19M | -$12.99M | -$3.47M | -$9.95M | -$4.33M | -$8M | -$3.55M | -$4.87M | $4.57M | -$4.49M | -$1.03M | $3.45M | -$5.45M | $1.07M | -$22.93M | -$40.04M | — | |
| USD/shares | -$2.49 | -$2.65 | -$0.61 | -$1.03 | -$0.24 | -$1.14 | -$1.47 | -$1.60 | $0.58 | -$0.77 | -$0.48 | -$0.07 | -$0.23 | $0.18 | -$14.26 | -$242.25 | -$0.79 |
| USD/shares | -$2.49 | -$2.65 | -$0.61 | -$1.03 | -$0.24 | -$1.14 | -$1.47 | -$1.60 | $0.58 | -$0.77 | -$0.48 | -$0.07 | -$0.23 | $0.18 | -$14.26 | — | — |
| shares | — | 5.18M | 4.85M | 4.28M | 3.59M | 3.42M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 1.66M | — | — |
| shares | — | 5.18M | 4.85M | 4.28M | 3.59M | 3.42M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 3.7M | 1.66M | 166 | — |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2022: $2.57M in buybacks, $3.02M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
—
Peer median 17.39×
Peer medians compare against the 16 similar-size Banks - Regional companies (of 288 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Deposit Account | $2,383,000 | $2,208,000 | $2,197,000 | $2,141,000 | $2,637,000 |
| Financial Service Other | $429,000 | $361,000 | $236,000 | $2,616,000 | $1,279,000 |
| Mortgage Banking | $191,000 | $389,000 | $466,000 | $225,000 | $288,000 |